Central Bank of India Home Loan in Kochi

Last Updated : May 5, 2018, 11:56 a.m.

About Central Bank of India Home Loan in Kochi

Home Loan is the banking product offered by the banking institutes to help the citizens buy their home loan. It can even be taken for the renovation or extension of the existing house. These same benefits are provided on Central Bank of India home loan Kochi. The customer eligible to take the loan from the bank can apply for the same either by visiting the nearest bank branch or online. The branch address of the bank in Kochi city are provided in the article.

Central Bank of India Home Loan in Kochi at a Glance

Eligibility Criteria

The Central Bank of India provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan eligibility criteria is:

• The home loan can be availed by the following entities:
  – Individuals
  – Group Of Individuals
  – Salaried Employees
  – Self-employed Person
  – Professional
  – Any Other Person Having a Legal, Identified and Regular Source of Income
• The minimum age of the applicant should be 18 years

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

• Duly Filled Application Form with 2 Passport Size Photographs
• Sale Deed & Agreement of Sale
• Bank Property Valuation Report/Full Cost Estimate
• Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
• Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
• Identity Proof – PAN Card/Passport/Voter ID/ Driving License
  Residence Proof – Passport/Driving License/Voter ID/Ration Card/Telephone Bill
• Income Proof – Salary Slip/ ITR, Latest Bank Statements
• Other Documents – Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member

For more information visit: Home Loan Kochi

Address of Central Bank of India Branches in Kochi

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Kochi is mentioned in the table below: