HDFC Bank Home Loan in Agra

Last Updated : Feb. 27, 2020, 2:44 p.m.

About HDFC Home Loan in Agra

Building a home is the top priority for many people. After all, home is the best place to live in. Finance plays a big role when it comes to purchasing a house. Lack of finance often forces many people to let go of their dreams of buying a house. HDFC provides a home loan to eligible customers in Agra so that they can buy a home of their dreams. The bank has several branches in the city and all of them provide the product on time.

Apply HDFC Bank Home Loan @ 8.50%* Rate

Address of HDFC Ltd branches in Agra

The complete list of HDFC bank branches in the city has been given below with the address, contact details, and IFSC & MICR codes.

How to Apply Online for HDFC Home Loans at Wishfin?

Applying for home loans through Wishfin is hassle-free as the documentation facility is simpler and the experts here make sure you get the lowest rate on the loan as per your eligibility. So, if you want to save your money and time, you can apply online at Wishfin today!

HDFC Bank Home Loan Agra at a Glance

The important details about home loans offered by HDFC Ltd in the city have been given below .

Eligibility criteria for HDFC Home Loan Agra

The norms of eligibility for a housing loan offered by HDFC have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

• The bank decides the eligibility of the applicant from certain factors like Income, Educational qualifications, Age, CIBIL score, Income of the spouse, Number of dependents, Stability of employment, Saving history and Business, Liability & Assets.
• The applicant should fall into the age group of 18 to 60 years.
• Salaried employees need to be working with their current company for a period of at least one year.
• In case of businessmen, the business should be stable for a minimum of three years.

Documents Checklist for HDFC Home Loan Agra

The list of all the essential documents required to avail a home loan from HDFC has been mentioned below. Do check them out.

Salaried employee

• Fully filled application form along with photographs of passport size
• Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
• Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
• Processing fee cheque
• Bank statement of the past six months
• Proof of Income- Form 16 and latest salary slip
• Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer

Self-employed (businessmen and professionals)

• Fully filled application form along with photographs of passport size
• Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
• Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
• Processing fee cheque
• Proof of Income- Income Tax returns of the previous three years and Audited Balance Sheet & Profit and Loss account statement of the past three financial years
• Proof of Business
• Educational qualification certificates (For professionals)
• Business profile
• Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer
• Bank statement of the past six months

Agriculturists

• Fully filled application form along with photographs of passport size
• Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
• Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
• Processing fee cheque
• Copies of the Title documents of the agricultural land which can depict land-holding
• Statement of the loans availed in the past two years
• Other property related documents-
• Bank statement of the past six months
• Copies of the Title documents of the agricultural land which can show that crops are being cultivated

For more information, please refer to Home Loan Agra .