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HDFC Bank Home Loan in Bhubaneswar

HDFC Bank Home Loan in Bhubaneswar

Last Updated : Feb. 27, 2020, 2:48 p.m.

About HDFC Bank Home Loan in Bhubaneswar

HDFC provides home loans to every eligible individual in Bhubaneswar. Now you can think of buying your dream home with the help of the home loan provided by the bank. HDFC has set up more than 15 branches in the city of Bhubaneswar. A home loan has a lower interest rate as compared to other loan products.

Apply HDFC Bank Home Loan @ 8.50%* Rate

HDFC Branches in Bhubaneswar

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
JanpathTrishna arcade, Janpath - 1, Bhubaneswar, Bhubaneswar - 751001, OrissaHDFC00001227512400029937903333
Sahid NagarBusiness park, first floor, Business park, first floor, C111 - Sahid Nagar, Bhubaneshwar - 751007, OrissaHDFC00010807512400069937903333
Sriya Talkies SquarePlot - 10 district centre, Chandrasekharpur, Bhubaneshwar - 751016, OrissaHDFC00012527512400059937903333
SamantarapurPlot No. 191, 204, 205 & 206, Near Rajarani Temple, Unit - 36, Samantarapur Bhubaneswar Orissa 751006HDFC00023967512400109937903333
Vivekananda MargPlot No. - 339 Vivekananda Marg Near Kalpana Square, Bhubaneswar, Khurda Orissa 751002HDFC00024027512400149937903333
BaramundaPlot No, D, Ruchika Market, On Nh-5, Baramunda H.B. Colony, Bhubaneswar Orissa 751003HDFC00024577512400089937903333
Patia ChowkPatia Square, Opp - Axis Bank, Bhubaneswar Khurda Orissa 751024HDFC00025427512400099937903333
IRC VillagePlot No N5/537, IRC Village, Nayapalli, Near Indradhanu Market, Bhubaneswar Orissa 751015HDFC0002781Non-MICR9937903333
KIIT UniversityKIIT University Campus 3 At Post Kiit Bhubaneswar Khurda Odisha 751024HDFC00039517512400179937903333
Infocity branchPlot Number E 3 Infocity Chandaka Industrial Estate Patia Bhubaneswar Khurda Odisha 751024HDFC00040137512400169937903333
BapujiPlot No Scr 15 Bapuji Nagar District Khurda Bhubaneswar Odisha 751009HDFC00043377512400199937903333
Jaydev ViharJaydev Vihar Bhubaneswar Near Biju Patnaik College Dist Khurda Bhubaneswar Odisha 751013HDFC00044917512400209937903333

HDFC Home Loan Bhubaneswar

The important details about a home loan offered by HDFC bank in the city have been given below .

ParticularDetails
Interest rate8.50% - 9.40%
Loan amount₹ 75 Lakhs and above in selected cases
TenureUp to 30 years
Processing feeUp to 1.50 % of the amount sanctioned plus the service taxes
Pre-payment chargeNo prepayment is allowed for the starting six months
6 months- 5 years: 1.5% of the original amount
5- 10 years- 0.75% of the original amount
After 10 years- no closure fee as such

How to apply for online for Home Loans?

If you are quite busy in your life and want to know which bank is offering best rate on home loans , Wishfin might be the best platform. This is an online platform where want to apply for a home loan at the best possible rate based on your eligibility. The expert advice by Wishfin helps customers make their dream home or buying one.

Eligibility for HDFC Home Loans

The norms of eligibility for a home loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

  • The bank decides the eligibility of the applicant from certain factors like Income, Educational qualifications, Age, CIBIL score, Income of the spouse, Number of dependents, Stability of employment, Saving history and Business, Liability & Assets.
  • The applicant should fall into the age group of 18 to 60 years.
  • Salaried employees need to be working with their current company for a period of at least one year.
  • In case of businessmen, the business should be stable for a minimum of three years.

Documents Checklist

The list of all the essential documents required to avail a home loan from HDFC bank has been mentioned below. Do check them out.

Salaried employee

  • Fully filled application form along with photographs of passport size
  • Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
  • Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
  • Processing fee cheque
  • Bank statement of the past six months
  • Proof of Income- Form 16 and latest salary slip
  • Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer

Self-employed (businessmen and professionals)

  • Fully filled application form along with photographs of passport size
  • Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
  • Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
  • Processing fee cheque
  • Proof of Income- Income Tax returns of the previous three years and Audited Balance Sheet & Profit and Loss account statement of the past three financial years
  • Proof of Business
  • Educational qualification certificates (For professionals)
  • Business profile
  • Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer
  • Bank statement of the past six months

Agriculturists

  • Fully filled application form along with photographs of passport size
  • Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
  • Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
  • Processing fee cheque
  • Copies of the Title documents of the agricultural land which can depict land holding
  • Statement of the loans availed in the past two years
  • Other property related documents-
  • Bank statement of the past six months
  • Copies of the Title documents of the agricultural land which can show that crops are being cultivated

For more information, please refer to Home Loan Bhubaneswar

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