Dena Bank Home Loan in Gurugram
Last Updated : May 5, 2018, 12:26 p.m.
About Dena Bank Home Loan Gurugram
Gurugram, the millennium city of India welcomes you by offering you the best deal for Dena Bank home loan. Now you can easily opt for this loan provision at an attractive interest rate, lowest fee & charges and also flexible time periods. Due to this reason, people of the city are preferring Dena Bank Home Loan Gurugram for being the best home loan provider in the marketplace.
Dena Bank Home Loan Gurugram at a glance
Particulars | Details |
---|---|
Interest Rate | 8.50% - 10.60% |
Loan Amount | Up to ₹ 200 lakhs for the purchase/construction of a house. Up to ₹ 10 lakhs for renovation/upgradation. |
Tenure | Upto 30 years-for the purchase of a new flat/house/construction/extension. Upto 10 years- for repairs, renovation and upgradation. |
Processing Fee | 0.50% of sanctioned limit. |
Pre-payment Charges | Nil |
Eligibility Criteria
Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:
- Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
- The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
- The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
- Spouses/Co-applicants income can also be considered for enhanced eligibility.
Documents Required
Borrowers whether salaried employees or self-employed professionals need to produce the following documents :
- Identity Proof -PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
- Address Proof -Utility Bill/Passport/Aadhaar Card/Voter ID
- Income Proof -Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
- Bank Account Statement for the Last 6 Months.
- Track record of existing loans, if any.
- Details of property you look to buy & construct.
To know more details, visit Home Loan Gurugram
Address of Dena Bank Branches in Gurugram
Branch Name | Complete Address | IFSC | MICR | Contact Number |
---|---|---|---|---|
Gurugram | SCO - 17 - 18, Sector 7, Huda Shopping Complex, Gurugram - 122011, Haryana | BKDN0711124 | 110018025 | 0124-2309249 |
Sohna Road | Unit No 8 To 12 Ground Floor Universal Trade Tower Sohna Road Gurugram Haryana Pin Code 122101 | BKDN0711846 | NON-MICR | 8802380487 |
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