Federal Bank Personal loan Ghaziabad - Eligibility, Rates February 2024, EMI, IFSC

Federal Bank Personal Loan in Ghaziabad

About Federal Bank Personal loan in Ghaziabad

Federal bank offers a personal in selected cities and Ghaziabad is one of them. The city which is known as ‘Gateway to Uttar Pradesh’ is part of the National Capital Region belt and hence receives a personal loan from the bank. The personal loan of Federal bank is known by the name ‘FedPremia’. People in the city of Ghaziabad can avail the loan at attractive interest rates and low processing fee to meet any kind of personal need. There are three branches of the bank in the city from where the loan seeker can take a personal loan.

Federal Bank Personal loan in Ghaziabad at a glance

The important details of Federal Bank Personal loan Ghaziabad have been given below.

Interest rate10.49% - 17.99%
Loan amountMaximum of ₹10 Lakhs
TenureOne to four years
Processing fee0.50% of the loan amount sanctioned. Minimum of ₹500
Pre-payment chargeNIL

Apply Personal Loan @ 10.75%* Rate

Eligibility criteria

The eligibility criteria for a Federal Bank personal loan Ghaziabad has been given below-

  • Federal bank offers a personal loan to only salaried individuals. In order to secure a personal loan from the bank, you must be a salaried employee earning a stable income
  • The applicant should earn a net monthly income of at least ₹50,000.
  • The maximum age of the applicant can be 55 years old
  • He/she should be working in the current job for a period of at least three years
  • Only applicants living in the cities selected by the bank are eligible to apply for a personal loan. The cities are Bengaluru, Chennai, New Delhi & NCR, Mumbai, Pune, Kochi and Thiruvananthapuram

Documents required for a Federal Bank Personal loan Ghaziabad

The list of all the important documents required for a smooth disbursal of a personal loan has been given below. Check it out.

  • Completely filled application form
  • Proof of Identity- PAN card/ Voter ID card/ Driving license/ Passport/ Aadhar card
  • Two passport size photographs
  • Proof of Address- Passport/Ration card/ Telephone bill/ Electricity bill/ Water bill/Rent or Lease agreement
  • Bank statement of the previous six months
  • Salary slips of the last three months/ Salary certificate
  • Income tax returns of the last two years/Form 16
  • A copy of PAN card is very important

To know more please visit Personal Loan Ghaziabad.

Address of Federal Bank branches in Ghaziabad

The list of Federal Bank branches in Ghaziabad has been given below with their complete addresses.

Branch NameAddressIFSCMICRCustomer Care
GhaziabadB7 Rdc Raj Nagar
Ghaziabad 201001 Uttar Pradesh
FDRL00016141100490210120 2821550 2821224
Ghaziabad/VaishaliExpress Greens, Plot No.Gh 1/1, Sector 1, Vaishali, Ghaziabad, Uttar Pradesh 201010FDRL0002150NON-MICR1800-420-1199
Ghaziabad VasundharaGround Floor, C2, Sector 15, Vasundhara, Vasundhara Po, Ghaziabad, Uttar Pradesh Pincode 201012FDRL0002151NON-MICR5885486

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%