HDFC Bank Home Loan in Jaipur
Last Updated : Feb. 27, 2020, 2:50 p.m.
About HDFC Bank Home Loan in Jaipur
Jaipur is the capital of Rajasthan and one of the main tourist attractions of north India. The city is known for its culture, forts and architecture. Who doesn’t want to live in the pink city? But buying a home can turn out to be a costly affair. A HDFC bank customers based in the city can avail a home loan and buy the house of his/her dreams. The bank has already set up more than 50 branches in the city of Jaipur. JDA has also announced its allotment for the housing project in May 2018. You can apply for a home loan if you are among the few licky winners of the lucky draw.
Apply HDFC Bank Home Loan @ 8.50%* Rate
HDFC Bank Home Loan Jaipur at a glance
The important details about a home loan offered by HDFC bank in the city have been given below .
Particular | Details |
---|---|
Interest rate | 8.50% - 9.40% |
Loan amount | ₹ 75 Lakhs and above in selected cases |
Tenure | Up to 30 years |
Processing fee | Up to 1.50 % of the amount sanctioned plus the service taxes |
Pre-payment charge | No prepayment is allowed for the starting six months 6 months- 5 years: 1.5% of the original amount 5- 10 years- 0.75% of the original amount After 10 years- no closure fee as such |
Eligibility criteria for HDFC Bank Home Loan Jaipur
The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.
- The bank decides the eligibility of the applicant from certain factors like Income, Educational qualifications, Age, CIBIL score, Income of the spouse, Number of dependents, Stability of employment, Saving history and Business, Liability & Assets.
- The applicant should fall into the age group of 18 to 60 years.
- Salaried employees need to be working with their current company for a period of at least one year.
- In case of businessmen, the business should be stable for a minimum of three years.
Documents required for HDFC Bank Home Loan Jaipur
The list of all the essential documents required to avail a home loan from HDFC bank has been mentioned below. Do check them out.
Salaried employee
- Fully filled application form along with photographs of passport size
- Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
- Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
- Processing fee cheque
- Bank statement of the past six months
- Proof of Income- Form 16 and latest salary slip
- Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer
Self-employed (businessmen and professionals)
- Fully filled application form along with photographs of passport size
- Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
- Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
- Processing fee cheque
- Proof of Income- Income Tax returns of the previous three years and Audited Balance Sheet & Profit and Loss account statement of the past three financial years
- Proof of Business
- Educational qualification certificates (For professionals)
- Business profile
- Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer
- Bank statement of the past six months
Agriculturists
- Fully filled application form along with photographs of passport size
- Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
- Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
- Processing fee cheque
- Copies of the Title documents of the agricultural land which can depict land holding
- Statement of the loans availed in the past two years
- Other property related documents-
- Bank statement of the past six months
- Copies of the Title documents of the agricultural land which can show that crops are being cultivated
For more information, please check Home Loan Jaipur .
Address of HDFC bank branches in Jaipur
The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.
Branch | Address | IFSC | MICR | Contact details |
---|---|---|---|---|
Ashok Marg | D - 54, Siddhi Vinayak, , Ashok Marg, C Scheme, , Jaipur - 302001, Rajasthan | HDFC0000054 | 302240002 | 6160 616 |
Johari Bazar | Shop # 85 - 86, Pandya Bhawan, Johari Bazar, Jaipur - 302003, Rajasthan | HDFC0000289 | 302240003 | 6160 616 |
Vidhyadhar Nagar | G - 20 - 22, Times Square Multiplex, , 10, Central Spine, Vidhyadhar Nagar, Jaipur - 302023, Rajasthan | HDFC0000348 | 302240004 | 6160 616 |
Vaishali Nagar | Brightland School, Vaishali Nagar, Jaipur - 302021, Rajasthan | HDFC0000554 | 302240002 | 6160 616 |
Tonk Road | A - 1, Shree Plaza, , Lal Kothi, District Shopping Centre, , Tonk Road, Jaipur - 302015, Rajasthan | HDFC0000644 | 302240005 | 6160 616 |
Mansarovar | ICG Campus, Gurukul Marg, SFS Mansarovar, Jaipur - 302020, Rajasthan | HDFC0000987 | 302240006 | 6160 616 |
Park Street | 3, Park Street, Opp Pink City Petrol Pump, M. I. Road, Jaipur - 302001, Rajasthan | HDFC0001234 | 302240007 | 6160 616 |
Station Road | 3 - D Villa, Station Road, Jaipur - 302001, Rajasthan | HDFC0001329 | 302240008 | 6160 616 |
Raja Park | 3/341 A, , Raja Park, Jaipur - 302004, Rajasthan | HDFC0001377 | 302240009 | 6160 616 |
SD College Campus | SD College Campus, Near Sukhadia Circle, Suratgarh Road, Sriganganagar - 335001, Rajasthan | HDFC0001396 | 335240004 | 6160 616 |
Bani Park | Upasana Residency, Plot No.C - 25, Sawai Jai Singh Highway, Bani Park, Jaipur - 302016, Rajasthan | HDFC0001430 | 302240010 | 6160 616 |
Kamal Kunj | C - 96, Kamal Kunj, , Ahinsa Circle, C - Scheme, Subhash Marg, Jaipur - 302001, Rajasthan | HDFC0001585 | 302240012 | 6160 616 |
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