Central Bank of India Personal Loan in Jammu

About Central Bank of India Personal Loan in Jammu

Jammu is the northern Indian city that is known for its beauty. There are various financial and banking institutions in the city that have been helping the residents of the place. One among them is Central Bank of India. The bank caters to all the requirements of the candidate and help them build strong financially.

Central Bank of India Personal Loan in Jammu at a Glance

ParticularsDetails
Interest Rate 11.25% - 12.60%
Loan amount₹ 1,00,000 – ₹ 5,00,00,000
Tenure3 years to 7 years
Processing fee0.50% of the loan amount subject to maximum ₹ 10,000
Pre- payment chargesAs per bank's norm

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Eligibility Criteria

The Central Bank of India provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The personal loan eligibility criteria is:

  • The personal loan can be availed by the following entities- Permanent employees of railways, government institutions, central and state government, schools, hospitals, municipal bodies etc. having completed one year of service or confirmed/ permanent employees of Indian/ multinational companies having completed minimum 3 years of service

Documents Required

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Latest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried), Last two years profit & loss account and balance sheet, & ITR and Bank statement for last 3 months (for self-employed)

Check Personal Loan Jammu for more details.

Address of Central Bank of India Branches in Jammu

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Jammu is mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Jammu

P.B. No. 59, Indra Mansion, Shalimar Road, Raghunath Bazar, Jammu Tawi Jammu Jammu Kashmir 180001CBIN02804171800160010191-2547791/ 2546732, 0191-2572764
Railway Road Jammu
Gole Market, Gandhi Nagar, JammuCBIN02812381800160020191-2439884
Talab Tillo, Jammu

Chowk Talab Tillo, Jammu Jammu Jammu Kashmir 180002
CBIN02821771800160030191-2554661, 0191-2503275
New Subzimandi Jammu

P.O. New Subzi Mandi (narwal), Rail Head Complex, Jammu, Pincode: 180006CBIN02828251800160040191-2476448, 0191-2476948
Gandhi Memorial College, Jammu

Gandhi Memorial College, Jammi Nardhani Morh, Post Office: Raipur, Dist - Jammu, Jammu & KashmirCBIN0012177NON-MICR0191-2554661
Greater Kailash, Jammu

Gali No. 17, Opp New Choice Club, Greater Kailash Main Mkt, Jammu, J& K - 180001CBIN0283795NON-MICR0191-2484850
Gandhi Memorial College, Bantalab Jammu

Gandhi Memorial College, Jammi Nardhani Morh, Post Office: Raipur, Dist - Jammu, Jammu & Kashmir - 1CBIN0284005NON-MICR0191-2554661

 

 

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