Central Bank of India Personal Loan Kochi - Eligibility, Rates February 2024, EMI, IFSC

Central Bank of India Personal Loan in Kochi

About Central Bank of India Personal Loan in Kochi

Central Bank of India was incorporated in the year 1911. This was the first bank in the Indian history to completely owned and managed by the Indians. Having origins in the country, the bank understands the need and wants of its people truly. And hence, provides the best services to satisfy the wants of the country. It delivers the services to match the expectation of its customers.

Central Bank of India Personal Loan in Kochi at a Glance

Interest Rate 12.30%
Loan amount₹ 1,00,000 – ₹ 5,00,00,000
Tenure3 years to 7 years
Processing fee0.50% of the loan amount subject to maximum ₹ 10,000
Pre- payment chargesAs per bank's norm

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

The Central Bank of India provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The personal loan eligibility criteria is:

  • The personal loan can be availed by the following entities- Permanent employees of railways, government institutions, central and state government, schools, hospitals, municipal bodies etc. having completed one year of service or confirmed/ permanent employees of Indian/ multinational companies having completed minimum 3 years of service

Documents Required

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Latest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried), Last two years profit & loss account and balance sheet, & ITR and Bank statement for last 3 months (for self-employed)

Check Personal Loan Kochi for more details.

Address of Central Bank of India Branches in Kochi

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Kochi is mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Willingdon Island

PB 526, 5th Main Road Willingdon Island 682003CBIN02809626820160060484-2666143

P.B.No.1123, CC 38/696, Narayanan Centre, M.g.road, Ernakulam, Kochi - 35CBIN02809636820160020484-2352025
Kadavanthara (South) Cochin

No.37/541 - A Kallelil Building, S.A. Road, Kadavanthra, KochiCBIN02831136820160030484-2203784
Non Business Office Ernakulam

M.G.Road, North End, Ernakulam - 682018CBIN02832586820160011800 200 1911
Perumanoor, Kochi

P.B. No. 1728, Near Shipyard Project, Ravipuram, Taluka - Parner, M.G. Road, Perumanoor, Kochi, Dist - Ernakulam, Kerala - 682016CBIN02812926820160050484-2355472
Cochin Regional Office

Geo Towers, IInd Floor, Sahedaran Ayyappan Road, Pallimukku Kochi (cochin)dist - Ernakulam, Kerala - 682016CBIN0281121NON-MICR0484-2398131/ 129

Panattu Square, Pookattupady Road, Edappally Toll Junction, Edapally, Dist Ernakulam, Kerala - 682024CBIN0285077NON-MICR


  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%