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About Central Bank of India Personal Loan in Kochi
Central Bank of India was incorporated in the year 1911. This was the first bank in the Indian history to completely owned and managed by the Indians. Having origins in the country, the bank understands the need and wants of its people truly. And hence, provides the best services to satisfy the wants of the country. It delivers the services to match the expectation of its customers.
Central Bank of India Personal Loan in Kochi at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 10.85% - 14.35% |
| Loan amount | ₹ 1,00,000 – ₹ 5,00,00,000 |
| Tenure | 3 years to 7 years |
| Processing fee | 0.50% of the loan amount subject to maximum ₹ 10,000 |
| Pre- payment charges | As per bank's norm |
Eligibility Criteria
The Central Bank of India provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The personal loan eligibility criteria is:
- The personal loan can be availed by the following entities- Permanent employees of railways, government institutions, central and state government, schools, hospitals, municipal bodies etc. having completed one year of service or confirmed/ permanent employees of Indian/ multinational companies having completed minimum 3 years of service
Documents Required
In order to avail the benefit of personal loan, the individual needs to submit the following documents:
- Latest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
- Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried), Last two years profit & loss account and balance sheet, & ITR and Bank statement for last 3 months (for self-employed)
Check Personal Loan Kochi for more details.
Address of Central Bank of India Branches in Kochi
The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Kochi is mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Willingdon Island | PB 526, 5th Main Road Willingdon Island 682003 | CBIN0280962 | 682016006 | 0484-2666143 |
| Ernakulam | P.B.No.1123, CC 38/696, Narayanan Centre, M.g.road, Ernakulam, Kochi - 35 | CBIN0280963 | 682016002 | 0484-2352025 |
| Kadavanthara (South) Cochin | No.37/541 - A Kallelil Building, S.A. Road, Kadavanthra, Kochi | CBIN0283113 | 682016003 | 0484-2203784 |
| Non Business Office Ernakulam | M.G.Road, North End, Ernakulam - 682018 | CBIN0283258 | 682016001 | 1800 200 1911 |
| Perumanoor, Kochi | P.B. No. 1728, Near Shipyard Project, Ravipuram, Taluka - Parner, M.G. Road, Perumanoor, Kochi, Dist - Ernakulam, Kerala - 682016 | CBIN0281292 | 682016005 | 0484-2355472 |
| Cochin Regional Office | Geo Towers, IInd Floor, Sahedaran Ayyappan Road, Pallimukku Kochi (cochin)dist - Ernakulam, Kerala - 682016 | CBIN0281121 | NON-MICR | 0484-2398131/ 129 |
| Edappally | Panattu Square, Pookattupady Road, Edappally Toll Junction, Edapally, Dist Ernakulam, Kerala - 682024 | CBIN0285077 | NON-MICR | 22637966 |
