HDFC Bank Personal Loan in Ahmedabad

HDFC Bank Personal Loan Ahmedabad Interest Rate

The important details about a personal loan offered by HDFC bank in the city have been given below.

ParticularDetails
Interest rate11.25% - 21.50%
Loan amountUp to ₹ 15 Lakhs
TenureUp to five years
Processing feeUp to 2.50% of the sanctioned loan amount+GST
Pre-payment charge

No prepayment until completion of 12 EMIs

4% of the principal outstanding if between 13-24 months+GST

3% of the principal outstanding if between 25-36 months+GST

2% of the principal outstanding if more than 36 months+GST

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HDFC Bank Branches with IFSC Codes in Ahmedabad

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

Branch AddressIFSCMICRContact details
NavrangpuraAstral Tower, , Near Mithakhali Six Roads, Navrangpura, Ahmedabad - 380009, GujaratHDFC000000638024000261606161
VejalpurAbhishilp, Shop No 1 & 2, Opp Vishveshwar Mahadev Temple, Near Keshavbaug Party Plot, Judges Bunglow Road, Vejalpur, Vejalpur, Ahmedabad - 380015, GujaratHDFC000004838024000361606161
BodakdevBpl House, Sumangalam Co - Op Hsg Soc, Opp. Drive - In Cinema, Bodakdev, Ahmedabad - 380054, GujaratHDFC000004938024000461606161
BopalSamarpan Complex, 200 Ft Ring Road, Bopal Junction, Bopal, Ahmedabad - 380058, GujaratHDFC000030538024001061606161
NaranpuraDivya Sadbhav - Ground Floor, 6 Dipak Colony, Near Shankar Society No.1,
Near Municipal Garden, Mirambica School Road, Naranpura, Ahmedabad - 380013, Gujarat
HDFC000038338024001261606161
KadiRadhaswami Complex, R S No. 242, Near N C Desai Petrol Pump, Highway Char Rasta, Kadi - 382715, GujaratHDFC000038538224002161606161
Platinum PlazaShop No. 30, Ground Floor, Platinum Plaza, Near Ioc Petrol Pump, Judges Bungalow Road, Ahmedabad - 380054, GujaratHDFC000078338024001461606161
Sardar NagarShop No, 18 - 22 Krishna Complex, Opp. Sardar Nagar Police Station, Ambawadi Circle, Near International Airport, Sardar Nagar, Ahmedabad - 382475, GujaratHDFC000088938024001761606161
PrahladnagarShop No 1, Shivalik Arcade, Anandnagar Road, Prahladnagar, Ahmedabad - 380015, GujaratHDFC000089038024001861606161
NarodaShop No. 9 A/14 - A/15 - B/14 - B/17, Galaxy Avenue, Nr.Galaxy Cinema, Naroda, Dist:Ahmedabad, Ahmedabad - 382330, GujaratHDFC000095838024001961606161

Eligibility Criteria for a HDFC Bank Personal Loan Ahmedabad

The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

  • The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
  • The applicant must be between the age group of 21 to 60 years.
  • A working experience of a minimum of two years is needed
  • Must be employed with the current company for at least one year.
  • A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.

HDFC Bank Personal Loan EMI Calculator

An EMI Calculator is one such magical device that lets you know about your monthly installments in the appealing and quickest manner. All it does is that by taking into consideration the loan amount, tenure and interest rate, this tool fetches the results for you in few seconds.

For your reference, below is a table showing the calculations on a loan amount of ₹2 Lakh, taken for a tenure of 4 years at an interest rate of 11.49% per annum.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 2,00,00011.49%1₹ 17,722₹ 12,665₹ 2,12,665
₹ 2,00,00011.49%2₹ 9367₹ 24,811₹ 2,24,811
₹ 2,00,00011.49%3₹ 6594₹ 37,393₹ 2,37,393
₹ 2,00,00011.49%4₹ 5217₹ 50,408₹ 2,50,408

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 41,776₹ 20,825₹ 1,58,223
2₹ 46,837₹ 15,764₹ 1,11,385
3₹ 52,512₹ 10,090₹ 58,873
4₹ 58,923₹ 3728₹ 0

Documents Checklist for a HDFC Bank Personal Loan Ahmedabad

The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.

  • Identity Proof- photocopies of Driving License/Voter ID Card/Passport
  • Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
  • Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
  • Bank Statement of the past three months/ six months passbook statement

Please refer to Personal Loan Ahmedabad in case you require additional information.

About HDFC Bank Personal Loan Ahmedabad

A HDFC bank customer in Ahmedabad can avail a personal loan from the bank and realize all the dreams. The product is tailor made to meet any sort of requirement. HDFC bank has opened over 40 branches here in the city so that the customer has multiple places to go and secure the product. So with a HDFC bank personal loan, you can plan a trip or renovate your house or throw the best party for your daughters’ marriage.

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Personal Loan Interest Rates December 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank12.00% - 17.00%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates December 2018
State Bank of India/SBI8.70% - 9.25%
HDFC8.80% - 9.70%
Bank of Baroda8.65% - 9.65%
LIC Housing8.85% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank9.00% - 9.25%
Axis Bank8.80% - 9.05%
Citibank9.00% - 9.85%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.90% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 14.00%