Dena Bank Home Loan in Ahmedabad

Last Updated : May 5, 2018, 12:23 p.m.

About Dena Bank Home Loan Ahmedabad

Dena Bank Home Loan Ahmedabad invites borrowers to avail home loan through the scheme of ‘Dena Niwas Home Loan’. The borrowers need to satisfy the eligibility criteria for getting the appropriate sanction of their home loan. The loan amount is available upto ₹ 200 lakh for the purchase/construction of a house and upto ₹ 10 lakhs for renovation/upgradation purposes.

Dena Bank Home Loan Ahmedabad at a glance

Eligibility Criteria

Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:

• Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
• The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
• The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
• Spouses/Co-applicants income can also be considered for enhanced eligibility.

Documents Required

Borrowers whether salaried employees or self-employed professionals need to produce the following documents :

• Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
• Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
• Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
• Bank Account Statement for the Last 6 Months.
• Track record of existing loans, if any.
• Details of property you look to buy & construct.

To know more details, visit Home Loan Ahmedabad

Address of Dena Bank Branches in Ahmedabad