Bank of India Personal Loan Kochi - Rates February 2024, Eligibility, EMI, IFSC

Bank of India Personal Loan in Kochi

About Bank of India Personal Loan Kochi

Staying in Kochi? Enjoying the sea shore down there, but the concerns related to the education and marriage of your kids running deep into your mind? Want to match the lifestyle of your pals by having the latest iPhone in the market? You need a personal loan to meet all these needs. And from where you can get it in an affordable way? The answer comes your way with Bank of India (BOI), a public sector bank with more than 5,000 branches across the country.

Bank of India Personal Loan Kochi at a Glance

Interest Rate10.35% - 14.85%
Loan AmountUpto ₹ 5 Lakh-10 Lakh
Loan TenureUpto 3-5 Years
Processing Fee2% of the loan amount
Prepayment ChargesAs Applicable

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

Do you know who can apply for a personal loan at BOI? No! It’s the employees working in both public and private sector units. However, the  loan disbursal depends on the income and the ability of the borrower to repay the EMI. An individual with a higher income can easily meet the eligibility compared to one with a lower income.

Documents Required to Obtain Personal Loan from Bank of India in Kochi

Don’t know which are the documents that the bank asks to submit in the case of a personal loan? Take a look at the below points showcasing documents you need to submit in respect of identity, residence, address, signature verification, etc.

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Check out more in Personal Loan Kochi

Bank of India Personal Loan Kochi Branches

If you do know about the location of BOI branches in Kochi, you can do so by looking at the table below. The table contains information regarding address, IFSC Code, MICR Code and contact numbers of the branches located in Kochi. Find the nearest branch and submit your personal loan application there.

Branch NameComplete AddressIFSCMICRContact Detail
KochiC C Vi/96 (A) Bazar Ro, Mattancherry, Kochi- 682002, Kerala 682002, KERALABKID00085106820130050484-2224575, 2225339
Ernakulam Service Branch M.G. Road, Kochi-682016, KeralaBKID00085856820130010484-2372225, 2370352
Ernakulam Mid Corporate BranchErnakulam Mid Corporate Branch, Manavalan Building, Jawahar Nagar East, Vyttila, Kochi-682019BKID0008518682013023
ErnakulamErnakulam, At Kannankeri Estate, Shanmugham Road , Ernakulam- 682031, KeralaBKID00085006820130020484-2354508, 2372225
M G Road (Ernakulam)M G Road(Ernakulam), Xxxv/1301 - 2, Collis Es, M. G. Road, Kochi-682016, KeralaBKID00085016820130090484-2353683, 2353857
College GroundCollege Ground, P.B.No.1088, M. G. Road, Ernakulam, Kochi-682011, KeralaBKID00085026820130040484-2360696
Ernakulam NRIErnakulam NRI, Collis Estate, Ravipur, M.G.Road, Ernakulam, K, Ernakulam, 682016, KeralaBKID00085036820130030484-2365158, 2370352
Ernakulam Housing Finance & Personal BankingErnakulam Housing Finance, Kaloor Tower, Kaloor, Kadavanthara Road, Kochi, 682017, KeralaBKID00085046820130100484-2536036
Willingdon IslandWillingdon Island, Post Box No. 540, Willingdon Island, Kochi, 682003, KeralaBKID00085116820130060484-2666265, 2668471
KakkanadKakkanad, 10/164C, Thadathil Bld, Airport Rd, Kochi- 682030, KeralaBKID0008512682013021
Kalamassery SouthKalamassery South, University P.O., Kalamassery South, Kochi- 682022, KeralaBKID00085696820130070484-2555890, 2555540
K P Vallon RoadK P Vallon Road Kadavanthara Junction Kochi-682020, KeralaBKID0008587

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%