About Bank of India Personal Loan Jammu
Jammu is a peaceful city with full of hills and mountains to drive you crazy. Located in the state of Jammu & Kashmir, the city attracts a lot of visitors from around the world. So, if Jammu is the city you live in and want funds to explore another nature lover spot overseas, get to the ship of Bank of India (BOI), a state-owned bank that has attractive personal loan to meet all your needs.
Bank of India Personal Loan Jammu at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 10.35% - 14.85% |
| Loan Amount | Upto ₹ 5 Lakh-10 Lakh |
| Loan Tenure | Upto 3-5 Years |
| Processing Fee | 2% of the loan amount |
| Prepayment Charges | As Applicable |
Apply Personal Loan @ 10.75%* Rate
Eligibility Criteria
Do you know who can apply for a personal loan at BOI? No! It’s the employees working in both public and private sector units. However, the loan disbursal depends on the income and the ability of the borrower to repay the EMI. An individual with a higher income can easily meet the eligibility compared to one with a lower income.
Documents Required to Obtain Personal Loan from Bank of India in Jammu
Don’t know which are the documents that the bank asks to submit in the case of a personal loan? Take a look at the below points showcasing documents you need to submit in respect of identity, residence, address, signature verification, etc.
- Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
- Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
- Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
- Signature Verification Proof-PAN Card/Passport/Driving License
- Processing Fee Cheque
- A Duly Signed and Filled Application Form
Check out more in Personal Loan Jammu
Bank of India Personal Loan Jammu Branches
No idea of the nearest branch location of BOI in Jammu? Get an idea by glancing at the table below. The table contains information regarding address, IFSC Code, MICR Code and contact numbers of the branches located in Jammu. Find the nearest branch and submit your personal loan application there.
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Maulana Azad Road | Maulana Azad Road, Shrinagar, Jammu & Kashmir-190001 | BKID0007900 | 190013002 | |
| Jammu | Jammu, Vir Marg, Residency Road, Jammu, Jammu & Kashmir-180001 | BKID0007901 | 180013002 | 0191-2573025, 533138 |
| Udhampur | Post Box-5, 23/11, Mukherjee Bazar, Court Road-149001 | BKID0007903 | 182013001 | |
| Dalgate | Dalgate, Khaibar Chowk, Opp. Khaibar Hospital, Srinagar Jammu & Kashmir-190001 | BKID0007904 | 190013003 | |
| Satwari | Satwari, 19, Satwari, Jammu, Jammu, Jammu & Kashmir-180003 | BKID0007906 | 180013003 | 0191-2450918, 2454206 |
| Gangyal | P.C.D.A Complex, Jammu Cantt. | BKID0007911 | 180013004 | |
| Jammu Mid Corporate | Sewa Complex Opp Fire Station, National Highway Gangyal, Jammu-180010 | BKID0007912 | 180013005 | 0191-2480363 |
| Vijaypur | Main Bazar , Near Mini Bus Stand, V& Po Vijaypur, Distt. Samba, Jammu & Kashmir-184120 | BKID0006358 | ||
| Katra | Bhawanis Paradise Hotel, Jammu Road, Katra, Jammu & Kashmir-182301 | BKID0007913 | ||
| Kathua | Kathua Branch Neeraj Mall, Shahidi Chowk, Ward No 5, District Kathua, Jammu & Kashmir- 184101 | BKID0007914 |