Slice Credit Card vs Uni Card

Personal Details

Slice Credit Card vs Uni Card both consists of a ‘Buy Now Pay Later’ facility. Although there are numerous qualities that distinguish one from another. Slice Credit Card comes with no joining fee or annual fee. It is intended to provide customers with a 2% immediate reward on every transaction. Additionally, it provides thrilling reward points that may be redeemed for cashback. Uni Card, on the other hand, is a lifelong free card because there is no yearly cost. It allows the pay ⅓ pay feature to reshape the repayment area.

Furthermore, the Buy Now Pay Later or BNPL functionality of both the Slice Credit Card and Uni Card is distinct. With this, you can split your payment into three equal installments. Additionally, you also don’t have to pay any other charges in instalments.  Simply purchase a thing and pay for it in instalments. However, one resemblance does not imply that both cards are comparable. There are also additional perks to the cards that distinguish one from the other.

Dive deeper into this article to understand in depth about Slice Credit Card or Uni Card.

What is the Difference between Slice Credit Card vs Uni Card?

Slice Credit Card and Uni Card both Buy Now Pay Later feature has been loved by the people. Further, due to their end number of features and benefits, different individuals with different needs can use them accordingly. 

Here is the Slice Credit Card and Uni Card basic differentiation: 

Points of Difference Slice Credit Card Uni Card
Eligibility You need to be an Indian Citizen to avail of the benefits of a Slice Credit card.The applicant should be an Indian citizen.
Credit Card LimitSlice Credit Card’s maximum limit is up to Rs. 10 lakhs. Moreover, the minimum limit is set at Rs. 2000Uni Card’s maximum limits of up to Rs. 6 lakhs. Moreover, the minimum limit is set at Rs. 20000.
Income SourceAnybody with a suitable source of income can apply for a Slice Credit Card. A Uni Card can be applied for by anyone with a reliable source of income.
Minimum AgeThe applicant should need to be 18 years old to apply for the Slice Credit Card.To apply for the Uni Card, the candidate must be at least 25 years old.
Split Bill Payment With a Slice Credit Card you can split bills into three equal installments.You did not have to pay any additional fees because of Split Bill Payment. It makes it possible to enjoy benefits without worrying about money.You can divide payments into three equal instalments using your Uni Card as well. Split Bill Payment spared you from paying any further expenses. It enables one to take advantage of things without worrying about money.
Welcome BenefitsNILThe Uni card comes with a lot of welcome benefits. You will receive a box that contains a chocolate bar, a mask, a personalized baggage tag, and the Uni card.
Documents RequiredAddress Proof, ID Proof, and Income ProofAddress Proof, ID Proof, and Income Proof
Reward RateMake a translation and get 2% instant cashback on each of them.If you don't split the amount in 3 months and pay the full repayment amount within 1 month then you will get a 1% cashback.
CIBIL ScoreThe CIBIL Score must be 750 and above.A CIBIL Score of 750 or higher is required.
How long does it take to get the card? You will receive approval for the Slice Credit Card in less than 40 seconds after providing all the required documentation. All of the paperwork will be swiftly verified and approved by the bank. The applicant will receive the card following the approval, which takes place within 48 hours.The entire process of getting the Uni Card is quick and hassle-free. It is also a completely paperless process. After the application process within 5 minutes, you will get your Uni Card
EMIWith the Slice Credit Card, you may purchase anywhere and pay off your bills in 3 equal installments without paying any extra charge. Uni Card has a Buy Now Pay Later in three months option. It allows you to buy a product and divide the cost into three equal installments without incurring any additional fees.

In addition, a new option will be coming soon that will allow you to split the bill into EMIs for 6 months, 9 months, 12 months, and 18+ months.

Slice Credit Card vs Uni Card- Fees and Charges

Both the Slice Credit Card and the Uni Card do not require a joining fee, however there are additional fees. The additional costs and levies set each one apart from the others.

Here is the Fees and Charges structure of Slice Credit Card and Uni Card:

Fees and Charges Slice Credit Card Uni Card
Joining FeeNILNIL
Annual FeeNILNIL
Outstanding BalanceNIL7.5% of the Outstanding Amount

Who can apply for a Card?

Here is the eligibility that must require to acquire any of the cards i.e. Slice Credit Card and Uni Card:

Slice Credit Card Uni Card
Both Salaried and Self Employed individuals can apply for the Slice Credit Card. The Slice Credit Card is available to both salaried and self-employed individuals.

Customer Care Number of Slice Credit Card vs Uni Card

There is the end-to-end customer support that comes with both cards. Here is the customer care number of Slice Credit card and Uni Card where you can raise your query:

Slice Credit Card Uni Card
Slice Credit's customer care phone number is 08047096430. You can call this number at any time for help or ask a question. However, as per the company policy, Slice does not request any type of OTP, card information, or other personal information over the phone.The customer care phone number of Uni Card is 08068216821. You can call this number at any time for help or ask a question.


The fintech sector is continually creating new inventions. This innovation makes life easier for common people. With the introduction of the Buy Now Pay Later ‘BNPL’ concept, people now have the choice to live their lives as they like. It has become extremely popular in recent years. In the credit card competition, the Slice Credit Card and Uni Cards are both viable possibilities. Slice, on the other hand, offers cashback on every transaction, which is a plus.

Finally, both cards are viable possibilities to consider. You can make your selection based on your preferences. With Slice Credit Card and Uni Card, you can buy a product and pay later which may not burden your pocket.