DHFL Home Loan EMI Calculator
Last Updated : Aug. 7, 2019, 3:02 p.m.
While taking a home loan, it becomes important to be sure of repaying it without any hurdle. DHFL home loan EMI calculator is very helpful in such case. You can get it online and use it as many times as you want. Using this calculator gives you the chance to be sure of your monthly installments and then agree on it. Otherwise, many people just don’t realize their repayment capacity and end up skipping EMIs. So, to ignore such cases, it is better you use a home loan calculator and then finalize the best home loan combination.
| Loan Amount | |
| Interest Rate | |
| Tenure(Months) | |
| Monthly Instalment (EMI) | |
| Total Interest Amount | |
| Total Amount (Principal + Interest) |
| Year | Principal | Interest | Balance Amount |
|---|
DHFL Home Loan EMI Calculator
Here is an example showing the monthly installments, total interest outgo and total repayment amount if you take a home loan from DHFL for the tenure and loan amount considered here. You can check your home loan EMIs for different values with the help of the calculator given above.
Table Showing EMI, Interest Outgo, and Total Repayment Amount
| Loan Amount | Interest Rate | Tenure | Monthly Instalment | Total Interest Amount | Total Amount |
|---|---|---|---|---|---|
| ₹ 30,00,000 | 9.05% | 1 | ₹ 2,62,424 | ₹ 1,49,088 | ₹ 31,49,088 |
| ₹ 30,00,000 | 9.05% | 2 | ₹ 1,37,123 | ₹ 2,90,953 | ₹ 32,90,953 |
| ₹ 30,00,000 | 9.05% | 3 | ₹ 95,469 | ₹ 4,36,885 | ₹ 34,36,885 |
| ₹ 30,00,000 | 9.05% | 4 | ₹ 74,726 | ₹ 5,86,866 | ₹ 35,86,866 |
| ₹ 30,00,000 | 9.05% | 5 | ₹ 62,348 | ₹ 7,40,873 | ₹ 37,40,873 |
| ₹ 30,00,000 | 9.05% | 6 | ₹ 54,151 | ₹ 8,98,878 | ₹ 38,98,878 |
| ₹ 30,00,000 | 9.05% | 7 | ₹ 48,343 | ₹ 10,60,845 | ₹ 40,60,845 |
| ₹ 30,00,000 | 9.05% | 8 | ₹ 44,028 | ₹ 12,26,733 | ₹ 42,26,733 |
| ₹ 30,00,000 | 9.05% | 9 | ₹ 40,708 | ₹ 13,96,493 | ₹ 43,96,493 |
| ₹ 30,00,000 | 9.05% | 10 | ₹ 38,084 | ₹ 15,70,075 | ₹ 45,70,075 |
| ₹ 30,00,000 | 9.05% | 11 | ₹ 35,965 | ₹ 17,47,420 | ₹ 47,47,420 |
| ₹ 30,00,000 | 9.05% | 12 | ₹ 34,225 | ₹ 19,28,466 | ₹ 49,28,466 |
| ₹ 30,00,000 | 9.05% | 13 | ₹ 32,777 | ₹ 21,13,144 | ₹ 51,13,144 |
| ₹ 30,00,000 | 9.05% | 14 | ₹ 31,556 | ₹ 23,01,385 | ₹ 53,01,385 |
| ₹ 30,00,000 | 9.05% | 15 | ₹ 30,517 | ₹ 24,93,113 | ₹ 54,93,113 |
| ₹ 30,00,000 | 9.05% | 16 | ₹ 29,626 | ₹ 26,88,249 | ₹ 56,88,249 |
| ₹ 30,00,000 | 9.05% | 17 | ₹ 28,856 | ₹ 28,86,711 | ₹ 58,86,711 |
| ₹ 30,00,000 | 9.05% | 18 | ₹ 28,187 | ₹ 30,88,415 | ₹ 60,88,415 |
| ₹ 30,00,000 | 9.05% | 19 | ₹ 27,602 | ₹ 32,93,273 | ₹ 62,93,273 |
