Central Bank of India Home Loan in Bhubaneswar

Last Updated : Feb. 28, 2020, 4:52 p.m.

About Central Bank of India Home Loan in Bhubaneswar

Each heart has the desire to live in the self-owned house but due to financial obstacles, it becomes difficult to do the same. To overcome this hurdle, Central Bank of India provides home loans to the eligible candidates and help them in fulfilling their wishes. The bank disburses the loan for the flexible tenure of 30 years and charges a nominal processing fee. This service is provided by the bank throughout the country including the city of Bhubaneswar. The details of Central Bank of India Home Loan Bhubaneswar is given in the article below.

Central Bank of India Home Loan in Bhubaneswar at a Glance

Eligibility Criteria

The Central Bank of India provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan eligibility criteria is:

• The home loan can be availed by the following entities:
  – Individuals
  – Group Of Individuals
  – Salaried Employees
  – Self-employed Person
  – Professional
  – Any Other Person Having a Legal, Identified and Regular Source of Income
• The minimum age of the applicant should be 18 years

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

• Duly Filled Application Form with 2 Passport Size Photographs
• Sale Deed & Agreement of Sale
• Bank Property Valuation Report/Full Cost Estimate
• Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
• Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
• Identity Proof – PAN Card/Passport/Voter ID/ Driving License
  Residence Proof – Passport/Driving License/Voter ID/Ration Card/Telephone Bill
• Income Proof – Salary Slip/ ITR, Latest Bank Statements
• Other Documents – Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member

For more information check Home Loan Bhubaneswar

Address of Central Bank of India Branches in Bhubaneswar

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Bhubaneswar is mentioned in the table below: