Dena Bank Personal Loan in Patna

About Dena Bank Personal Loan Patna

Dena Bank Personal Loan Patna encourages salaried personnel across Patna and other regions to avail personal loans in order to meet out their family requirements. The varied requirements range from wedding in a family to funding for higher education or for securing finance for meeting out their medical emergencies, or for any unforeseen calamities in near future. Get instantly approved personal loans from Dena Bank with minimal documentation processes and get it directly credited to your bank account within hours without any inconvenience.

Dena Bank Personal Loan Patna at a glance

ParticularsDetails
Interest Rate

13.00% - 14.00%

Loan AmountMinimum ₹ 15,000/-
Maximum Amount

9 times of NMI* ( repayable in 36 months) /
6 times of NMI* ( repayable in 24 months) /
3 times of NMI* ( repayable in 12 months) or Rs.1.00 lac whichever is less.**
*NMI means Net Monthly Income i.e. Gross Salary – Deductions
TenureUpto 3 years
Processing Fee1% of the loan amount
Pre-payment ChargesNil

Eligibility Criteria

Individuals applying for Dena Bank Personal Loan need to fulfill the following criteria:

  • You should be a permanent employee between 24 to 55 years with a work experience of atleast 2 years in a Govt. or PSU/reputed organization.
  • Your gross monthly income should be atleast ₹ 15,000/-
  • You can either furnish an undertaking from your employer or can undergo a salary disbursement arrangement with the bank.

Documents Required

Salaried employees need to produce the following documents (Self-attested copies):

  • Two passport sized photographs of applicants along with the co-applicants and the guarantors.
  • Proof of identity: Copy of passport/voter ID card/driving license
  • Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
  • Proof of age : Copy of a valid PAN card or Passport or Driving License or School Leaving Certificate.
  • Proof of Income and Occupation: Latest salary slip / current dated salary certificate with the latest Form 16 from the employer.
  • Bank statement for 6 months where the salary is credited.
  • Latest 3 months salary slip showing all deductions.
  • Appointment letter/increment letter from employers for annual benefits.
  • Brief profile of the company where employed.
  • Other documents are also required in accordance with the bank’s rules and regulations.

To know more details, visit Personal Loan Patna

Address of Dena Bank Branches in Patna

Branch NameComplete AddressIFSCMICRContact Number
PatnaDena Bank, Mourya Lok Complex, Dak Bungalow Road, PB No.34, Patna - 800001BKDN09101838000180020612-2222211
BakhtiyarpurBakhtiarpur, Pin 803212BKDN0910253NON-MICR06132-226498
Boring Road PatnaM2/2 Boring Road, Patna, Bihar - 800001 BKDN09112698000180039471043532
Buddha Dental HospitalDena Bank, Mahatama Gandhi Nagar, Patna Budha Dental College , Kankarbagh, Patna , Bihar - 800 020BKDN0911439NON-MICR0612-3295022
BarhDena Bank, Barh Branch, Sumitra Complex Near Savita Cinema Nh 31, Barh Dist Patna BiharBKDN0921688NON-MICR7541808776
Patna RajabazarRaja Bazar Branch, Maharaj Market, Near LG Shop, Patna BKDN0921689NON-MICR7541808772
Patna CityOpp.Gurudwara, PO Jhauganj, Ashok Raj Path Sub Division, Patna City Patna, BiharBKDN0921695NON-MICR7541808774
Patna Khazanchi RoadKhazanchi Road Branch, Ashutosh Kumar, Khazanchi Road Main Road, Patna, BiharBKDN0921696NON-MICR7541808775
SherpurSherpur Branch, At Sherpur, Near Shakti Nath Mandir, Sherpur Dist, Muzaffarpur, Bihar 842001 BKDN0921950NON-MICR8877781318

 

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