About HDFC Bank Personal Loan Bhubaneswar
Human beings have so many dreams and wishes. They wait for them to turn into reality. Some wish to go to their favorite holiday destination while others want to renovate their house. Some want to arrange a huge marriage function for their daughter while others want to provide the best education to their children. Everything is linked to finance. This is where a personal loan proves to be beneficial. HDFC bank provides a personal loan to the people of Bhubaneswar at good rates of interest. The bank has several branches in the capital of Odisha.
HDFC Bank Personal Loan Bhubaneswar at a glance
The important details about a personal loan offered by HDFC bank in the city have been given below.
|Interest rate||10.75% - 14.50%|
|Loan amount||Up to ₹ 15 Lakhs|
|Tenure||Up to five years|
|Processing fee||Up to 2.50% of the sanctioned loan amount+GST|
No prepayment until completion of 12 EMIs
4% of the principal outstanding if between 13-24 months+GST
3% of the principal outstanding if between 25-36 months+GST
2% of the principal outstanding if more than 36 months+GST
Eligibility criteria for a HDFC Bank Personal Loan Bhubaneswar
The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.
- The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
- The applicant must be between the age group of 21 to 60 years.
- A working experience of a minimum of two years is needed
- Must be employed with the current company for at least one year.
- A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.
Documents Checklist for a HDFC Bank Personal Loan Bhubaneswar
The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.
- Identity Proof- photocopies of Driving License/Voter ID Card/Passport
- Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
- Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
- Bank Statement of the past three months/ six months passbook statement
You can also refer to Personal Loan Bhubaneswar for more information.
Address of HDFC bank branches in Bhubaneswar
The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.
|Janpath||Trishna arcade, Janpath - 1, Bhubaneswar, Bhubaneswar - 751001, Orissa||HDFC0000122||751240002||9937903333|
|Sahid Nagar||Business park, first floor, Business park, first floor, C111 - Sahid Nagar, Bhubaneshwar - 751007, Orissa||HDFC0001080||751240006||9937903333|
|Sriya Talkies Square||Plot - 10 district centre, Chandrasekharpur, Bhubaneshwar - 751016, Orissa||HDFC0001252||751240005||9937903333|
|Samantarapur||Plot No. 191, 204, 205 & 206, Near Rajarani Temple, Unit - 36, Samantarapur Bhubaneswar Orissa 751006||HDFC0002396||751240010||9937903333|
|Vivekananda Marg||Plot No. - 339 Vivekananda Marg Near Kalpana Square, Bhubaneswar, Khurda Orissa 751002||HDFC0002402||751240014||9937903333|
|Baramunda||Plot No, D, Ruchika Market, On Nh-5, Baramunda H.B. Colony, Bhubaneswar Orissa 751003||HDFC0002457||751240008||9937903333|
|Patia Chowk||Patia Square, Opp - Axis Bank, Bhubaneswar Khurda Orissa 751024||HDFC0002542||751240009||9937903333|
|IRC Village||Plot No N5/537, IRC Village, Nayapalli, Near Indradhanu Market, Bhubaneswar Orissa 751015||HDFC0002781||Non-MICR||9937903333|
|KIIT University||KIIT University Campus 3 At Post Kiit Bhubaneswar Khurda Odisha 751024||HDFC0003951||751240017||9937903333|
|Infocity branch||Plot Number E 3 Infocity Chandaka Industrial Estate Patia Bhubaneswar Khurda Odisha 751024||HDFC0004013||751240016||9937903333|
|Bapuji||Plot No Scr 15 Bapuji Nagar District Khurda Bhubaneswar Odisha 751009||HDFC0004337||751240019||9937903333|
|Jaydev Vihar||Jaydev Vihar Bhubaneswar Near Biju Patnaik College Dist Khurda Bhubaneswar Odisha 751013||HDFC0004491||751240020||9937903333|