Canara Bank Home Loan in Lucknow

Last Updated : May 5, 2018, 11:49 a.m.

About Canara Bank Home Loan in Lucknow

Canara bank is one of the trusted banks in India. The bank offers the best quality products and services to make the banking experience of the customer more smooth. The home loan is the products that are available almost in every branch. The dream to have a home of your own is no more a dream but can be turned into reality with the help of the home loan. It provides the loan at affordable rates which can be availed by everyone who is eligible.

Canara Bank Home Loan in Lucknow at a glance

Eligibility Criteria

• The age of the applicant should be between 18 – 65 years.
• Salaried individuals with minimum 3 years experience.
• Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years.
• The borrower should not be above the age of 55 years at the time of availing the loan.
• The borrower above 55 years can avail the loan subject to certain stipulations.

Documents Required

• Loan Application with 2 passport size photos of applicant/ guarantor
• Sale Deed
• Agreement for Sale
• Copy of the approved plan for the proposed construction/extension/addition
• Detailed cost estimate/evaluation report from Bank’s Panel Chartered Engineer/Architect
• Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
• Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
• Salary Certificate and Form No.16 (in case of salaried persons)
• IT Returns filed for the past two years (in case of non-salaried persons)
• A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
• Balance Sheet and P&L Account for the past three years (in case of self-employed)

To get more detailed information, visit Home Loan Lucknow .

Address of Canara Bank Branches in Lucknow