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About Dena Bank Personal Loan New Delhi
Dena Bank Personal Loan New Delhi induces salaried employees across New Delhi and other regions to actively obtain the personal loan for meeting out their personal requirements. The interest rates are affordable and are charged on the basis of daily reducing balance. The salaried applicants need to satisfy the criteria of eligible monthly income of atleast ₹ 15,000/- for availing personal loans.
Dena Bank Personal Loan New Delhi at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 13.00% - 14.00% |
| Loan Amount | Minimum ₹ 15,000/- Maximum Amount 9 times of NMI* ( repayable in 36 months) / 6 times of NMI* ( repayable in 24 months) / 3 times of NMI* ( repayable in 12 months) or Rs.1.00 lac whichever is less.** *NMI means Net Monthly Income i.e. Gross Salary – Deductions |
| Tenure | Upto 3 years |
| Processing Fee | 1% of the loan amount |
| Pre-payment Charges | Nil |
Eligibility Criteria
Individuals applying for Dena Bank Personal Loan need to fulfill the following criteria:
- You should be a permanent employee between 24 to 55 years with a work experience of atleast 2 years in a Govt. or PSU/reputed organization.
- Your gross monthly income should be atleast ₹ 15,000/-
- You can either furnish an undertaking from your employer or can undergo a salary disbursement arrangement with the bank.
Documents Required
Salaried employees need to produce the following documents (Self-attested copies):
- Two passport sized photographs of applicants along with the co-applicants and the guarantors.
- Proof of identity: Copy of passport/voter ID card/driving license
- Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
- Proof of age : Copy of a valid PAN card or Passport or Driving License or School Leaving Certificate.
- Proof of Income and Occupation: Latest salary slip / current dated salary certificate with the latest Form 16 from the employer.
- Bank statement for 6 months where the salary is credited.
- Latest 3 months salary slip showing all deductions.
- Appointment letter/increment letter from employers for annual benefits.
- Brief profile of the company where employed.
- Other documents are also required in accordance with the bank’s rules and regulations.
To know more details, visit Personal Loan New Delhi
Address of Dena Bank Branches in New Delhi
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| Chandni Chowk | 5456, Laxmi Building, Near Clocktower, P.B.No.1126, Delhi 110006 | BKDN0710059 | 110018002 | 011-23955843 |
| Connaught Circus | M - 36, Con.Circus, P.B.No.498, New Delhi - 110001 | BKDN0710065 | 110018006 | 011-23415645/23415263/23481165 |
| Subji Mandi | 24 / 156, G.T.Road, Subzi Mandi, Shakti Nagar, Delhi 110007 | BKDN0710129 | 110018007 | 011-27127967 |
| Karol Bagh | Mangal Bhavan, Arya Samaj Rd, Karol Baug, New Delhi | BKDN0710136 | 110018005 | 011-28752406/28754099 |
| Daryaganj | 3631, N.S.Marg, Daryaganj, New Delhi - 110002 | BKDN0710160 | 110018008 | 011-23271891 |
| Okhla Industrial Estate | Okhla Ind.Estate, Admin.Block, New Delhi - 110020 | BKDN0710251 | 110018014 | 011-26312059 |
| Najafgarh Road | Nazafgarh, A - 3, Kirti Nagar, New Delhi - 110015 | BKDN0710351 | 110018010 | 011-25117934 |
| Alipore Marg | 32, Alipore Marg, Near Isbt, Delhi 110054 | BKDN0710409 | 110018016 | 011-23945068 |
| Wazirpur | Deep Cinema Bldg., Wazirpur, New Delhi 110052 | BKDN0710514 | 110018011 | 011-27441786/27242044 |
| Chawri Bazar | 2408, Ward No 5, Chawri Bazar, New Delhi | BKDN0710526 | 110018003 | 011-23265579/2328901 |
