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About Central Bank of India Personal Loan in Jammu
Jammu is the northern Indian city that is known for its beauty. There are various financial and banking institutions in the city that have been helping the residents of the place. One among them is Central Bank of India. The bank caters to all the requirements of the candidate and help them build strong financially.
Central Bank of India Personal Loan in Jammu at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 10.85% - 14.35% |
| Loan amount | ₹ 1,00,000 – ₹ 5,00,00,000 |
| Tenure | 3 years to 7 years |
| Processing fee | 0.50% of the loan amount subject to maximum ₹ 10,000 |
| Pre- payment charges | As per bank's norm |
Eligibility Criteria
The Central Bank of India provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The personal loan eligibility criteria is:
- The personal loan can be availed by the following entities- Permanent employees of railways, government institutions, central and state government, schools, hospitals, municipal bodies etc. having completed one year of service or confirmed/ permanent employees of Indian/ multinational companies having completed minimum 3 years of service
Documents Required
In order to avail the benefit of personal loan, the individual needs to submit the following documents:
- Latest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
- Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried), Last two years profit & loss account and balance sheet, & ITR and Bank statement for last 3 months (for self-employed)
Check Personal Loan Jammu for more details.
Address of Central Bank of India Branches in Jammu
The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Jammu is mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Jammu | P.B. No. 59, Indra Mansion, Shalimar Road, Raghunath Bazar, Jammu Tawi Jammu Jammu Kashmir 180001 | CBIN0280417 | 180016001 | 0191-2547791/ 2546732, 0191-2572764 |
| Railway Road Jammu | Gole Market, Gandhi Nagar, Jammu | CBIN0281238 | 180016002 | 0191-2439884 |
| Talab Tillo, Jammu | Chowk Talab Tillo, Jammu Jammu Jammu Kashmir 180002 | CBIN0282177 | 180016003 | 0191-2554661, 0191-2503275 |
| New Subzimandi Jammu | P.O. New Subzi Mandi (narwal), Rail Head Complex, Jammu, Pincode: 180006 | CBIN0282825 | 180016004 | 0191-2476448, 0191-2476948 |
| Gandhi Memorial College, Jammu | Gandhi Memorial College, Jammi Nardhani Morh, Post Office: Raipur, Dist - Jammu, Jammu & Kashmir | CBIN0012177 | NON-MICR | 0191-2554661 |
| Greater Kailash, Jammu | Gali No. 17, Opp New Choice Club, Greater Kailash Main Mkt, Jammu, J& K - 180001 | CBIN0283795 | NON-MICR | 0191-2484850 |
| Gandhi Memorial College, Bantalab Jammu | Gandhi Memorial College, Jammi Nardhani Morh, Post Office: Raipur, Dist - Jammu, Jammu & Kashmir - 1 | CBIN0284005 | NON-MICR | 0191-2554661 |
