Citibank Personal Loan in Gurugram

About Citibank Personal Loan in Gurugram

Citibank is a subsidiary of Citigroup that was established in 1902 in Calcutta. It is an Indian private sector bank headquartered in Mumbai. It was recognised as the ‘Best Consumer Internet Bank in India’ by Global Finance for four years in a row. The bank also received an award for ‘Best Corporate/Institutional Internet Bank’ consequently for two years. It has an operational network of 44 full-service bank branches and near about 700 ATMs across the country. Over the years the bank management and staff have strived hard to provide the best banking service to the customers. It has multiple banking products to help its customers in all situations.

Citibank Personal Loan in Gurugram at a Glance

ParticularsDetails
Interest Rate

10.99% - 18.99%

Loan amountUp to ₹ 30 lakhs
Tenure5 years
Processing feeUp to 2.5% of the loan amount sanctioned
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The Citibank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The personal loan can be availed by:

  • Salaried individuals
  • Self-employed professional and business owners
  • Existing Citibank customers with a Suvidha, Branch or a Mortgage relationship can avail of Citibank Personal Loan

Documents Required

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

ProofDocuments
Proof of IdentityPhotograph is mandatory
PAN
Valid Driver’s License
Valid Passport
Voter’s ID card
Valid Identity card
Overseas Citizen of India Card
Person of Indian Origin Card
Job card issued by NREGA1
Letters issued by the Unique Identification Authority of India
Proof of ResidenceValid Driving License
Valid Passport
Voter’s ID card
Valid Identity card
Utility Bill not more than 3 months old with name & address 3
Food Card (Ration Card)
Letter from employer
Lease Deed/ Rent agreement Copy/ Property Registration Document in the name of the Customer
Last 3 months bank account statement, signed and stamped by existing banker
Mutual Fund statements
Overseas Citizen of India Card
Person of Indian Origin Card
Latest IT Return
Original Letter from Company
Proof of Age Birth Certificate
School Leaving certificate
Passport
Length of Employment / Continuity of BusinessLetter from employer
Old PaySlip/For m 16
HR check by designated CPA resource
Proof of Income and OccupationFor Salaried-

Latest one or 2 salary slip (not more than 3 months old)
Latest Form 16
Last 3 months bank statement

For Self-Employed-

IT Returns for last 2 years and supplementary documents Computation of Income Schedule
P&L Account
Balance Sheet
Audit Report
Above accounts to be certified by CA
Last 6 months bank statement

For further details, read Personal Loan Gurugram

Address of Citibank Branches in Gurugram

The complete address, IFSC Code, MICR Code and customer care details of Citi Bank branches located in Gurugram is mentioned in the table below:

Branch Name
Complete Address
IFSC Code
MICR Code
Contact Number
Gurugram


DLF Square, M Block, Jaracanda Marg, DLF City, Phase II, Gurugram - 122002
CITI0000014122037002022-40005706/022-40005922/022-28446390 /022-40015618

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