Federal Bank Personal Loan in Noida

Personal Loan Rates 2017 76 views

About Federal Bank Personal loan in Noida

Federal bank provides a product called FedPremia to the people in the city of Noida. Noida is an upcoming city and the people here require finance to realize their dreams. Keeping this in mind, Federal bank has designed this personal loan product for the people of Noida, so that their dreams are not put on hold and are fulfilled at the same time. Federal bank has opened two branches in the city so that the product is easily accessible to the customers at an affordable rate of interest.

Federal Bank Personal loan in Noida at a glance

Take a look at key information about the product offered by Federal Bank in Noida.

ParticularDetails
Interest rate11.75% - 14.65%
Loan amountMaximum of ₹10 Lakhs
TenureOne to four years
Processing fee0.50% of the loan amount sanctioned. Minimum of ₹500
Pre-payment chargeNIL

Eligibility criteria

The eligibility criteria for a Federal Bank personal loan Noida has been given below-

  • Federal bank offers a personal loan to only salaried individuals. In order to secure a personal loan from the bank, you must be a salaried employee earning a stable income
  • The applicant should earn a net monthly income of at least ₹50,000.
  • The maximum age of the applicant can be 55 years old
  • He/she should be working in the current job for a period of at least three years
  • Only applicants living in the cities selected by the bank are eligible to apply for a personal loan. The cities are Bengaluru, Chennai, New Delhi & NCR, Mumbai, Pune, Kochi and Thiruvananthapuram

Documents required for a Federal Bank Personal loan Noida

The list of all the important documents required for a smooth disbursal of a personal loan has been given below. Check it out.

  • Completely filled application form
  • Proof of Identity- PAN card/ Voter ID card/ Driving license/ Passport/ Aadhar card
  • Two passport size photographs
  • Proof of Address- Passport/Ration card/ Telephone bill/ Electricity bill/ Water bill/Rent or Lease agreement
  • Bank statement of the previous six months
  • Salary slips of the last three months/ Salary certificate
  • Income tax returns of the last two years/Form 16
  • A copy of PAN card is very important

For more details, please refer to Personal Loan Noida

Address of Federal Bank branches in Noida

The list of Federal Bank branches in Noida has been given below with their complete addresses.

BranchesAddressIFSCMICRContact details
Sector 22 NoidaFederal Towers, H - 362, Shopping Complex, Sector 22, Noida, Gautam Buddha Nagar, Uttar Pradesh, 201301, Uttar PradeshFDRL00013401100490060120-2411222
Botanical GardenGround Floor, Near Gate No.1 , Noida Botanical Garden , Metro Station , Gautam Budha Nagar, Uttar Pradesh,FDRL00019171100490291800-425-1199

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