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About Bank of Maharashtra Personal Loan in Jammu
The ambience of peace and beauty has been surrounding the city of Jammu since time immemorial. this city is particularly known for its handicrafts and skilled men. Bank of Maharashtra Personal Loan has helped many dreams come true with its product- Bank of Maharashtra Personal Loan. Whether its a loan required to set up your own Pashmina shop or to renovate the ancestral house that you have grown up in, Bank of Maharashtra Personal Loan takes care of it all. Keep scrolling to know more about it!
Bank of Maharashtra Personal Loan in Jammu at a glance
|Interest Rate||11.75% - 12.75%|
|Loan amount||Up to ₹1.5 lakhs|
|Tenure||Up to 36 months|
|Processing Fee||1% of the loan amount|
|Pre- payment charges||As per bank’s norms|
- The applicant must be in the age bracket of 21 years to 60 years.
- Salaried individuals who are existing housing loan borrowers can apply.
- Those with a corporate salary account holders and a minimum of 2 years of employment history can apply. They must have completed at least 1year in the current organization and must have a minimum of 1 year long relationship with the bank.
- Net income of salaried individuals who are existing housing loan borrowers should be at least ₹2.5 lakhs. ITR/Form 16 for the past 2 years from the employer is compulsory.
- Net income of those holding a corporate salary account should be at least ₹3 lakhs. ITR/Form 16 for the past 2 years from the employer is required.
- The employee should have a salary account with the bank.
- The minimum net salary is expected to be more than 25% or ₹ 10,000/- per month, whichever is higher.
Documents Needed for Bank of Maharashtra Personal Loan
- ID Proof – Passport/ Voter ID/ PAN Card.
- Age Proof– Birth certificate/ passport
- Residence Proof– Passport/ Utility bill/ Allotment letter.
- Income Proof– Latest Salary slip/ ITR/ form- 16
- Signature Verification Proof- Passport/ PAN Card.
- Bank statement – Last 3 months bank statement/ last 6 months bank passbook.
To know more details, visit Personal Loan Jammu.
Address of Bank of Maharashtra Branches in Jammu
|Branch Name||Address||IFSC Code||MICR||Contact details|
|Jammu||P-150, Sector-1 , Trikuta Nagar , Jammu ( J& K) -180012||MAHB0001240||180014002||1800-233-4526|
|Srinagar||Kashmir Khalsa Hotel, Amira Kadal, Srinagar - 190001 ( J & K )||MAHB0001304||190014001||0194-2450940|