HDFC Bank Personal Loan in Bengaluru

Last Updated : Feb. 27, 2020, 12:40 p.m.

HDFC Bank Personal Loan Bengaluru Interest Rate

The important details about a personal loan offered by HDFC bank in the city have been given below.

Apply Personal Loan @ 10.75%* Rate

HDFC Branches with IFSC Codes in Bengaluru

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

Eligibility Criteria for a HDFC Bank Personal Loan Bengaluru

The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

• The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
• The applicant must be between the age group of 21 to 60 years.
• A working experience of a minimum of two years is needed
• Must be employed with the current company for at least one year.
• A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.

HDFC Personal Loan EMI Calculator

Know the exact calculations of your personal loan EMIs in the easiest and quickest manner. Yes, that’s right! With the help of an EMI Calculator, it is possible for you to know the calculations of your EMI and interest outgo in the best way. This magical device with its quick functioning and simple algorithm churns out the results for you by taking into account the loan amount, interest rate and tenure.

For your reference, below is a table, displaying the calculations of a loan amount of ₹3 Lakh, taken for a tenure of 5 years at an interest rate of 15% per annum.

Documents Checklist for a HDFC Bank Personal Loan Bengaluru

The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.

• Identity Proof- photocopies of Driving License/Voter ID Card/Passport
• Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
• Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
• Bank Statement of the past three months/ six months passbook statement

You can always refer to Personal Loan Bengaluru for extra information.

About HDFC Bank Personal Loan Bengaluru

If you are living in the capital of Karnataka and you want to go to a trip to Europe or sponsor your child’s education, you can do so with a HDFC bank personal loan. The bank offers the product to salaried customers at affordable rates of interest. A customer in Bengaluru can use the product to nurture any of his/her personal needs. The bank offers a special personal loan called- Personal Loan Diva to its women customers. There are more than 100 branches of the bank in the Silicon Valley of India.