Citibank Personal Loan in New Delhi

About Citibank Personal Loan in New Delhi

Citibank is a private sector bank. The head office of the bank is located in Mumbai. The bank offers a wide range of financial products and services to the customers and institutions. The services provided by the bank include consumer banking and credit, corporate and investment banking, securities brokerage and wealth management. All products are uniquely crafted to fit the user’s requirement and fulfill the banking need. To help people manage their personal wants, the bank provides them with the facility of personal loan. Only the eligible candidates can avail the benefit of this product. The eligibility criteria is mentioned in the article below:

Citibank Personal Loan in New Delhi at a Glance

ParticularsDetails
Interest Rate

10.99% - 18.99%

Loan amountUp to ₹ 30 lakhs
Tenure5 years
Processing feeUp to 2.5% of the loan amount sanctioned
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The Citibank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The personal loan can be availed by:

  • Salaried individuals
  • Self-employed professional and business owners
  • Existing Citibank customers with a Suvidha, Branch or a Mortgage relationship can avail of Citibank Personal Loan

Documents Required

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

ProofDocuments
Proof of IdentityPhotograph is mandatory
PAN
Valid Driver’s License
Valid Passport
Voter’s ID card
Valid Identity card
Overseas Citizen of India Card
Person of Indian Origin Card
Job card issued by NREGA1
Letters issued by the Unique Identification Authority of India
Proof of ResidenceValid Driving License
Valid Passport
Voter’s ID card
Valid Identity card
Utility Bill not more than 3 months old with name & address 3
Food Card (Ration Card)
Letter from employer
Lease Deed/ Rent agreement Copy/ Property Registration Document in the name of the Customer
Last 3 months bank account statement, signed and stamped by existing banker
Mutual Fund statements
Overseas Citizen of India Card
Person of Indian Origin Card
Latest IT Return
Original Letter from Company
Proof of Age Birth Certificate
School Leaving certificate
Passport
Length of Employment / Continuity of BusinessLetter from employer
Old PaySlip/For m 16
HR check by designated CPA resource
Proof of Income and OccupationFor Salaried-

Latest one or 2 salary slip (not more than 3 months old)
Latest Form 16
Last 3 months bank statement

For Self-Employed-

IT Returns for last 2 years and supplementary documents Computation of Income Schedule
P&L Account
Balance Sheet
Audit Report
Above accounts to be certified by CA
Last 6 months bank statement

For further details, read Personal Loan New Delhi

Address of Citibank Branches in New Delhi

The complete address, IFSC Code, MICR Code and customer care details of Citibank branches located in New Delhi is mentioned in the table below:

Branch NameComplete AddressIFSCMICRContact Number
New Delhi Jeevan Bharti Building, 124, Connaught Circus, New Delhi-110001CITI0000002 110037002022-40005706/022-40005922/022-28446390 /022-40015618
Nehru Place Branch Citibank NA Ground Floor, International Trade Tower, Hotel Park Royal Complex, Nehru Place, New Delhi- 10 019CITI0000029 110037002022-40005706/022-40005922/022-28446390 /022-40015618
Vasant Vihar Citibank NA Plot No.33, Community Centre Vasant Vihar, New Delhi-110057CITI0000030 110037002022-40005706/022-40005922/022-28446390 /022-40015618
Punjabi Bagh BranchCitibank NA 27, Central Market, Punjabi Bagh, New Delhi- 110026CITI0000031 110037002022-40005706/022-40005922/022-28446390 /022-40015618
South Extension Branch Citibank NA D-11, South Extension Part-II, New Delhi-110049CITI0000032 110037002022-40005706/022-40005922/022-28446390 /022-40015618

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Home Loan Interest Rates August 2018
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Citibank8.85% - 9.65%
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