Dena Bank Personal Loan New Delhi - Rates February 2024, Eligibility, EMI, IFSC

Dena Bank Personal Loan in New Delhi

About Dena Bank Personal Loan New Delhi

Dena Bank Personal Loan New Delhi induces salaried employees across New Delhi and other regions to actively obtain the personal loan for meeting out their personal requirements. The interest rates are affordable and are charged on the basis of daily reducing balance. The salaried applicants need to satisfy the criteria of eligible monthly income of atleast ₹ 15,000/- for availing personal loans.

Dena Bank Personal Loan New Delhi at a glance

Interest Rate10.90% - 18.25%
Loan AmountMinimum ₹ 15,000/-
Maximum Amount

9 times of NMI* ( repayable in 36 months) /
6 times of NMI* ( repayable in 24 months) /
3 times of NMI* ( repayable in 12 months) or Rs.1.00 lac whichever is less.**
*NMI means Net Monthly Income i.e. Gross Salary – Deductions
TenureUpto 3 years
Processing Fee1% of the loan amount
Pre-payment ChargesNil

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

Individuals applying for Dena Bank Personal Loan need to fulfill the following criteria:

  • You should be a permanent employee between 24 to 55 years with a work experience of atleast 2 years in a Govt. or PSU/reputed organization.
  • Your gross monthly income should be atleast ₹ 15,000/-
  • You can either furnish an undertaking from your employer or can undergo a salary disbursement arrangement with the bank.

Documents Required

Salaried employees need to produce the following documents (Self-attested copies):

  • Two passport sized photographs of applicants along with the co-applicants and the guarantors.
  • Proof of identity: Copy of passport/voter ID card/driving license
  • Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
  • Proof of age : Copy of a valid PAN card or Passport or Driving License or School Leaving Certificate.
  • Proof of Income and Occupation: Latest salary slip / current dated salary certificate with the latest Form 16 from the employer.
  • Bank statement for 6 months where the salary is credited.
  • Latest 3 months salary slip showing all deductions.
  • Appointment letter/increment letter from employers for annual benefits.
  • Brief profile of the company where employed.
  • Other documents are also required in accordance with the bank’s rules and regulations.

To know more details, visit Personal Loan New Delhi

Address of Dena Bank Branches in New Delhi

Branch NameComplete AddressIFSCMICRContact Number
Chandni Chowk
5456, Laxmi Building, Near Clocktower, P.B.No.1126, Delhi 110006BKDN0710059110018002011-23955843
Connaught CircusM - 36, Con.Circus, P.B.No.498, New Delhi - 110001 BKDN0710065110018006011-23415645/23415263/23481165
Subji Mandi24 / 156, G.T.Road, Subzi Mandi, Shakti Nagar, Delhi 110007BKDN0710129110018007011-27127967
Karol BaghMangal Bhavan, Arya Samaj Rd, Karol Baug, New DelhiBKDN0710136110018005011-28752406/28754099
Daryaganj3631, N.S.Marg, Daryaganj, New Delhi - 110002BKDN0710160110018008011-23271891
Okhla Industrial EstateOkhla Ind.Estate, Admin.Block, New Delhi - 110020BKDN0710251110018014011-26312059
Najafgarh RoadNazafgarh, A - 3, Kirti Nagar, New Delhi - 110015BKDN0710351110018010011-25117934
Alipore Marg32, Alipore Marg, Near Isbt, Delhi 110054BKDN0710409110018016011-23945068
WazirpurDeep Cinema Bldg., Wazirpur, New Delhi 110052 BKDN0710514110018011011-27441786/27242044
Chawri Bazar 2408, Ward No 5, Chawri Bazar, New DelhiBKDN0710526110018003011-23265579/2328901

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%