HDFC Bank Home Loan in Bhubaneswar
Last Updated : Feb. 27, 2020, 2:48 p.m.
About HDFC Bank Home Loan in Bhubaneswar
HDFC provides home loans to every eligible individual in Bhubaneswar. Now you can think of buying your dream home with the help of the home loan provided by the bank. HDFC has set up more than 15 branches in the city of Bhubaneswar. A home loan has a lower interest rate as compared to other loan products.
Apply HDFC Bank Home Loan @ 8.50%* Rate
HDFC Branches in Bhubaneswar
The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.
Branch | Address | IFSC | MICR | Contact details |
---|---|---|---|---|
Janpath | Trishna arcade, Janpath - 1, Bhubaneswar, Bhubaneswar - 751001, Orissa | HDFC0000122 | 751240002 | 9937903333 |
Sahid Nagar | Business park, first floor, Business park, first floor, C111 - Sahid Nagar, Bhubaneshwar - 751007, Orissa | HDFC0001080 | 751240006 | 9937903333 |
Sriya Talkies Square | Plot - 10 district centre, Chandrasekharpur, Bhubaneshwar - 751016, Orissa | HDFC0001252 | 751240005 | 9937903333 |
Samantarapur | Plot No. 191, 204, 205 & 206, Near Rajarani Temple, Unit - 36, Samantarapur Bhubaneswar Orissa 751006 | HDFC0002396 | 751240010 | 9937903333 |
Vivekananda Marg | Plot No. - 339 Vivekananda Marg Near Kalpana Square, Bhubaneswar, Khurda Orissa 751002 | HDFC0002402 | 751240014 | 9937903333 |
Baramunda | Plot No, D, Ruchika Market, On Nh-5, Baramunda H.B. Colony, Bhubaneswar Orissa 751003 | HDFC0002457 | 751240008 | 9937903333 |
Patia Chowk | Patia Square, Opp - Axis Bank, Bhubaneswar Khurda Orissa 751024 | HDFC0002542 | 751240009 | 9937903333 |
IRC Village | Plot No N5/537, IRC Village, Nayapalli, Near Indradhanu Market, Bhubaneswar Orissa 751015 | HDFC0002781 | Non-MICR | 9937903333 |
KIIT University | KIIT University Campus 3 At Post Kiit Bhubaneswar Khurda Odisha 751024 | HDFC0003951 | 751240017 | 9937903333 |
Infocity branch | Plot Number E 3 Infocity Chandaka Industrial Estate Patia Bhubaneswar Khurda Odisha 751024 | HDFC0004013 | 751240016 | 9937903333 |
Bapuji | Plot No Scr 15 Bapuji Nagar District Khurda Bhubaneswar Odisha 751009 | HDFC0004337 | 751240019 | 9937903333 |
Jaydev Vihar | Jaydev Vihar Bhubaneswar Near Biju Patnaik College Dist Khurda Bhubaneswar Odisha 751013 | HDFC0004491 | 751240020 | 9937903333 |
HDFC Home Loan Bhubaneswar
The important details about a home loan offered by HDFC bank in the city have been given below .
Particular | Details |
---|---|
Interest rate | 8.50% - 9.40% |
Loan amount | ₹ 75 Lakhs and above in selected cases |
Tenure | Up to 30 years |
Processing fee | Up to 1.50 % of the amount sanctioned plus the service taxes |
Pre-payment charge | No prepayment is allowed for the starting six months 6 months- 5 years: 1.5% of the original amount 5- 10 years- 0.75% of the original amount After 10 years- no closure fee as such |
How to apply for online for Home Loans?
If you are quite busy in your life and want to know which bank is offering best rate on home loans , Wishfin might be the best platform. This is an online platform where want to apply for a home loan at the best possible rate based on your eligibility. The expert advice by Wishfin helps customers make their dream home or buying one.
Eligibility for HDFC Home Loans
The norms of eligibility for a home loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.
- The bank decides the eligibility of the applicant from certain factors like Income, Educational qualifications, Age, CIBIL score, Income of the spouse, Number of dependents, Stability of employment, Saving history and Business, Liability & Assets.
- The applicant should fall into the age group of 18 to 60 years.
- Salaried employees need to be working with their current company for a period of at least one year.
- In case of businessmen, the business should be stable for a minimum of three years.
Documents Checklist
The list of all the essential documents required to avail a home loan from HDFC bank has been mentioned below. Do check them out.
Salaried employee
- Fully filled application form along with photographs of passport size
- Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
- Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
- Processing fee cheque
- Bank statement of the past six months
- Proof of Income- Form 16 and latest salary slip
- Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer
Self-employed (businessmen and professionals)
- Fully filled application form along with photographs of passport size
- Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
- Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
- Processing fee cheque
- Proof of Income- Income Tax returns of the previous three years and Audited Balance Sheet & Profit and Loss account statement of the past three financial years
- Proof of Business
- Educational qualification certificates (For professionals)
- Business profile
- Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer
- Bank statement of the past six months
Agriculturists
- Fully filled application form along with photographs of passport size
- Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
- Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
- Processing fee cheque
- Copies of the Title documents of the agricultural land which can depict land holding
- Statement of the loans availed in the past two years
- Other property related documents-
- Bank statement of the past six months
- Copies of the Title documents of the agricultural land which can show that crops are being cultivated
For more information, please refer to Home Loan Bhubaneswar
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