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About Bank of Maharashtra Personal Loan in Chennai
Chennai is one of the biggest centres of education, culture and diversity in the southern part of India. Being highly influenced by the Portuguese culture, Chennai is a very prosperous city with a rich historical background. Bank of Maharashtra and the city of Chennai have had a prolonged association. The vision of bank of Maharashtra has seen success majorly in this city with a good customer base. Over the years, bank of Maharashtra Personal Loan has become one of the favourite financial products of the people of Chennai. Keep reading to know more about it!
Bank of Maharashtra Personal Loan in Chennai at a glance
|Interest Rate||12.35% - 12.60%|
|Loan amount||Up to ₹1.5 lakhs|
|Tenure||Up to 36 months|
|Processing Fee||1% of the loan amount|
|Pre- payment charges||As per bank’s norms|
- The applicant must be in the age bracket of 21 years to 60 years.
- Salaried individuals who are existing housing loan borrowers can apply.
- Those with a corporate salary account holders and a minimum of 2 years of employment history can apply. They must have completed at least 1year in the current organization and must have a minimum of 1 year long relationship with the bank.
- Net income of salaried individuals who are existing housing loan borrowers should be at least ₹2.5 lakhs. ITR/Form 16 for the past 2 years from the employer is compulsory.
- Net income of those holding a corporate salary account should be at least ₹3 lakhs. ITR/Form 16 for the past 2 years from the employer is required.
- The employee should have a salary account with the bank.
- The minimum net salary is expected to be more than 25% or ₹ 10,000/- per month, whichever is higher.
Documents Needed for Bank of Maharashtra Personal Loan
- ID Proof – Passport/ Voter ID/ PAN Card.
- Age Proof– Birth certificate/ passport
- Residence Proof– Passport/ Utility bill/ Allotment letter.
- Income Proof– Latest Salary slip/ ITR/ form- 16
- Signature Verification Proof- Passport/ PAN Card.
- Bank statement – Last 3 months bank statement/ last 6 months bank passbook.
To know more details, visit Personal Loan Chennai.
Address of Bank of Maharashtra Branches in Chennai
|Branch Name||Address||IFSC Code||MICR||Contact details|
|Broadway||Shree Gujarati Mandal Bldg 116, Broadway Chennai- 600108||MAHB0000300||600014002||25383460 25383571 25387348|
|Mount Road||603, Anna Salai, Chennai - 600006||MAHB0000400||600014003||1800-233-4526|
|T.Nagar||4, Sivagnanam Road, T.Nagar, Chennai- 600017||MAHB0000450||600014004||1800-233-4526|
|Besant Nagar||E 139/A, 31st Cross, Besant Nagar, Chennai- 600017||MAHB0000571||600014005||1800-233-4526|
|Ashok Nagar||33, 1st Avenue, Ashok Nagar, Chennai- 600017||MAHB0000676||600014006||1800-233-4526|
|Shenoy Nagar||17/1, Pulla Avenue, Shenoy Nagar, Chennai - 600030||MAHB0001167||600014007||1800-233-4526|
|Mylapore||16, East Mada Street, Mylapore, Chennai - 600004||MAHB0001204||600014010||1800-233-4526|
|Neelankarai||349, East Coast Road, Chennai - 600041||MAHB0001205||600014008||1800-233-4526|
|Valmiki Nagar||Sri Sai Subhodaya, 57/23, Muttukadu Road, Valmiki Nagar, Chennai - 600017||MAHB0001206||600014009||1800-233-4526|
|Service Branch||116, Sri Gujarathi Mandal, Broadway, Chennai - 600108||MAHB0001218||600014001||1800-233-4526|
|Tambaram||No.28, Old No.78, Anna Street, Chitlapakkam, Tambaram Taluka, Tambaram Revenue Firka, Chennai - 600064||MAHB0001418||600014011||044 - 22230121|
|Ambattur||8/9 Bharathi Street, Mogappair West, Chennai - 600037||MAHB0001535||600014012||044-26534540|