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About Bank of Maharashtra Personal Loan in Bhubaneswar
Bhubaneswar is the city of temples, lakes and beautiful ancient architecture. Being a rich blend of the ancient and the modern, Bhubaneswar has nested many aims and aspirations. People of Bhubaneswar are particularly diligent and goal-oriented. Bank of Maharashtra is centrally placed in this city for optimum reach. Bank of maharashtra Personal Loan has been behind many successful stories of this city. Ranging from hi-tech renovations to educational fundings, Bank of Maharashtra Personal Loan has supported it all. Scroll down to know more about it.
Bank of Maharashtra Personal Loan in Bhubaneswar at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 12.35% - 12.60% |
| Loan amount | Up to ₹1.5 lakhs |
| Tenure | Up to 36 months |
| Processing Fee | 1% of the loan amount |
| Pre- payment charges | As per bank’s norms |
Eligibility Criteria
- The applicant must be in the age bracket of 21 years to 60 years.
- Salaried individuals who are existing housing loan borrowers can apply.
- Those with a corporate salary account holders and a minimum of 2 years of employment history can apply. They must have completed at least 1year in the current organization and must have a minimum of 1 year long relationship with the bank.
- Net income of salaried individuals who are existing housing loan borrowers should be at least ₹2.5 lakhs. ITR/Form 16 for the past 2 years from the employer is compulsory.
- Net income of those holding a corporate salary account should be at least ₹3 lakhs. ITR/Form 16 for the past 2 years from the employer is required.
- The employee should have a salary account with the bank.
- The minimum net salary is expected to be more than 25% or ₹ 10,000/- per month, whichever is higher.
Documentation Required
- ID Proof – Passport/ Voter ID/ PAN Card.
- Age Proof– Birth certificate/ passport
- Residence Proof– Passport/ Utility bill/ Allotment letter.
- Income Proof– Latest Salary slip/ ITR/ form- 16
- Signature Verification Proof- Passport/ PAN Card.
- Bank statement – Last 3 months bank statement/ last 6 months bank passbook.
To know more details, visit Personal Loan Bhubaneswar.
Address of Bank of Maharashtra Branches in Bhubaneswar
| Branch Name | Address | IFSC Code | MICR | Contact details |
|---|---|---|---|---|
| Bhubaneswar | Plot No. - 426/2260, Near N.H - 5, N.B Tower, Nayapalli, Bhubaneswar- 751012 | MAHB0001182 | 751014002 | 0674-2564018 |
