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About Dena Bank Personal Loan Lucknow
Get instant delivery of finances to fulfill all your personal commitments. Be it regarding for marriage purposes, for pursuing higher education, for medical treatment or simply a vacation. Don’t let the paucity of funds to hinder the progress of realizing your dreams? Consider Dena Bank Personal Loan Lucknow where you may get disbursement of personal loans within hours.
Dena Bank Personal Loan Lucknow at a glance
|Interest Rate||10.25% - 15.60%|
|Loan Amount||Minimum ₹ 15,000/-|
9 times of NMI* ( repayable in 36 months) /
6 times of NMI* ( repayable in 24 months) /
3 times of NMI* ( repayable in 12 months) or Rs.1.00 lac whichever is less.**
*NMI means Net Monthly Income i.e. Gross Salary – Deductions
|Tenure||Upto 3 years|
|Processing Fee||1% of the loan amount|
Individuals applying for Dena Bank Personal Loan need to fulfill the following criteria:
- You should be a permanent employee between 24 to 55 years with a work experience of atleast 2 years in a Govt. or PSU/reputed organization.
- Your gross monthly income should be atleast ₹ 15,000/-
- You can either furnish an undertaking from your employer or can undergo a salary disbursement arrangement with the bank.
Salaried employees need to produce the following documents (Self-attested copies):
- Two passport sized photographs of applicants along with the co-applicants and the guarantors.
- Proof of identity: Copy of passport/voter ID card/driving license
- Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
- Proof of age : Copy of a valid PAN card or Passport or Driving License or School Leaving Certificate.
- Proof of Income and Occupation: Latest salary slip / current dated salary certificate with the latest Form 16 from the employer.
- Bank statement for 6 months where the salary is credited.
- Latest 3 months salary slip showing all deductions.
- Appointment letter/increment letter from employers for annual benefits.
- Brief profile of the company where employed.
- Other documents are also required in accordance with the bank’s rules and regulations.
To know more details, visit Personal Loan Lucknow
Address of Dena Bank Branches in Lucknow
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Hazratganj||11, M.G. Road, PB No.114, Hazrat Ganj, Lucknow, Uttar Pradesh - 226001||BKDN0720185||226018002||0522-2624913|
|Nadan Mahal Road, Lucknow||Nadan Mahal Road, Lucknow 226001||BKDN0720239||226018005||0522-2266403/2653396|
|Shivaji Marg||7, Shivaji Marg, Lucknow - 226001, Uttar Pradesh||BKDN0720631||226018006||0522-2212203|
|Bangla Bazar||Rail Nagar, Bangla Bazar, Lucknow, Uttar Pradesh||BKDN0720736||226018003||0522-2422161|
|Dubagga, Lucknow||Ramjivan Bldg, Harodia Rd, Dubagga, Dist Lucknow||BKDN0720860||226018008||0522-2408390|
|Uthrathia||Lucknow (Uthrathia) Rai Bareli Road, Uthrathia, Lucknow - 226 01||BKDN0721089||226018007||0522-2440524|
|Gomti Nagar||3/107, Vidhayakpuram, Gomtinagar, Lucknow, Uttar Pradesh||BKDN0721135||226018009||0522-2398264|
|Rajajipuram||Skd Plaza, E Block, Rajajipuram, Lucknow, Uttar Pradesh||BKDN0721145||226018010||0522-2417392|
|Aliganj Lucknow||C - 1, Sector - M, Aliganj, Lucknow - 226024||BKDN0721190||226018011||0522-2334739|
|Alambagh||565-KA/94/2, Amrudhi Bagh, Sneh Nagar, Alambagh, Lucknow- 226005||BKDN0721573||NON-MICR||9454011313|