About Dena Bank Personal Loan Patna
Dena Bank Personal Loan Patna encourages salaried personnel across Patna and other regions to avail personal loans in order to meet out their family requirements. The varied requirements range from wedding in a family to funding for higher education or for securing finance for meeting out their medical emergencies, or for any unforeseen calamities in near future. Get instantly approved personal loans from Dena Bank with minimal documentation processes and get it directly credited to your bank account within hours without any inconvenience.
Dena Bank Personal Loan Patna at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 10.00% - 15.60% |
| Loan Amount | Minimum ₹ 15,000/- Maximum Amount 9 times of NMI* ( repayable in 36 months) / 6 times of NMI* ( repayable in 24 months) / 3 times of NMI* ( repayable in 12 months) or Rs.1.00 lac whichever is less.** *NMI means Net Monthly Income i.e. Gross Salary – Deductions |
| Tenure | Upto 3 years |
| Processing Fee | 1% of the loan amount |
| Pre-payment Charges | Nil |
Apply Personal Loan @ 10.25%* Rate
Eligibility Criteria
Individuals applying for Dena Bank Personal Loan need to fulfill the following criteria:
- You should be a permanent employee between 24 to 55 years with a work experience of atleast 2 years in a Govt. or PSU/reputed organization.
- Your gross monthly income should be atleast ₹ 15,000/-
- You can either furnish an undertaking from your employer or can undergo a salary disbursement arrangement with the bank.
Documents Required
Salaried employees need to produce the following documents (Self-attested copies):
- Two passport sized photographs of applicants along with the co-applicants and the guarantors.
- Proof of identity: Copy of passport/voter ID card/driving license
- Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
- Proof of age : Copy of a valid PAN card or Passport or Driving License or School Leaving Certificate.
- Proof of Income and Occupation: Latest salary slip / current dated salary certificate with the latest Form 16 from the employer.
- Bank statement for 6 months where the salary is credited.
- Latest 3 months salary slip showing all deductions.
- Appointment letter/increment letter from employers for annual benefits.
- Brief profile of the company where employed.
- Other documents are also required in accordance with the bank’s rules and regulations.
To know more details, visit Personal Loan Patna
Address of Dena Bank Branches in Patna
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| Patna | Dena Bank, Mourya Lok Complex, Dak Bungalow Road, PB No.34, Patna - 800001 | BKDN0910183 | 800018002 | 0612-2222211 |
| Bakhtiyarpur | Bakhtiarpur, Pin 803212 | BKDN0910253 | NON-MICR | 06132-226498 |
| Boring Road Patna | M2/2 Boring Road, Patna, Bihar - 800001 | BKDN0911269 | 800018003 | 9471043532 |
| Buddha Dental Hospital | Dena Bank, Mahatama Gandhi Nagar, Patna Budha Dental College , Kankarbagh, Patna , Bihar - 800 020 | BKDN0911439 | NON-MICR | 0612-3295022 |
| Barh | Dena Bank, Barh Branch, Sumitra Complex Near Savita Cinema Nh 31, Barh Dist Patna Bihar | BKDN0921688 | NON-MICR | 7541808776 |
| Patna Rajabazar | Raja Bazar Branch, Maharaj Market, Near LG Shop, Patna | BKDN0921689 | NON-MICR | 7541808772 |
| Patna City | Opp.Gurudwara, PO Jhauganj, Ashok Raj Path Sub Division, Patna City Patna, Bihar | BKDN0921695 | NON-MICR | 7541808774 |
| Patna Khazanchi Road | Khazanchi Road Branch, Ashutosh Kumar, Khazanchi Road Main Road, Patna, Bihar | BKDN0921696 | NON-MICR | 7541808775 |
| Sherpur | Sherpur Branch, At Sherpur, Near Shakti Nath Mandir, Sherpur Dist, Muzaffarpur, Bihar 842001 | BKDN0921950 | NON-MICR | 8877781318 |