Central Bank of India Home Loan in Chandigarh
Last Updated : May 5, 2018, 11:54 a.m.
About Central Bank of India Home Loan in Chandigarh
Chandigarh is the first planned city of our country and is spread in an area of approx. 114 sq. mt. It was designed by the famous architect of that time Le Corbusier. Chandigarh’s official emblem is the ‘Open Hand’ which signifies peace and reconciliation. The open hand sends a message of ‘open to give and receive’. Here, Central Bank of India too provides its services and let the people of the city accomplish their dreams. It gives home loan to the potential home buyers and assists them in purchasing their home. The aspirant candidate can visit the bank and avail the facility of home loan.
Central Bank of India Home Loan in Chandigarh at a Glance
Particulars | Details |
---|---|
Interest Rate | 8.55% - 9.10% |
Loan amount | As per individual’s capacity |
Tenure | Up to 30 years |
Processing fee | 0.50% of the loan amount subject to maximum |
Pre- payment charges | As per bank's norm |
Eligibility Criteria
The Central Bank of India provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan eligibility criteria is:
- The home loan can be availed by the following entities:
– Individuals
– Group Of Individuals
– Salaried Employees
– Self-employed Person
– Professional
– Any Other Person Having a Legal, Identified and Regular Source of Income - The minimum age of the applicant should be 18 years
Documents Required
In order to avail the benefit of car loan, the individual needs to submit the following documents:
- Duly Filled Application Form with 2 Passport Size Photographs
- Sale Deed & Agreement of Sale
- Bank Property Valuation Report/Full Cost Estimate
- Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
- Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
- Identity Proof – PAN Card/Passport/Voter ID/ Driving License
Residence Proof – Passport/Driving License/Voter ID/Ration Card/Telephone Bill - Income Proof – Salary Slip/ ITR, Latest Bank Statements
- Other Documents – Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member
For more information visit: Home Loan Chandigarh
Address of Central Bank of India Branches in Chandigarh
The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Chandigarh is mentioned in the table below:
Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
---|---|---|---|---|
Sector 17 - B Chandigarh | SCO 68 - 69 Bank Square Sector 17 - B Chandigarh | CBIN0280412 | 160016002 | 0172-2702431, 0172-2702266 |
Sector - 15 C, Chandigarh | S.C.O. 23, Sector 15 - C, Chandigarh | CBIN0280413 | 160016003 | 0172- 2780778, 0172 -2540935 |
Sector 22 C, Chandigarh | 7/8, Sector 22 - C, Chandigarh | CBIN0280414 | 160016004 | 0172-2700759, 0172-2702852 |
Chandigarh, Sector 35 C (Defence Colony) | S.C.O. NO. 293 & 294, Defence Colony, Sector 35 - C, Chandigarh | CBIN0281186 | 160016005 | 0172-2646875, 0172-2601174 |
Sector 37 C Chandigarh | Shop - Cum - Office (SCO) No. 174, Sector 37 - Co, Chandigarh | CBIN0282138 | 160016006 | 1800 200 1911 |
S.D.College, Sector 32 D, Chandigarh | S.D. College, Sector 32 D, Chandigarh - 160047 | CBIN0283198 | 160016009 | 0172-2645503 |
Sector - 18 Chandigarh | SCF 30 Sector - 18C Chandigarh, Dist - Chandigarh, Chandigarh - 160018 | CBIN0283194 | 160016010 | 0172 - 2773416 |
Chandigarh Zonal Office | P.B.NO: 13, NO: 58 - 59, Bank Square, Sector 17B Dist - Chandigarh Chandigarh - 160017 | CBIN0281106 | NON-MICR | 0172-2702994-98 |
Industrial Area | SCO-21, Industrial Area, Phase-2, Chandigarh 160047 | CBIN0284976 | NON-MICR | 22637966 |
Sector Forty Four Chandigarh | Soc 269, Sector 44C, Chandigarh, U.T. Chandigarh 160043 | CBIN0284979 | NON-MICR | 22637966 |
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