A travel credit card with an annual fee waiver does wonders to one’s experience. Not only you earn miles on your spends but also enjoy a waiver of the annual fee, which can otherwise be anywhere between ₹300-10,000, depending on the type of travel card you apply for. Banks such as HDFC, IndusInd and RBL offer such cards to eligible applicants. While some come with a flat waiver, others would require you to spend a specific amount within a specified time period to get the waiver. All in all, these cards are increasingly preferred by the travellers. You better not miss out on those exciting offers. So, without any further delay, let’s read out some of these cards that have the gift of annual fee waiver.
List of Travel Credit Cards 2023 with Annual Fee Waiver
Check out the table below having the list of such cards.
| Credit Cards | Travel Offers & Benefits | Flat Annual Fee Waiver | Annual Fee Waiver on Milestone Spends |
|---|---|---|---|
| HDFC Superia Travel Card | Welcome and renewal benefits of 1,000 reward points each Reward points earned can be redeemed for air miles at leading Indian airways such as Jet Airways, Air India and Kingfisher Airlines. Reward points redeemable at more than 20 international airlines via KrisFlyer, a frequent flyer program of Singapore. Enroll for the program by registering at the website of KrisFlyer. | - | The first year membership fee of ₹1,000 is reversed on spending ₹15,000 within 90 days of the card set up date. The membership fee of ₹1,000 for the subsequent year will be waived on spending ₹75,000 in the previous year. |
| HDFC AllMiles Card | Get double reward points on spends made on www.hdfcbankallmiles.com Earn 3 reward points for spending every ₹150 Redeem the points earned for air miles, as well as for gifts from the rewards catalogue | - | The first year membership fee of ₹1,000 is reversed on spending ₹15,000 within 90 days of the card set up date. The membership fee of ₹1,000 for the subsequent year will be waived on spending ₹1,00,000 in the previous year. |
| IndusInd Bank World Miles Credit Card | Access to more than 600 airport lounges across the globe Jet Airways promotion codes to enable 50% discount on base fare 24x7 concierge service Complimentary coaching for individual golf lessons | Annual fee is waived | - |
| RBL Bank IGU NHS Golf World Credit Card | Earn 2 reward points for every ₹100 you spend 10 reward points on spending every 100 at select partners Rewards redemption for golf equipment, golf holidays, gift vouchers, electronics, designer products Exclusive membership to Indian Golf Union National Handicap Service (IGU NHS) Get your IGU NHS subscription fee of 1,000 back on spending ₹1 lakh in a billing year | It’s a lifetime free card | - |
| Canara Global Gold Credit Card | Credit limit available up to 50% of the annual income, subject to the maximum limit of ₹25 lakhs Air accident cover worth ₹8 lakhs for self Non-air accident cover worth ₹4 lakhs for self | No annual fee | - |
How Should You Choose a Travel Credit Card?
You can choose a travel credit card based on air miles you are likely to accumulate on your travel spends. Also, you need to take into the account the avenues for which those miles can be redeemed. Offers such as lounge access, travel concierge services, golf lessons & sessions should also be taken into consideration while choosing a card. Nothing’s better when all these come with an annual fee waiver.
How to Apply for Travel Credit Cards Online?
Applying for a travel credit card online is a matter of few minutes. You just need to visit the website of Wishfin, an online marketplace that keeps the best of card offers for grabs, and apply by mentioning a few personal and professional details.
Now Apply for Credit Card Via WhatsApp
You can now apply for credit cards via WhatsApp. Yes, it’s completely true. So, no more lengthy forms, just do the following and apply in a flash.
- Visit the website of Wishfin
- Go to ‘Credit Cards’ and choose ‘Best Credit Cards’
- A page will appear giving you three options to apply – form, chat and WhatsApp
- Click on ‘WhatsApp
- Enter the mobile number before clicking on ‘Continue with WhatsApp’
- You will receive a link on your mobile
- Click on the link to get added to a 2-member group – Wishfin and you
- Submit personal and professional details on the conversation
- And you are done
Eligibility Sought for Travel Credit Cards
Banks seek the following to approve a travel card with no annual fee.
- Good and stable income
- Income must be a minimum of ₹1.8-2 lakh per annum
- High credit score of 750 and above
- Applicants with an age of 21-60 years (salaried) and 21-65 years (self-employed)