HDFC Bank Home Loan in Chandigarh

Last Updated : Feb. 29, 2020, 5 p.m.

About HDFC Home Loan in Chandigarh

HDFC offers one of the lowest interest rates on home loans to the customers based in Chandigarh. Chandigarh is one of the planned cities of India and therefore many people wish to live here. HDFC provides home loans to every eligible applicant in the city at an attractive rate of interest. The bank has opened more than 20 branches in the capital city of Punjab and Haryana.

Apply HDFC Bank Home Loan @ 8.50%* Rate

HDFC Bank Branches in Chandigarh

The complete list of HDFC branches in the city has been given below with the address, contact details and IFSC & MICR codes.

How to Apply Online?

If you have been looking for options where you can get the best rate on home loans , you can apply online at Wishfin. The experts here make sure that you get the instant approval for your loan and enjoy paying a low EMI . So, if you want to apply for a home loan at best lenders such as HDFC Ltd., Wishfin might be the right place.

HDFC Home Loan Chandigarh at Glance

The important details about a home loan offered by HDFC in the city have been given below .

Eligibility for HDFC Home Loans

The norms of eligibility for a home loan offered by HDFC have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

• The bank decides the eligibility of the applicant from certain factors like Income, Educational qualifications, Age, CIBIL score, Income of the spouse, Number of dependents, Stability of employment, Saving history and Business, Liability & Assets.
• The applicant should fall into the age group of 21 to 65 years.
• Salaried employees need to be working with their current company for a period of at least one year.
• In case of businessmen, the business should be stable for a minimum of three years.

Documents Checklist for Home Loans

The list of all the essential documents required to avail a home loan from HDFC has been mentioned below. Do check them out.

Salaried employee

• Fully filled application form along with photographs of passport size
• Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
• Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
• Processing fee cheque
• Bank statement of the past six months
• Proof of Income- Form 16 and latest salary slip
• Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer

Self-employed (businessmen and professionals)

• Fully filled application form along with photographs of passport size
• Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
• Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
• Processing fee cheque
• Proof of Income- Income Tax returns of the previous three years and Audited Balance Sheet & Profit and Loss account statement of the past three financial years
• Proof of Business
• Educational qualification certificates (For professionals)
• Business profile
• Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer
• Bank statement of the past six months

Agriculturists

• Fully filled application form along with photographs of passport size
• Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
• Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
• Processing fee cheque
• Copies of the Title documents of the agricultural land which can depict land holding
• Statement of the loans availed in the past two years
• Other property related documents-
• Bank statement of the past six months
• Copies of the Title documents of the agricultural land which can show that crops are being cultivated

Have a look at Home Loan Chandigarh for more information.