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About Federal Bank Personal loan in Gurugram
Gurugram is one of the leading cities of India which is part of the NCR belt. Due to its proximity to New Delhi, the city attracts massive attention from leading banks. Federal bank offers a personal loan in limited cities and Gurugram is of the few cities where the bank offers the same. The product is named by the bank as FedPremia. Federal bank has opened up seven branches in the city for hassle free disbursal of the product.
Federal Bank Personal loan in Gurugram at a glance
The important details of Federal Bank Personal loan Gurugram have been given below.
| Particular | Details |
|---|---|
| Interest rate | 11.99% - 18.00% |
| Loan amount | Maximum of ₹10 Lakhs |
| Tenure | One to four years |
| Processing fee | 0.50% of the loan amount sanctioned. Minimum of ₹500 |
| Pre-payment charge | NIL |
Eligibility criteria
The eligibility criteria for a Federal Bank personal loan Gurugram has been given below-
- Federal bank offers a personal loan to only salaried individuals. In order to secure a personal loan from the bank, you must be a salaried employee earning a stable income
- The applicant should earn a net monthly income of at least ₹50,000.
- The maximum age of the applicant can be 55 years old
- He/she should be working in the current job for a period of at least three years
- Only applicants living in the cities selected by the bank are eligible to apply for a personal loan. The cities are Bengaluru, Chennai, New Delhi & NCR, Mumbai, Pune, Kochi and Thiruvananthapuram
Documents required for a Federal Bank Personal loan Gurugram
The list of all the important documents required for a smooth disbursal of a personal loan has been given below. Check it out.
- Completely filled application form
- Proof of Identity- PAN card/ Voter ID card/ Driving license/ Passport/ Aadhar card
- Two passport size photographs
- Proof of Address- Passport/Ration card/ Telephone bill/ Electricity bill/ Water bill/Rent or Lease agreement
- Bank statement of the previous six months
- Salary slips of the last three months/ Salary certificate
- Income tax returns of the last two years/Form 16
- A copy of PAN card is very important
You should check out Personal Loan Gurugram for more information.
Address of Federal Bank branches in Gurugram
The list of Federal Bank branches in Gurugram has been given below with their complete addresses.
| Branch Name | Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Gurugram | 483/16, Chandan Palace, Jail Road, Civil Lines, Gurugram, 122001 , Haryana | FDRL0001355 | 110049007 | 0124-2331681 |
| Gurugram Dlf | B - 247, Upper Ground Floor, Super Mart Commercial Complex - 1, Dlf, Qutub Enclave , Phase - Iv, , 122002 , Haryana | FDRL0001528 | 110049017 | 0124-2578791 |
| Tikli | Ground Floor, Khasra No 463, Teekli Po , Gurugram Haryana | FDRL0002233 | Non-MICR | 2331681 |
| Palra | Sector 70 A, Post Palra, Gurugram, Haryana, 122103 | FDRL0002236 | Non-MICR | 2014349 |
| Noorpur | Village And Post Noorpur, Dis Gurugram, Haryana, 122001 | FDRL0002253 | Non-MICR | 2014234 |
| Mohammadpur Jharsa | Narsinghpur Post, Old Khandsa Road, Mohammadpur , Gurugram , Haryana | FDRL0002255 | Non-MICR | 2372045 |
| Kair | Ground Floor, Village And PO Kair, Gurugram, New Delhi , South West Delhi District, New Delhi 110043 | FDRL0002275 | Non-MICR | 65419113 |
