Bank of India Personal Loan in Jammu

About Bank of India Personal Loan Jammu

Jammu is a peaceful city with full of hills and mountains to drive you crazy. Located in the state of Jammu & Kashmir, the city attracts a lot of visitors from around the world. So, if Jammu is the city you live in and want funds to explore another nature lover spot overseas, get to the ship of Bank of India (BOI), a state-owned bank that has attractive personal loan to meet all your needs.

Bank of India Personal Loan Jammu at a Glance

ParticularsDetails
Interest Rate12.00% - 14.00%
Loan AmountUpto ₹ 5 Lakh-10 Lakh
Loan TenureUpto 3-5 Years
Processing Fee2% of the loan amount
Prepayment ChargesAs Applicable

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Eligibility Criteria

Do you know who can apply for a personal loan at BOI? No! It’s the employees working in both public and private sector units. However, the  loan disbursal depends on the income and the ability of the borrower to repay the EMI. An individual with a higher income can easily meet the eligibility compared to one with a lower income.

Documents Required to Obtain Personal Loan from Bank of India in Jammu

Don’t know which are the documents that the bank asks to submit in the case of a personal loan? Take a look at the below points showcasing documents you need to submit in respect of identity, residence, address, signature verification, etc.

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

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Bank of India Personal Loan Jammu Branches

No idea of the nearest branch location of BOI in Jammu? Get an idea by glancing at the table below. The table contains information regarding address, IFSC Code, MICR Code and contact numbers of the branches located in Jammu. Find the nearest branch and submit your personal loan application there.

Branch NameComplete AddressIFSCMICRContact Detail
Maulana Azad RoadMaulana Azad Road, Shrinagar, Jammu & Kashmir-190001BKID0007900190013002
JammuJammu, Vir Marg, Residency Road, Jammu, Jammu & Kashmir-180001BKID00079011800130020191-2573025, 533138
UdhampurPost Box-5, 23/11, Mukherjee Bazar, Court Road-149001BKID0007903182013001
DalgateDalgate, Khaibar Chowk, Opp. Khaibar Hospital, Srinagar Jammu & Kashmir-190001BKID0007904190013003
SatwariSatwari, 19, Satwari, Jammu, Jammu, Jammu & Kashmir-180003BKID00079061800130030191-2450918, 2454206
GangyalP.C.D.A Complex, Jammu Cantt. BKID0007911180013004
Jammu Mid CorporateSewa Complex Opp Fire Station, National Highway Gangyal, Jammu-180010BKID00079121800130050191-2480363
VijaypurMain Bazar , Near Mini Bus Stand, V& Po Vijaypur, Distt. Samba, Jammu & Kashmir-184120BKID0006358
KatraBhawanis Paradise Hotel, Jammu Road, Katra, Jammu & Kashmir-182301 BKID0007913
KathuaKathua Branch Neeraj Mall, Shahidi Chowk, Ward No 5, District Kathua, Jammu & Kashmir- 184101BKID0007914

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