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About HDFC Bank Personal Loan in Chandigarh
A customer of HDFC bank can now get a personal loan product from the bank to meet any of the varied needs. The bank has opened over 20 branches in the city so as to offer the customers based in Chandigarh a memorable experience. The product can be used for anything ranging from going to a trip, renovating the house, marriage function or medical treatment of a family member.
HDFC Bank Personal Loan Chandigarh at a glance
The important details about a personal loan offered by HDFC bank in the city have been given below.
| Particular | Details |
|---|---|
| Interest rate | 11.25% - 21.45% |
| Loan amount | Up to ₹ 15 Lakhs |
| Tenure | Up to five years |
| Processing fee | Up to 2.50% of the sanctioned loan amount+GST |
| Pre-payment charge | No prepayment until completion of 12 EMIs 4% of the principal outstanding if between 13-24 months+GST 3% of the principal outstanding if between 25-36 months+GST 2% of the principal outstanding if more than 36 months+GST |
Eligibility criteria for a HDFC Bank Personal Loan Chandigarh
The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.
- The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
- The applicant must be between the age group of 21 to 60 years.
- A working experience of a minimum of two years is needed
- Must be employed with the current company for at least one year.
- A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.
Documents Checklist for a HDFC Bank Personal Loan Chandigarh
The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.
- Identity Proof- photocopies of Driving License/Voter ID Card/Passport
- Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
- Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
- Bank Statement of the past three months/ six months passbook statement
Check out Personal Loan Chandigarh for more information.
Address of HDFC bank branches in Chandigarh
The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.
| Branch | Address | IFSC | MICR | Contact details |
|---|---|---|---|---|
| Sector 35- B | Sco 371 - 372, Sector 35 - B, Chandigarh - 160022 | HDFC0000035 | 160240002 | 61606161 |
| Sector 8 - C | Sco 78 - 79, Sector 8 - C, Chandigarh - 160008 | HDFC0000107 | 160240005 | 61606161 |
| Sector 17 - C | Sco 147 - 148, Sector 17 - C, Chandigarh - 160017, Punjab | HDFC0000213 | 160240012 | 61606161 |
| Sector - 46 - D | SCO - 87, Sector - 46 - D, Chandigarh - 160047 | HDFC0000434 | 160240015 | 61606161 |
| Manimajra | SCO 850 Nac, Manimajra, Chandigarh - 160101 | HDFC0000435 | 160240013 | 61606161 |
| Sector - 37 D | Sco 382, Sector - 37 D, Chandigarh - 160036, Union Territory | HDFC0000450 | 160240014 | 61606161 |
| Sector - 22 | Sco 1070 - 71, Sector - 22, Chandigarh - 160022 | HDFC0000597 | 160240018 | 61606161 |
| Industrial Area | Plot No. 28, Industrial Area, Phase 1, Chandigarh | HDFC0000873 | 160240020 | 61606161 |
| Sector - 15 C | SCO 3, Near Post Office, Sector - 15 C, Chandigarh - 160017 | HDFC0001217 | 160240021 | 61606161 |
| Sector 9D | Sco 60 - 63, Sector 9D, Chandigarh - 160017, | HDFC0001306 | 160240025 | 61606161 |
