About Bank of India Personal Loan Kochi
Staying in Kochi? Enjoying the sea shore down there, but the concerns related to the education and marriage of your kids running deep into your mind? Want to match the lifestyle of your pals by having the latest iPhone in the market? You need a personal loan to meet all these needs. And from where you can get it in an affordable way? The answer comes your way with Bank of India (BOI), a public sector bank with more than 5,000 branches across the country.
Bank of India Personal Loan Kochi at a Glance
|Interest Rate||10.35% - 12.35%|
|Loan Amount||Upto ₹ 5 Lakh-10 Lakh|
|Loan Tenure||Upto 3-5 Years|
|Processing Fee||2% of the loan amount|
|Prepayment Charges||As Applicable|
Do you know who can apply for a personal loan at BOI? No! It’s the employees working in both public and private sector units. However, the loan disbursal depends on the income and the ability of the borrower to repay the EMI. An individual with a higher income can easily meet the eligibility compared to one with a lower income.
Documents Required to Obtain Personal Loan from Bank of India in Kochi
Don’t know which are the documents that the bank asks to submit in the case of a personal loan? Take a look at the below points showcasing documents you need to submit in respect of identity, residence, address, signature verification, etc.
- Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
- Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
- Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
- Signature Verification Proof-PAN Card/Passport/Driving License
- Processing Fee Cheque
- A Duly Signed and Filled Application Form
Check out more in Personal Loan Kochi
Bank of India Personal Loan Kochi Branches
If you do know about the location of BOI branches in Kochi, you can do so by looking at the table below. The table contains information regarding address, IFSC Code, MICR Code and contact numbers of the branches located in Kochi. Find the nearest branch and submit your personal loan application there.
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Kochi||C C Vi/96 (A) Bazar Ro, Mattancherry, Kochi- 682002, Kerala 682002, KERALA||BKID0008510||682013005||0484-2224575, 2225339|
|Ernakulam Service Branch||M.G. Road, Kochi-682016, Kerala||BKID0008585||682013001||0484-2372225, 2370352|
|Ernakulam Mid Corporate Branch||Ernakulam Mid Corporate Branch, Manavalan Building, Jawahar Nagar East, Vyttila, Kochi-682019||BKID0008518||682013023|
|Ernakulam||Ernakulam, At Kannankeri Estate, Shanmugham Road , Ernakulam- 682031, Kerala||BKID0008500||682013002||0484-2354508, 2372225|
|M G Road (Ernakulam)||M G Road(Ernakulam), Xxxv/1301 - 2, Collis Es, M. G. Road, Kochi-682016, Kerala||BKID0008501||682013009||0484-2353683, 2353857|
|College Ground||College Ground, P.B.No.1088, M. G. Road, Ernakulam, Kochi-682011, Kerala||BKID0008502||682013004||0484-2360696|
|Ernakulam NRI||Ernakulam NRI, Collis Estate, Ravipur, M.G.Road, Ernakulam, K, Ernakulam, 682016, Kerala||BKID0008503||682013003||0484-2365158, 2370352|
|Ernakulam Housing Finance & Personal Banking||Ernakulam Housing Finance, Kaloor Tower, Kaloor, Kadavanthara Road, Kochi, 682017, Kerala||BKID0008504||682013010||0484-2536036|
|Willingdon Island||Willingdon Island, Post Box No. 540, Willingdon Island, Kochi, 682003, Kerala||BKID0008511||682013006||0484-2666265, 2668471|
|Kakkanad||Kakkanad, 10/164C, Thadathil Bld, Airport Rd, Kochi- 682030, Kerala||BKID0008512||682013021|
|Kalamassery South||Kalamassery South, University P.O., Kalamassery South, Kochi- 682022, Kerala||BKID0008569||682013007||0484-2555890, 2555540|
|K P Vallon Road||K P Vallon Road Kadavanthara Junction Kochi-682020, Kerala||BKID0008587|