HDFC Bank Personal Loan Ahmedabad Interest Rate
The important details about a personal loan offered by HDFC bank in the city have been given below.
|Interest rate||10.99% - 15.00%|
|Loan amount||Up to ₹ 15 Lakhs|
|Tenure||Up to five years|
|Processing fee||Up to 2.50% of the sanctioned loan amount+GST|
No prepayment until completion of 12 EMIs
4% of the principal outstanding if between 13-24 months+GST
3% of the principal outstanding if between 25-36 months+GST
2% of the principal outstanding if more than 36 months+GST
HDFC Bank Branches with IFSC Codes in Ahmedabad
The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.
|Navrangpura||Astral Tower, , Near Mithakhali Six Roads, Navrangpura, Ahmedabad - 380009, Gujarat||HDFC0000006||380240002||61606161|
|Vejalpur||Abhishilp, Shop No 1 & 2, Opp Vishveshwar Mahadev Temple, Near Keshavbaug Party Plot, Judges Bunglow Road, Vejalpur, Vejalpur, Ahmedabad - 380015, Gujarat||HDFC0000048||380240003||61606161|
|Bodakdev||Bpl House, Sumangalam Co - Op Hsg Soc, Opp. Drive - In Cinema, Bodakdev, Ahmedabad - 380054, Gujarat||HDFC0000049||380240004||61606161|
|Bopal||Samarpan Complex, 200 Ft Ring Road, Bopal Junction, Bopal, Ahmedabad - 380058, Gujarat||HDFC0000305||380240010||61606161|
|Naranpura||Divya Sadbhav - Ground Floor, 6 Dipak Colony, Near Shankar Society No.1,|
Near Municipal Garden, Mirambica School Road, Naranpura, Ahmedabad - 380013, Gujarat
|Kadi||Radhaswami Complex, R S No. 242, Near N C Desai Petrol Pump, Highway Char Rasta, Kadi - 382715, Gujarat||HDFC0000385||382240021||61606161|
|Platinum Plaza||Shop No. 30, Ground Floor, Platinum Plaza, Near Ioc Petrol Pump, Judges Bungalow Road, Ahmedabad - 380054, Gujarat||HDFC0000783||380240014||61606161|
|Sardar Nagar||Shop No, 18 - 22 Krishna Complex, Opp. Sardar Nagar Police Station, Ambawadi Circle, Near International Airport, Sardar Nagar, Ahmedabad - 382475, Gujarat||HDFC0000889||380240017||61606161|
|Prahladnagar||Shop No 1, Shivalik Arcade, Anandnagar Road, Prahladnagar, Ahmedabad - 380015, Gujarat||HDFC0000890||380240018||61606161|
|Naroda||Shop No. 9 A/14 - A/15 - B/14 - B/17, Galaxy Avenue, Nr.Galaxy Cinema, Naroda, Dist:Ahmedabad, Ahmedabad - 382330, Gujarat||HDFC0000958||380240019||61606161|
Eligibility Criteria for a HDFC Bank Personal Loan Ahmedabad
The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.
- The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
- The applicant must be between the age group of 21 to 60 years.
- A working experience of a minimum of two years is needed
- Must be employed with the current company for at least one year.
- A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.
HDFC Bank Personal Loan EMI Calculator
An EMI Calculator is one such magical device that lets you know about your monthly installments in the appealing and quickest manner. All it does is that by taking into consideration the loan amount, tenure and interest rate, this tool fetches the results for you in few seconds.
For your reference, below is a table showing the calculations on a loan amount of ₹2 Lakh, taken for a tenure of 4 years at an interest rate of 11.49% per annum.
Table Showing EMI, Interest Outgo, and Total Repayment Amount EMI, Total Interest Outgo, Total Repayment (Interest + Principal)
Loan Amount Interest Rate Tenure Monthly Instalment Total Interest Amount Total Amount ₹ 2,00,000 11.49% 1 ₹ 17,722 ₹ 12,665 ₹ 2,12,665 ₹ 2,00,000 11.49% 2 ₹ 9367 ₹ 24,811 ₹ 2,24,811 ₹ 2,00,000 11.49% 3 ₹ 6594 ₹ 37,393 ₹ 2,37,393 ₹ 2,00,000 11.49% 4 ₹ 5217 ₹ 50,408 ₹ 2,50,408 Year Principal Interest Balance Amount 1 ₹ 41,776 ₹ 20,825 ₹ 1,58,223 2 ₹ 46,837 ₹ 15,764 ₹ 1,11,385 3 ₹ 52,512 ₹ 10,090 ₹ 58,873 4 ₹ 58,923 ₹ 3728 ₹ 0
Table Showing EMI, Interest Outgo, and Total Repayment Amount
EMI, Total Interest Outgo, Total Repayment (Interest + Principal)
Documents Checklist for a HDFC Bank Personal Loan Ahmedabad
The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.
- Identity Proof- photocopies of Driving License/Voter ID Card/Passport
- Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
- Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
- Bank Statement of the past three months/ six months passbook statement
Please refer to Personal Loan Ahmedabad in case you require additional information.
About HDFC Bank Personal Loan Ahmedabad
A HDFC bank customer in Ahmedabad can avail a personal loan from the bank and realize all the dreams. The product is tailor made to meet any sort of requirement. HDFC bank has opened over 40 branches here in the city so that the customer has multiple places to go and secure the product. So with a HDFC bank personal loan, you can plan a trip or renovate your house or throw the best party for your daughters’ marriage.