# Citibank Personal Loan EMI Calculator

₹ 50k ₹ 50L
6.0% 30.0%
6 months 30 years
Principal Amount
Interest Amount

Monthly EMI

Principal Amount

Interest Amount

Tenure (Month)

Total Amount

## 2024

Month Principal Paid Interest Charged Total Payment Balance
Aug ₹3,942.44 ₹500.00 ₹4,442.44 ₹46,057.56
Sept ₹3,981.86 ₹460.58 ₹4,442.44 ₹42,075.70
Oct ₹4,021.68 ₹420.76 ₹4,442.44 ₹38,054.01
Nov ₹4,061.90 ₹380.54 ₹4,442.44 ₹33,992.11
Dec ₹4,102.52 ₹339.92 ₹4,442.44 ₹29,889.60

## 2025

### Highlights

If you have applied for a personal loan at Citibank, you can check your EMI as it helps in managing other finances accordingly. The calculator is simple to use and shows the result in just a few minutes. An interest rate calculator is an online tool which provides you the option to check your future payments in advance as per the suitable time and place.

### How to use Personal Loan EMI Calculator?

Using a loan EMI calculator is an easy task. You can use it as many time as you want with different details. There is also an amortization schedule which is the track record of the balance payment at the end of each year.

The calculator takes into account the following details:

• Loan Amount
• Interest Rate
• Tenure

### What is the formula used for EMI Calculation?

The calculation in the EMI calculator is done through the below-given formula:

EMI=[P x R x (1+R)^N]/[(1+R)^N-1]
where,

EMI=Equated Monthly Installment
P=Principal Loan Amount
R=Monthly Interest Rate
N=Number of Monthly Installments