HDFC Bank Home Loan in Kolkata
Last Updated : Feb. 27, 2020, 3:18 p.m.
About HDFC Bank Home Loan in Kolkata
Living in Kolkata and experiencing the feeling can’t be expressed in words. After all, Kolkata is the city of Joy and has a charm of its own. It is one of the most important cities of eastern India and many people wish to live here. HDFC bank gives a solution to the people of the city in the form of a home loan. The product is very much in demand because it can fulfill the dream of many people who wish to buy a home. The bank has opened over 80 branches in the former capital of India.
Apply HDFC Bank Home Loan @ 8.50%* Rate
HDFC Bank Home Loan Kolkata at a glance
The important details about a home loan offered by HDFC bank in the city have been given below .
Particular | Details |
---|---|
Interest rate | 8.50% - 9.40% |
Loan amount | ₹ 75 Lakhs and above in selected cases |
Tenure | Up to 30 years |
Processing fee | Up to 1.50 % of the amount sanctioned plus the service taxes |
Pre-payment charge | No prepayment is allowed for the starting six months 6 months- 5 years: 1.5% of the original amount 5- 10 years- 0.75% of the original amount After 10 years- no closure fee as such |
Eligibility criteria for HDFC Bank Home Loan Kolkata
The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.
- The bank decides the eligibility of the applicant from certain factors like Income, Educational qualifications, Age, CIBIL score, Income of the spouse, Number of dependents, Stability of employment, Saving history and Business, Liability & Assets.
- The applicant should fall into the age group of 18 to 60 years.
- Salaried employees need to be working with their current company for a period of at least one year.
- In case of businessmen, the business should be stable for a minimum of three years.
Documents required for HDFC Bank Home Loan Kolkata
The list of all the essential documents required to avail a home loan from HDFC bank has been mentioned below. Do check them out.
Salaried employee
- Fully filled application form along with photographs of passport size
- Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
- Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
- Processing fee cheque
- Bank statement of the past six months
- Proof of Income- Form 16 and latest salary slip
- Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer
Self-employed (businessmen and professionals)
- Fully filled application form along with photographs of passport size
- Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
- Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
- Processing fee cheque
- Proof of Income- Income Tax returns of the previous three years and Audited Balance Sheet & Profit and Loss account statement of the past three financial years
- Proof of Business
- Educational qualification certificates (For professionals)
- Business profile
- Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer
- Bank statement of the past six months
Agriculturists
- Fully filled application form along with photographs of passport size
- Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
- Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
- Processing fee cheque
- Copies of the Title documents of the agricultural land which can depict land holding
- Statement of the loans availed in the past two years
- Other property related documents-
- Bank statement of the past six months
- Copies of the Title documents of the agricultural land which can show that crops are being cultivated
For more details, you can have a look at Home Loan Kolkata .
Address of HDFC bank branches in Kolkata
The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.
Branch | Address | IFSC | MICR | Contact details |
---|---|---|---|---|
Stephen House | 4C,BBD Bag East, Dalhousie, Lal Dighi, BBD Bagh, Kolkata, West Bengal 700001 | HDFC0000008 | 700240002 | 9831073333 |
Central Plaza | 2/6, sarat bose road, 2/6, sarat bose road, Central plaza, Kolkata - 700020, West Bengal | HDFC0000014 | 700240003 | 9831073333 |
Salt Lake | Bb - 22, , Sector 1, Salt lake city, Kolkata - 700064, West Bengal | HDFC0000018 | 700240004 | 9831073333 |
Gol Park | 132/a southern avenue, Dr.meghnad saha sarani, Gol park, dhakuria, Kolkata - 700029, West Bengal | HDFC0000022 | 700240005 | 9831073333 |
Madhyamgram | Chowmatha,, Sodpur Barasat Road, Madhyamgram, Kolkata, West Bengal 700129 | HDFC0000023 | 700240006 | 9831073333 |
Raghunathpur | Dhariwal house, on vip road, Raghunathpur, 24 parganas(north), Kolkata - 700059, West Bengal | HDFC0000028 | 700240007 | 9831073333 |
New Alipore | 174A, Ground floor, New alipore, Block - G, Kolkata - 700053, West Bengal | HDFC0000040 | 700240008 | 9831073333 |
U.N. Brahmachari Street | Constantia building 11, Dr. U.N. Brahmachari street, Kolkata - 700017, West Bengal | HDFC0000105 | 700240009 | 9831073333 |
Dum Dum | 63/2, Dr. S P Mukherjee road, Dum Dum cantonment, Kolkata - 700028, West Bengal | HDFC0000106 | 700240010 | 9831073333 |
Shyam Bazar | 55/1, , Bhupendra bose avenue, Near shyambazar metro station, Kolkata - 700004, West Bengal | HDFC0000174 | 700240011 | 9831073333 |
Howrah | 493/C/A, G.T. Road (south), Howrah - 711102, West Bengal | HDFC0000208 | 700240012 | 9831073333 |
Burrabazar | Shree Arcade, 1st Floor, 2, Jogendra Kaviraj Row, Kolkata, West Bengal 700007 | HDFC0000219 | 700240013 | 9831073333 |
Home Loan Calculator by Top Banks
- SBI Home Loan EMI Calculator
- HDFC Bank Home Loan EMI Calculator
- Tata Capital Home Loan EMI Calculator
- LIC Home Loan EMI Calculator
- PNB Housing Finance Home Loan EMI Calculator
- ICICI Home Loan EMI Calculator
- Bank of Baroda Home Loan EMI Calculator
- Axis Bank Home Loan EMI Calculator
- Indiabulls Home Loan EMI Calculator
- Reliance Home Loan EMI Calculator
Home Loan Details
Best Offers For You!
Home Loan by Top Banks
Home Loan Rates by Top Banks
- SBI Home Loan Interest Rates
- HDFC Bank Home Loan Interest Rates
- Tata Capital Home loan Interest Rates
- LIC Home Loan Interest Rates
- PNB Housing Finance Home Loan Interest Rates
- ICICI Home Loan Interest Rates
- Bank of Baroda Home Loan Interest Rates
- Axis Bank home loan interest rates
- Indiabulls Home Loan Interest Rates
- Reliance Home Loan Interest Rates