Dena Bank Home Loan in Kochi
Last Updated : May 5, 2018, 12:28 p.m.
About Dena Bank Home Loan Kochi
Dena Bank Home Loan Kochi invites individuals whether salaried employees, self-employed professionals or businessmen to accomplish their home loan dreams. The Kochi borrowers have a reason to rejoice as interest rates are flexible so as to accommodate their different kinds of needs. The loans are available at stipulated criteria which fall upto ₹ 200 lakhs for the purchase/construction of homes and upto ₹ 10 lakhs for renovation/upgradation purposes.
Dena Bank Home Loan Kochi at a glance
Particulars | Details |
---|---|
Interest Rate | 8.50% - 10.60% |
Loan Amount | Up to ₹ 200 lakhs for the purchase/construction of a house. Up to ₹ 10 lakhs for renovation/upgradation. |
Tenure | Upto 30 years-for the purchase of a new flat/house/construction/extension. Upto 10 years- for repairs, renovation and upgradation. |
Processing Fee | 0.50% of sanctioned limit. |
Pre-payment Charges | Nil |
Eligibility Criteria
Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:
- Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
- The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
- The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
- Spouses/Co-applicants income can also be considered for enhanced eligibility.
Documents Required
Borrowers whether salaried employees or self-employed professionals need to produce the following documents :
- Identity Proof -PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
- Address Proof -Utility Bill/Passport/Aadhaar Card/Voter ID
- Income Proof -Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
- Bank Account Statement for the Last 6 Months.
- Track record of existing loans, if any.
- Details of property you look to buy & construct.
To know more details, visit Home Loan Kochi
Address of Dena Bank Branches in Kochi
Branch Name | Complete Address | IFSC | MICR | Contact Number |
---|---|---|---|---|
Ernakulam | PB NO.1792, XXX/537, M.G.ROAD, Ernakulam, Cochin, Kerala - 682016 | BKDN0620371 | 682018001 | 0484-2351414 |
Cochin - Naval Base | INCS Complex, Naval Base, Cochin - 682004 | BKDN0620465 | 682018003 | 0484-2667351/2666460 |
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