HDFC Bank Personal Loan Agra - Rates March 2024, Eligibility, EMI, IFSC

HDFC Bank Personal Loan in Agra

About  HDFC Bank Personal Loan Agra

People in Agra can now fulfill all their dreams with the help of a HDFC bank personal loan. The product is very much demanded by the customers because it helps them to realize their dreams. Now planning a vacation to Hawaii or sending your child to abroad for higher education is easier all thanks to a HDFC bank personal loan. The bank has established more than ten branches in the city of Agra so as to offer the products on time.

HDFC Bank Personal Loan Agra at a glance

The important details about a personal loan offered by HDFC bank in the city have been given below.

Interest rate10.75% - 14.50%
Loan amountUp to ₹ 15 Lakhs
TenureUp to five years
Processing feeUp to 2.50% of the sanctioned loan amount+GST
Pre-payment charge

No prepayment until completion of 12 EMIs

4% of the principal outstanding if between 13-24 months+GST

3% of the principal outstanding if between 25-36 months+GST

2% of the principal outstanding if more than 36 months+GST

Apply Personal Loan @ 10.75%* Rate

Eligibility criteria for a HDFC Bank Personal Loan Agra

The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

  • The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
  • The applicant must be between the age group of 21 to 60 years.
  • A working experience of a minimum of two years is needed
  • Must be employed with the current company for at least one year.
  • A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.

Documents Checklist for a HDFC Bank Personal Loan Agra

The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.

  • Identity Proof- photocopies of Driving License/Voter ID Card/Passport
  • Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
  • Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
  • Bank Statement of the past three months/ six months passbook statement

In case you need more information, you can always refer to Personal Loan Agra.

Address of HDFC bank branches in Agra

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
Sanjay PlaceShop No. 3 / 4 / 11, Ground Floor, Block No. 17 / 2 / 4, Friends Plaza, Sanjay Place, Agra - 282002, Uttar PradeshHDFC00001212822400029935903333
Hing Ki Mandi8 / 483 Shri Hotel, 1st Floor, Hing ki Mandi, Opposite J & K Bank Ltd., Agra - 282003, Uttar PradeshHDFC00002972822400039935903333
Kamla NagarC 2 / 50, Opposite Shri Ram Talkies, Kamla Nagar, Agra - 282004, Uttar PradeshHDFC00008702822400049935903333
Civil LinesBuilding No 1, Ground Floor Pariney Gardens Bagh Farzana Civil Lines AgraHDFC00011782822400019935903333
KiraoliAdjoining Shreyash Gramin Bank Kiraoli Agra Agra Uttar PradeshHDFC00021652822405019935903333
Agra Cantonment20/20A, 1St Floor, Taj Road, Sadar Bazar, Agra Uttar Pradesh 282001HDFC00019342822400069935903333
Shahganj5 Mig, Opposite Koti Meena Bazar, Shahganj, Dist Agra, Agra Uttar Pradesh 282010HDFC00036792822400079935903333
Shastri PuramJ.R.F Building, Sector 13, Shastri Puram, Dist Agra, Agra Uttar Pradesh 282007HDFC00036962822400089935903333
Bamrauli KataraBamrauli Katara Krishna College Crossing Fatehabad Road Agra Uttar Pradesh 282006HDFC00037502822400099935903333
BelanganjHdfc Bank Ltd 6 184 Belanganj Agra Uttar Pradesh 282006HDFC00043502822400109935903333
Trans YamunaHdfc Bank Ltd F4 Trans Yamuna Colony Phase 2 Agra Uttar Pradesh 282006HDFC00041342822400119935903333

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%