Bank of Maharashtra Personal Loan Kolkata - Rates February 2024, Eligibility, EMI, IFSC

Bank of Maharashtra Personal Loan in Kolkata

About Bank of Maharashtra Personal Loan in Kolkata

Kolkata is one of the most important metropolitan cities of India. known for its cheap availability of goods and a peculiar liking for art, Kolkata is developing and flourishing at a very fast pace. Bank of Maharashtra has a considerable amount of contribution in the development of people and infrastructure of the city. Bank of Maharashtra Personal Loan is one of the most preferred financial products by its customers as it has many features that suite their liking. Bank of Maharashtra has been successful in holding its ground and positively influencing the people of Kolkata to realise and conjoin with its vision and mission. The bank aims to guard the integrity and principles it possesses and achieve national and international recognition by having a large and content clientele. read on to know more!

Bank of Maharashtra Personal Loan in Kolkata at a glance

Interest Rate9.50% - 12.80%
Loan amountUp to ₹1.5 lakhs
TenureUp to 36 months
Processing Fee1% of the loan amount
Pre- payment chargesAs per bank’s norms

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

  • The applicant must be in the age bracket of 21 years to 60 years.
  • Salaried individuals who are existing housing loan borrowers can apply.
  • Those with a corporate salary account holders and a minimum of 2 years of employment history can apply. They must have completed at least 1year in the current organization and must have a minimum of 1 year long relationship with the bank.
  • Net income of salaried individuals who are existing housing loan borrowers should be at least ₹2.5 lakhs. ITR/Form 16 for the past 2 years from the employer is compulsory.
  • Net income of those holding a corporate salary account should be at least ₹3 lakhs.  ITR/Form 16 for the past 2 years from the employer is required.
  • The employee should have a salary account with the bank.
  • The minimum net salary is expected to be more than 25% or 10,000/- per month, whichever is higher.

Required Documents for Bank of Maharashtra Personal Loan

  • ID Proof – Passport/ Voter ID/ PAN Card.
  • Age Proof– Birth certificate/ passport
  • Residence Proof– Passport/ Utility bill/ Allotment letter.
  • Income Proof– Latest Salary slip/ ITR/ form- 16
  • Signature Verification Proof- Passport/ PAN Card.
  • Bank statement – Last 3 months bank statement/ last 6 months bank passbook.

To know more details, visit Personal Loan Kolkata.

Address of Bank of Maharashtra Branches in Kolkata

Branch NameAddressIFSC CodeMICRContact details
Chowringhee Road60C, Chowringhee Road, Kolkata - 700029MAHB000037670001400203322832095/ 03322804200
N S RoadMcleod House, 3, N. S. Road Kolkata- 700001MAHB000045570001400322487941 22484837
G C AvenueGuha Trust Building, 7, G C Avenue, Kolkata - 700013MAHB00005397000140043322113656
R B Avenue135 R B Avenue, Kolkata - 700012MAHB00005537000140051800-233-4526
S P M Road31A, S P M Road 1st Floor, Kolkata - 700025MAHB00007157000140061800-233-4526
New AliporePlot No. - 175 , Block No. - 6, New Alipore, Kolkata - 700053MAHB00007917000140071800-233-4526
Shyam Bazar206, A.P.C Road Kolkata - 700004MAHB0000925700014010033-25553430
M G Road161, M G Road , 1st Floor, Kolkata - 700007MAHB00009497000140113322738057
Chandni Chowk Market18 Prafulla Sarkar Street Chandni Chowk Market Kolkata - 700072MAHB00009657000140081800-233-4526
Firangi Kali Bari26, 1st Floor, Chittaranjan Avenue, Kolkata - 700012MAHB00009737000140093322258898
Service Branch Balmer Lawrie Bhawan 21 N R Road, Kolkata - 700001MAHB00011257000140011800-233-4526
WBHBAbasan , 105 S N Banerjee Road, Kolkata - 700014MAHB00012327000140121800-233-4526
Behala Sakher BazarRahul Plaza, 1ST Floor, 14A, D H Road, Barisha , Kolkata - 700088MAHB00012997000140181800-233-4526
Ruby ParkP/39/2, Phase III, Kasba Indl. Estate, Kolkata - 700107MAHB0001300700014017033-24431013
Jadavpur1/436, Gariahat Road (South), First Floor, Kolkata - 700068MAHB0001303700014019033-24294253

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%