Federal Bank Personal loan Pune - Eligibility, Rates February 2024, EMI, IFSC

Federal Bank Personal Loan in Pune

About Federal Bank Personal loan in Pune

Federal bank has a wide range of products and services that it is offering in the city of Pune. Out of all of them, personal loan is very popular and in demand these days. The bank offers FedPremia to the people of Pune at feasible rates of interest and minimal processing fee. FedPremia is the name of the personal loan product of Federal bank. Through this product, one can fulfill any of his/her dreams or ambitions. Now, you don’t need to look to friends or family for financial assistance when Federal Bank personal loan Pune is there. Federal Bank has opened up more than 15 branches in the cultural capital of Maharashtra.

Federal Bank Personal loan in Pune at a glance

Take a look at key information about the product offered by Federal Bank in Pune.

Interest rate10.49% - 17.99%
Loan amountMaximum of ₹10 Lakhs
TenureOne to four years
Processing fee0.50% of the loan amount sanctioned. Minimum of ₹500
Pre-payment chargeNIL

Apply Personal Loan @ 10.75%* Rate

Eligibility criteria

The eligibility criteria for a Federal Bank personal loan Pune has been given below-

  • Federal bank offers a personal loan to only salaried individuals. In order to secure a personal loan from the bank, you must be a salaried employee earning a stable income
  • The applicant should earn a net monthly income of at least ₹50,000.
  • The maximum age of the applicant can be 55 years old
  • He/she should be working in the current job for a period of at least three years
  • Only applicants living in the cities selected by the bank are eligible to apply for a personal loan. The cities are Bengaluru, Chennai, New Delhi & NCR, Mumbai, Pune, Kochi and Thiruvananthapuram

Documents required for a Federal Bank Personal loan Pune

The list of all the important documents required for a smooth disbursal of a personal loan has been given below. Check it out.

  • Completely filled application form
  • Proof of Identity- PAN card/ Voter ID card/ Driving license/ Passport/ Aadhar card
  • Two passport size photographs
  • Proof of Address- Passport/Ration card/ Telephone bill/ Electricity bill/ Water bill/Rent or Lease agreement
  • Bank statement of the previous six months
  • Salary slips of the last three months/ Salary certificate
  • Income tax returns of the last two years/Form 16
  • A copy of PAN card is very important

For more details, please refer to Personal Loan Pune.

Address of Federal Bank branches in Pune

The list of Federal Bank branches in Pune has been given below with their complete addresses.

BranchesAddressIFSCMICRContact details
PuneArihant, 1187/26, Ghole Road, Near Balgandharva Square, 411005 , MaharashtraFDRL00013484110490021800-420-1199
KothrudUnnati Plot No 61 Opp Vanaz Industry Lokmanya Colony Kothrud Pune 411038FDRL00015004110490031800-420-1199
Warje MalwadiSuryakiran 1727 Nda Road Warje Malwadi Pune 411029FDRL00015064110490051800-420-1199
Sinhagad RoadNo 39/38 Sundar Park C Building Shop No 1 - 5 Niranjan Park Lane Manik Baug Behind Petrol Pump Sinhagad Road PuneFDRL00015104110490061800-420-1199
AundhGround Floor, Supreme Square Near Shiv Sagar Hotel D.P Road, Parihar Chowk Aundh, Pune – 411007FDRL00016634110490081800-420-1199
BibvewadiUnit No 3, Upper Ground Floor, Cru Mall, Main Gangadham Road, Opp Gagan Vihar Society, Maharashtra - 411037FDRL000181994110490121800-420-1199
Pimple SaudagarGround Floor, Prime Square, No 125/5, Aundha Annexe, Pimple Saudagar, Maharashtra - 411027FDRL00018184110490131800-420-1199
Chakan NanekarwadiGround Floor, Hrishikesh Chambers, Shivaji Chowk, Chakan Talegaon Road, Chakan P.O, Pune Dist. , Maharashtra - 410 501FDRL00017864110490111800-420-1199
PhursungiGround Floor, Deshmukh Estate, Opp. Sp Infocity, Pune Saswad Road, Phursungi P.O, Haveli Taluk, Pune, Maharashtra - 412 308FDRL00017854110490101800-420-1199
ShivaneHari Vitthal Plaza, Survey No:14/1A, Shivane P.O, Haveli Taluk, Pune Dist.,
Maharashtra - 411 023
Retail hubRetail Hub , First Floor, Sai Krupa Building, Opp. Spencers, Bhandarkar Road, Deccan, Pune -411004FDRL0000317Non-MICR1800-420-1199
Tilak RoadGround Floor, Shree Krishna Complex 1026, Shukrawar Peth Tilak Road , Pune, Maharashtra 411002FDRL00019464110490141800-420-1199
Takrar WadiShop No 10, Grampanchayat Building, Takrar Wadi, Indapur Taluk, Pune District, Maharashtra, 413130FDRL0002265Non-MICR1800-420-1199

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%