Bank of India Personal Loan Kolkata - Rates February 2024, Eligibility, EMI, IFSC

Bank of India Personal Loan in Kolkata

About Bank of India Personal Loan Kolkata

Living a cool life in the city of Kolkata famous for a rich vein of sweets and a multitude of fishes? But your desires are not limited to what you find in Kolkata, the capital of West Bengal. You want to explore the world with your family, right! You just need a personal loan from Bank of India (BOI), a trusted lending partner that cares your pocket every bit with an affordable interest rate. Factors like easy documentation and fast processing only make BOI an attractive personal loan option.

Bank of India Personal Loan Kolkata at a Glance

Interest Rate10.35% - 14.85%
Loan AmountUpto ₹ 5 Lakh-10 Lakh
Loan TenureUpto 3-5 Years
Processing Fee2% of the loan amount
Prepayment ChargesAs Applicable

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

Do you know who can apply for a personal loan at BOI? No! It’s the employees working in both public and private sector units. However, the  loan disbursal depends on the income and the ability of the borrower to repay the EMI. An individual with a higher income can easily meet the eligibility compared to one with a lower income.

Documents Required to Obtain Personal Loan from Bank of India in Kolkata

Don’t know which are the documents that the bank asks to submit in the case of a personal loan? Take a look at the below points showcasing documents you need to submit in respect of identity, residence, address, signature verification, etc.

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Check out more in Personal Loan Kolkata

Bank of India Personal Loan Kolkata Branches

If you do know about the location of BOI branches in Kolkata, you can do so by looking at the table below. The table contains information regarding address, IFSC Code, MICR Code and contact numbers of the branches located in Kolkata. Find the nearest branch and submit your personal loan application there.

Branch NameComplete AddressIFSCMICRContact Detail
Sham BazarSham Bazar, 140/1, Bidhan Sarani, Sham Bazar, Kolkata- 700004, West BengalBKID0004018700013039033-25301813, 25554341
Southern AvenueMehta House, 32, Southern Avenue, , Kolkata- 700029, West BengalBKID0004019700013044033-24661836, 24635303
South SuburbsSouth Suburbs, 391 Diamond Harbour Road, Behala, Kolkata- 700034, West BengalBKID0004020700013043033-24781577, 245846
Vivekanand Road36/2, Vivekanand Road, Calcutta, Kolkata-700007, West Bengal
BKID0004021700013048033-22691924, 22630705
MaulaliMaulali, 81/2 Acharya Jagadish, Bose Road, Kolkata, India, 700014, West BengalBKID0004024700013033033-22174905, 22271229
Bangur AvenueBangur Avenue, Plot No 415 413 - 214, Bangur Avenu, Kolkata- 700055, West BengalBKID0004025700013005033-25746055, 25741251
Jawaharlal Nehru RoadJawaharlal Nehru Road, 44, Jawaharlal Nehru Road, , Kolkata – 700016, Kolkata, 700016, West BengalBKID0004026700013027033-22823498, 22827856
Sealdah2/B, Mahatma Gandhi Road, Sealdah, Kolkata- 700009, West BengalBKID0004027700013038033-23503716, 23607594
Park CircusPark Circus, 73/A, Theatre Road, , (Shakespeare Sarani), Kolkata- 700017, West BengalBKID0004028700013036033-22471325, 22801186
College StreetCollege Street, 8/9, Bankim Chatterjee, Calcutta, Kolkata- 700073, West BengalBKID0004029700013015033-22415179, 22417899
Ruby ParkRuby Park, 207, Kasba Road, Calcutta, Kolkata, 700042, West BengalBKID0004030700013058
Free School StreetFree School Street, 41, Free School Street, Kolkata- 700016, West BengalBKID0004032700013020033-22172070, 22299346
Ballygunge Circular RoadBallygunge Circular Road, 67/B, Ballygunge Circu, Kolkata- 700019, West BengalBKID0004035700013003
Bhupendra Bose AvenueBhupendra Bose Avenue, 55, Bhupendra Bose Ave, Kolkata-700004, West BengalBKID0004036700013009033-25432933, 25554865

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%