Citibank Personal Loan in Bengaluru

About Citibank Personal Loan in Bengaluru

Citibank was founded in 1902 and is the consumer division of financial services multinational Citigroup. The headquarters of the bank are located in Mumbai. It is a public company bank working with the motive to help people attain their financial goals. It motivates the people to live their dreams and provides the financial ground to it. The bank does it by offering the personal loan to its customers. Read the details below to learn more about it.

Citibank Personal Loan in Bengaluru at a Glance

ParticularsDetails
Interest Rate

10.99% - 18.99%

Loan amountUp to ₹ 30 lakhs
Tenure5 years
Processing feeUp to 2.5% of the loan amount sanctioned
Pre- payment chargesAs per bank's norm

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Eligibility Criteria

The Citibank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The personal loan can be availed by:

  • Salaried individuals
  • Self-employed professional and business owners
  • Existing Citibank customers with a Suvidha, Branch or a Mortgage relationship can avail of Citibank Personal Loan

Documents Required

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

ProofDocuments
Proof of IdentityPhotograph is mandatory
PAN
Valid Driver’s License
Valid Passport
Voter’s ID card
Valid Identity card
Overseas Citizen of India Card
Person of Indian Origin Card
Job card issued by NREGA1
Letters issued by the Unique Identification Authority of India
Proof of ResidenceValid Driving License
Valid Passport
Voter’s ID card
Valid Identity card
Utility Bill not more than 3 months old with name & address 3
Food Card (Ration Card)
Letter from employer
Lease Deed/ Rent agreement Copy/ Property Registration Document in the name of the Customer
Last 3 months bank account statement, signed and stamped by existing banker
Mutual Fund statements
Overseas Citizen of India Card
Person of Indian Origin Card
Latest IT Return
Original Letter from Company
Proof of Age Birth Certificate
School Leaving certificate
Passport
Length of Employment / Continuity of BusinessLetter from employer
Old PaySlip/For m 16
HR check by designated CPA resource
Proof of Income and OccupationFor Salaried-

Latest one or 2 salary slip (not more than 3 months old)
Latest Form 16
Last 3 months bank statement

For Self-Employed-

IT Returns for last 2 years and supplementary documents Computation of Income Schedule
P&L Account
Balance Sheet
Audit Report
Above accounts to be certified by CA
Last 6 months bank statement

For further details, read Personal Loan Bengaluru

Address of Citibank Branches in Bengaluru

The complete address, IFSC Code, MICR Code and customer care details of Citibank branches located in Bengaluru is mentioned in the table below:

Branch Name
Complete Address
IFSC Code
MICR Code
Contact Number
Bangalore506 - 507, Level 5, Prestige Meridian 2, # 30 M G Road, Bangalore - 560001CITI0000004
560037002
022-40005706/ 022-40005922/ 022-28446390 /022-40015618
Jayanagar BranchCitibank NA Prestige South End, No 91, South End Road, Jayanagar, Bangalore - 560004CITI0000042
560037002
022-40005706/ 022-40005922/ 022-28446390 /022-40015618

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