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About Federal Bank Personal loan in Ghaziabad
Federal bank offers a personal in selected cities and Ghaziabad is one of them. The city which is known as ‘Gateway to Uttar Pradesh’ is part of the National Capital Region belt and hence receives a personal loan from the bank. The personal loan of Federal bank is known by the name ‘FedPremia’. People in the city of Ghaziabad can avail the loan at attractive interest rates and low processing fee to meet any kind of personal need. There are three branches of the bank in the city from where the loan seeker can take a personal loan.
Federal Bank Personal loan in Ghaziabad at a glance
The important details of Federal Bank Personal loan Ghaziabad have been given below.
|Interest rate||11.75% - 14.65%|
|Loan amount||Maximum of ₹10 Lakhs|
|Tenure||One to four years|
|Processing fee||0.50% of the loan amount sanctioned. Minimum of ₹500|
The eligibility criteria for a Federal Bank personal loan Ghaziabad has been given below-
- Federal bank offers a personal loan to only salaried individuals. In order to secure a personal loan from the bank, you must be a salaried employee earning a stable income
- The applicant should earn a net monthly income of at least ₹50,000.
- The maximum age of the applicant can be 55 years old
- He/she should be working in the current job for a period of at least three years
- Only applicants living in the cities selected by the bank are eligible to apply for a personal loan. The cities are Bengaluru, Chennai, New Delhi & NCR, Mumbai, Pune, Kochi and Thiruvananthapuram
Documents required for a Federal Bank Personal loan Ghaziabad
The list of all the important documents required for a smooth disbursal of a personal loan has been given below. Check it out.
- Completely filled application form
- Proof of Identity- PAN card/ Voter ID card/ Driving license/ Passport/ Aadhar card
- Two passport size photographs
- Proof of Address- Passport/Ration card/ Telephone bill/ Electricity bill/ Water bill/Rent or Lease agreement
- Bank statement of the previous six months
- Salary slips of the last three months/ Salary certificate
- Income tax returns of the last two years/Form 16
- A copy of PAN card is very important
To know more please visit Personal Loan Ghaziabad.
Address of Federal Bank branches in Ghaziabad
The list of Federal Bank branches in Ghaziabad has been given below with their complete addresses.
|Branch Name||Address||IFSC||MICR||Customer Care|
|Ghaziabad||B7 Rdc Raj Nagar|
Ghaziabad 201001 Uttar Pradesh
|FDRL0001614||110049021||0120 2821550 2821224|
|Ghaziabad/Vaishali||Express Greens, Plot No.Gh 1/1, Sector 1, Vaishali, Ghaziabad, Uttar Pradesh 201010||FDRL0002150||NON-MICR||1800-420-1199|
|Ghaziabad Vasundhara||Ground Floor, C2, Sector 15, Vasundhara, Vasundhara Po, Ghaziabad, Uttar Pradesh Pincode 201012||FDRL0002151||NON-MICR||5885486|