Canara Bank Home Loan in Guwahati

Last Updated : May 5, 2018, 11:47 a.m.

About Canara Bank Home Loan in Guwahati

The home loan is one of the important inclusion in the financial planning to own the dream house that you have always wanted for yourselves. Canara bank is one of the banks that offers the home loan at affordable rates and comes with many other advantages. The Canara bank is one of the best banks to avail it. For people who want to either buy, construct, extend or renovate the home in the city of Guwahati, it is one of the best offer available to them.

Canara Bank Home Loan in Guwahati at a glance

Eligibility Criteria

• The age of the applicant should be between 18 – 65 years.
• Salaried individuals with minimum 3 years experience.
• Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years.
• The borrower should not be above the age of 55 years at the time of availing the loan.
• The borrower above 55 years can avail the loan subject to certain stipulations.

Documents Required

• Loan Application with 2 passport size photos of applicant/ guarantor
• Sale Deed
• Agreement for Sale
• Copy of the approved plan for the proposed construction/extension/addition
• Detailed cost estimate/evaluation report from Bank’s Panel Chartered Engineer/Architect
• Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
• Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
• Salary Certificate and Form No.16 (in case of salaried persons)
• IT Returns filed for the past two years (in case of non-salaried persons)
• A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
• Balance Sheet and P&L Account for the past three years (in case of self-employed)

To get more detailed information, visit Home Loan Guwahati .

Address of Canara Bank Branches in Guwahati