Top 5 Best Travel Credit Cards With No Annual Fee

A travel credit card with an annual fee waiver does wonders to one’s experience. Not only you earn miles on your spends but also enjoy a waiver of the annual fee, which can otherwise be anywhere between ₹300-10,000, depending on the type of travel card you apply for. Banks such as HDFC, IndusInd and RBL offer such cards to eligible applicants. While some come with a flat waiver, others would require you to spend a specific amount within a specified time period to get the waiver. All in all, these cards are increasingly preferred by the travellers. You better not miss out on those exciting offers. So, without any further delay, let’s read out some of these cards that have the gift of annual fee waiver.

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List of Travel Credit Cards 2018 with Annual Fee Waiver

Check out the table below having the list of such cards.

Credit CardsTravel Offers & BenefitsFlat Annual Fee WaiverAnnual Fee Waiver on Milestone Spends
HDFC Superia Travel Card Welcome and renewal benefits of 1,000 reward points each

Reward points earned can be redeemed for air miles at leading Indian airways such as Jet Airways, Air India and Kingfisher Airlines.
Reward points redeemable at more than 20 international airlines via KrisFlyer, a frequent flyer program of Singapore. Enroll for the program by registering at the website of KrisFlyer.
-The first year membership fee of ₹1,000 is reversed on spending ₹15,000 within 90 days of the card set up date.

The membership fee of ₹1,000 for the subsequent year will be waived on spending ₹75,000 in the previous year.
HDFC AllMiles CardGet double reward points on spends made on www.hdfcbankallmiles.com

Earn 3 reward points for spending every ₹150

Redeem the points earned for air miles, as well as for gifts from the rewards catalogue
-The first year membership fee of ₹1,000 is reversed on spending ₹15,000 within 90 days of the card set up date.

The membership fee of ₹1,000 for the subsequent year will be waived on spending ₹1,00,000 in the previous year.
IndusInd Bank World Miles Credit CardAccess to more than 600 airport lounges across the globe

Jet Airways promotion codes to enable 50% discount on base fare

24x7 concierge service

Complimentary coaching for individual golf lessons
Annual fee is waived-
RBL Bank IGU NHS Golf World Credit CardEarn 2 reward points for every ₹100 you spend

10 reward points on spending every 100 at select partners

Rewards redemption for golf equipment, golf holidays, gift vouchers, electronics, designer products

Exclusive membership to Indian Golf Union National Handicap Service (IGU NHS)

Get your IGU NHS subscription fee of 1,000 back on spending ₹1 lakh in a billing year
It’s a lifetime free card-
Canara Global Gold Credit CardCredit limit available up to 50% of the annual income, subject to the maximum limit of ₹25 lakhs

Air accident cover worth ₹8 lakhs for self

Non-air accident cover worth ₹4 lakhs for self
No annual fee-
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How Should You Choose a Travel Credit Card?

You can choose a travel credit card based on air miles you are likely to accumulate on your travel spends. Also, you need to take into the account the avenues for which those miles can be redeemed. Offers such as lounge access, travel concierge services, golf lessons & sessions should also be taken into consideration while choosing a card. Nothing’s better when all these come with an annual fee waiver.

How to Apply for Travel Credit Cards Online?

Applying for a travel credit card online is a matter of few minutes. You just need to visit the website of Wishfin, an online marketplace that keeps the best of card offers for grabs, and apply by mentioning a few personal and professional details.

Now Apply for Credit Card Via WhatsApp

You can now apply for credit cards via WhatsApp. Yes, it’s completely true. So, no more lengthy forms, just do the following and apply in a flash.

  • Visit the website of Wishfin
  • Go to ‘Credit Cards’ and choose ‘Best Credit Cards’
  • A page will appear giving you three options to apply – form, chat and WhatsApp
  • Click on ‘WhatsApp
  • Enter the mobile number before clicking on ‘Continue with WhatsApp’
  • You will receive a link on your mobile
  • Click on the link to get added to a 2-member group – Wishfin and you
  • Submit personal and professional details on the conversation
  • And you are done

Eligibility Sought for Travel Credit Cards

Banks seek the following to approve a travel card with no annual fee.

  • Good and stable income
  • Income must be a minimum of ₹1.8-2 lakh per annum
  • High credit score of 750 and above
  • Applicants with an age of 21-60 years (salaried) and 21-65 years (self-employed)

Personal Loan Interest Rates October 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank11.50% - 14.50%
Tata Capital10.99% - 18.00%
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LIC Housing8.70% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank8.85% - 9.10%
Axis Bank8.80% - 9.05%
Citibank8.90% - 9.65%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
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