Dena Bank Personal Loan Lucknow - Rates Dec 2023, Eligibility, EMI, IFSC

Dena Bank Personal Loan in Lucknow

About Dena Bank Personal Loan Lucknow

Get instant delivery of finances to fulfill all your personal commitments. Be it regarding for marriage purposes, for pursuing higher education, for medical treatment or simply a vacation. Don’t let the paucity of funds to hinder the progress of realizing your dreams? Consider Dena Bank Personal Loan Lucknow where you may get disbursement of personal loans within hours.

Dena Bank Personal Loan Lucknow at a glance

Interest Rate10.90% - 18.25%
Loan AmountMinimum ₹ 15,000/-
Maximum Amount

9 times of NMI* ( repayable in 36 months) /
6 times of NMI* ( repayable in 24 months) /
3 times of NMI* ( repayable in 12 months) or Rs.1.00 lac whichever is less.**
*NMI means Net Monthly Income i.e. Gross Salary – Deductions
TenureUpto 3 years
Processing Fee1% of the loan amount
Pre-payment ChargesNil

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

Individuals applying for Dena Bank Personal Loan need to fulfill the following criteria:

  • You should be a permanent employee between 24 to 55 years with a work experience of atleast 2 years in a Govt. or PSU/reputed organization.
  • Your gross monthly income should be atleast ₹ 15,000/-
  • You can either furnish an undertaking from your employer or can undergo a salary disbursement arrangement with the bank.

Documents Required

Salaried employees need to produce the following documents (Self-attested copies):

  • Two passport sized photographs of applicants along with the co-applicants and the guarantors.
  • Proof of identity: Copy of passport/voter ID card/driving license
  • Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
  • Proof of age : Copy of a valid PAN card or Passport or Driving License or School Leaving Certificate.
  • Proof of Income and Occupation: Latest salary slip / current dated salary certificate with the latest Form 16 from the employer.
  • Bank statement for 6 months where the salary is credited.
  • Latest 3 months salary slip showing all deductions.
  • Appointment letter/increment letter from employers for annual benefits.
  • Brief profile of the company where employed.
  • Other documents are also required in accordance with the bank’s rules and regulations.

To know more details, visit Personal Loan Lucknow

Address of Dena Bank Branches in Lucknow

Branch NameComplete AddressIFSCMICRContact Number
Hazratganj11, M.G. Road, PB No.114, Hazrat Ganj, Lucknow, Uttar Pradesh - 226001BKDN07201852260180020522-2624913
Nadan Mahal Road, LucknowNadan Mahal Road, Lucknow 226001BKDN07202392260180050522-2266403/2653396
Shivaji Marg 7, Shivaji Marg, Lucknow - 226001, Uttar PradeshBKDN07206312260180060522-2212203
Bangla BazarRail Nagar, Bangla Bazar, Lucknow, Uttar PradeshBKDN07207362260180030522-2422161
Dubagga, LucknowRamjivan Bldg, Harodia Rd, Dubagga, Dist LucknowBKDN07208602260180080522-2408390
UthrathiaLucknow (Uthrathia) Rai Bareli Road, Uthrathia, Lucknow - 226 01BKDN07210892260180070522-2440524
Gomti Nagar3/107, Vidhayakpuram, Gomtinagar, Lucknow, Uttar PradeshBKDN07211352260180090522-2398264
RajajipuramSkd Plaza, E Block, Rajajipuram, Lucknow, Uttar PradeshBKDN07211452260180100522-2417392
Aliganj LucknowC - 1, Sector - M, Aliganj, Lucknow - 226024BKDN07211902260180110522-2334739
Alambagh565-KA/94/2, Amrudhi Bagh, Sneh Nagar, Alambagh, Lucknow- 226005BKDN0721573NON-MICR9454011313

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