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Dena Bank Home Loan in Kolkata

Dena Bank Home Loan in Kolkata

Last Updated : March 27, 2017, 1:08 p.m.

About Dena Bank Home Loan Kolkata

Dena Bank Home Loan Kolkata encourages people of Kolkata and outside regions to plan for their housing dream. The loans are available upto ₹ 200 lakhs for the purchase/construction of homes and upto ₹ 10 lakhs for renovation/upgradation purposes. Moreover, the repayment period gives the borrowers the flexibility to suitable plan for their equated monthly installments.

Dena Bank Home Loan Kolkata at a glance

ParticularsDetails
Interest Rate8.50% - 10.60%
Loan AmountUp to ₹ 200 lakhs for the purchase/construction of a house.
Up to ₹ 10 lakhs for renovation/upgradation.
TenureUpto 30 years-for the purchase of a new flat/house/construction/extension.

Upto 10 years- for repairs, renovation and upgradation.
Processing Fee0.50% of sanctioned limit.
Pre-payment ChargesNil

Eligibility Criteria

Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:

  • Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
  • The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
  • The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
  • Spouses/Co-applicants income can also be considered for enhanced eligibility.

Documents Required

Borrowers whether salaried employees or self-employed professionals need to produce the following documents :

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
  • Bank Account Statement for the Last 6 Months.
  • Track record of existing loans, if any.
  • Details of property you look to buy & construct.

To know more details, visit Home Loan Kolkata

Address of Dena Bank Branches in Kolkata

Branch NameComplete AddressIFSCMICRContact Number
Burra Bazar112, Rabindra Sarani, P.B.No.704, Burra Bazar, Calcutta, West Bengal - 700073BKDN0910075700018004033-22685764(D)/22381581
Bhowanipore109/D, Ashutosh Mukherjee Road, Bhowanipore, Calcutta, West Bengal 700025BKDN0910081700018008033-24755568/24754932
Calcutta Shyam Bazar83/1, Bidhan Sarani, Shyam Bazar, Calcutta - 700004BKDN0910172700018012033-25556365/25553038
Kolkata Rashbehari Avenu41 A (C), Rash Behari Avenue, KolkataBKDN0910173700018011033-24634211/24643781
Park Street3, Park Street, Calcutta, West Bengal - 700016BKDN0910300700018005033-22267845(D)/22295487/6393
Beckbagan - Park CirBeck Bagan, 3, Mrigendra Lal Mitra RDCalcutta, West Bengal - 700017BKDN0910547700018007033-22409644/22477033
Sealdah20 A , Ramnath Biswas Lan Sealdah 700009BKDN0910647700018015033-23505638
Calcutta - Behala 427/a, Diamond Harbour Road, Calcutta - 700034 . BKDN0910690700018016033-24782526
College Street 52 BY 11A, College Street, Calcutta 700073 BKDN0910693700018014033-22414803
ManiktallaP - 241, CIT RD.Scheme - IV(M), Kankurgachi, Manicktalla, Calcutta - 700054, West BengalBKDN0910697700018010033-23345124/23207018

 

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