HDFC Bank Personal Loan in Bhubaneswar

About HDFC Bank Personal Loan Bhubaneswar

Human beings have so many dreams and wishes. They wait for them to turn into reality. Some wish to go to their favorite holiday destination while others want to renovate their house. Some want to arrange a huge marriage function for their daughter while others want to provide the best education to their children. Everything is linked to finance. This is where a personal loan proves to be beneficial. HDFC bank provides a personal loan to the people of Bhubaneswar at good rates of interest. The bank has several branches in the capital of Odisha.

HDFC Bank Personal Loan Bhubaneswar at a glance

The important details about a personal loan offered by HDFC bank in the city have been given below.

ParticularDetails
Interest rate11.25% - 21.50%
Loan amountUp to ₹ 15 Lakhs
TenureUp to five years
Processing feeUp to 2.50% of the sanctioned loan amount+GST
Pre-payment charge

No prepayment until completion of 12 EMIs

4% of the principal outstanding if between 13-24 months+GST

3% of the principal outstanding if between 25-36 months+GST

2% of the principal outstanding if more than 36 months+GST


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Eligibility criteria for a HDFC Bank Personal Loan Bhubaneswar

The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

  • The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
  • The applicant must be between the age group of 21 to 60 years.
  • A working experience of a minimum of two years is needed
  • Must be employed with the current company for at least one year.
  • A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.

Documents Checklist for a HDFC Bank Personal Loan Bhubaneswar

The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.

  • Identity Proof- photocopies of Driving License/Voter ID Card/Passport
  • Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
  • Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
  • Bank Statement of the past three months/ six months passbook statement

You can also refer to Personal Loan Bhubaneswar for more information.

Address of HDFC bank branches in Bhubaneswar

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
JanpathTrishna arcade, Janpath - 1, Bhubaneswar, Bhubaneswar - 751001, OrissaHDFC00001227512400029937903333
Sahid Nagar Business park, first floor, Business park, first floor, C111 - Sahid Nagar, Bhubaneshwar - 751007, OrissaHDFC00010807512400069937903333
Sriya Talkies SquarePlot - 10 district centre, Chandrasekharpur, Bhubaneshwar - 751016, OrissaHDFC00012527512400059937903333
Samantarapur Plot No. 191, 204, 205 & 206, Near Rajarani Temple, Unit - 36, Samantarapur Bhubaneswar Orissa 751006HDFC00023967512400109937903333
Vivekananda MargPlot No. - 339 Vivekananda Marg Near Kalpana Square, Bhubaneswar, Khurda Orissa 751002HDFC00024027512400149937903333
BaramundaPlot No, D, Ruchika Market, On Nh-5, Baramunda H.B. Colony, Bhubaneswar Orissa 751003 HDFC00024577512400089937903333
Patia ChowkPatia Square, Opp - Axis Bank, Bhubaneswar Khurda Orissa 751024HDFC00025427512400099937903333
IRC VillagePlot No N5/537, IRC Village, Nayapalli, Near Indradhanu Market, Bhubaneswar Orissa 751015HDFC0002781Non-MICR9937903333
KIIT University KIIT University Campus 3 At Post Kiit Bhubaneswar Khurda Odisha 751024HDFC00039517512400179937903333
Infocity branch Plot Number E 3 Infocity Chandaka Industrial Estate Patia Bhubaneswar Khurda Odisha 751024HDFC00040137512400169937903333
BapujiPlot No Scr 15 Bapuji Nagar District Khurda Bhubaneswar Odisha 751009HDFC00043377512400199937903333
Jaydev ViharJaydev Vihar Bhubaneswar Near Biju Patnaik College Dist Khurda Bhubaneswar Odisha 751013HDFC00044917512400209937903333

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Personal Loan Interest Rates November 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank12.00% - 17.00%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates November 2018
State Bank of India/SBI8.70% - 9.25%
HDFC8.80% - 9.70%
Bank of Baroda8.65% - 9.65%
LIC Housing8.70% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank9.00% - 9.25%
Axis Bank8.80% - 9.05%
Citibank9.00% - 9.85%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.90% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 14.00%