| ₹ 30,00,000 | 9.05% | 20 | ₹ 27,088 | ₹ 35,01,198 | ₹ 65,01,198 |
| ₹ 30,00,000 | 9.05% | 21 | ₹ 26,635 | ₹ 37,12,098 | ₹ 67,12,098 |
| ₹ 30,00,000 | 9.05% | 22 | ₹ 26,234 | ₹ 39,25,882 | ₹ 69,25,882 |
| ₹ 30,00,000 | 9.05% | 23 | ₹ 25,878 | ₹ 41,42,457 | ₹ 71,42,457 |
| ₹ 30,00,000 | 9.05% | 24 | ₹ 25,562 | ₹ 43,61,729 | ₹ 73,61,729 |
| ₹ 30,00,000 | 9.05% | 25 | ₹ 25,279 | ₹ 45,83,607 | ₹ 75,83,607 |
| ₹ 30,00,000 | 9.05% | 26 | ₹ 25,026 | ₹ 48,07,995 | ₹ 78,07,995 |
| ₹ 30,00,000 | 9.05% | 27 | ₹ 24,799 | ₹ 50,34,801 | ₹ 80,34,801 |
| ₹ 30,00,000 | 9.05% | 28 | ₹ 24,595 | ₹ 52,63,932 | ₹ 82,63,932 |
| ₹ 30,00,000 | 9.05% | 29 | ₹ 24,412 | ₹ 54,95,298 | ₹ 84,95,298 |
| ₹ 30,00,000 | 9.05% | 30 | ₹ 24,247 | ₹ 57,28,807 | ₹ 87,28,807 |
EMI, Total Interest Outgo, Total Repayment (Interest + Principal)
| Year | Principal | Interest | Balance Amount |
|---|---|---|---|
| 1 | ₹ 20,288 | ₹ 2,70,672 | ₹ 29,79,711 |
| 2 | ₹ 22,202 | ₹ 2,68,758 | ₹ 29,57,509 |
| 3 | ₹ 24,297 | ₹ 2,66,663 | ₹ 29,33,212 |
| 4 | ₹ 26,589 | ₹ 2,64,371 | ₹ 29,06,623 |
| 5 | ₹ 29,098 | ₹ 2,61,862 | ₹ 28,77,525 |
| 6 | ₹ 31,843 | ₹ 2,59,117 | ₹ 28,45,681 |
| 7 | ₹ 34,848 | ₹ 2,56,112 | ₹ 28,10,833 |
| 8 | ₹ 38,135 | ₹ 2,52,824 | ₹ 27,72,697 |
| 9 | ₹ 41,734 | ₹ 2,49,226 | ₹ 27,30,963 |
| 10 | ₹ 45,671 | ₹ 2,45,289 | ₹ 26,85,291 |
| 11 | ₹ 49,980 | ₹ 2,40,980 | ₹ 26,35,311 |
| 12 | ₹ 54,696 | ₹ 2,36,264 | ₹ 25,80,614 |
| 13 | ₹ 59,856 | ₹ 2,31,103 | ₹ 25,20,757 |
| 14 | ₹ 65,504 | ₹ 2,25,456 | ₹ 24,55,253 |
| 15 | ₹ 71,684 | ₹ 2,19,275 | ₹ 23,83,568 |
| 16 | ₹ 78,448 | ₹ 2,12,512 | ₹ 23,05,120 |
| 17 | ₹ 85,849 | ₹ 2,05,110 | ₹ 22,19,270 |
| 18 | ₹ 93,949 | ₹ 1,97,010 | ₹ 21,25,320 |
| 19 | ₹ 1,02,813 | ₹ 1,88,146 | ₹ 20,22,506 |
| 20 | ₹ 1,12,514 | ₹ 1,78,446 | ₹ 19,09,992 |
| 21 | ₹ 1,23,130 | ₹ 1,67,830 | ₹ 17,86,861 |
| 22 | ₹ 1,34,747 | ₹ 1,56,213 | ₹ 16,52,114 |
| 23 | ₹ 1,47,460 | ₹ 1,43,499 | ₹ 15,04,653 |
| 24 | ₹ 1,61,373 | ₹ 1,29,586 | ₹ 13,43,279 |
| 25 | ₹ 1,76,599 | ₹ 1,14,361 | ₹ 11,66,680 |
| 26 | ₹ 1,93,261 | ₹ 97,699 | ₹ 9,73,418 |
| 27 | ₹ 2,11,495 | ₹ 79,465 | ₹ 7,61,923 |
| 28 | ₹ 2,31,450 | ₹ 59,510 | ₹ 5,30,472 |
| 29 | ₹ 2,53,287 | ₹ 37,673 | ₹ 2,77,185 |
| 30 | ₹ 2,77,366 | ₹ 13,775 | ₹ 0 |
DHFL Home Loan EMI Calculator Formula
The calculator uses the below formula to calculate the monthly installment, total interest outgo and total repayment amount.
EMI = [P x R x (1+R)^N]/[(1+R)^N-1]
where,
EMI = Equated Monthly Installment
P = Principal Loan Amount
R = Monthly Interest Rate
N = Number of Monthly Installments