HDFC Personal Loan Gurugram - Rates February 2024, Eligibility, EMI, IFSC

HDFC Bank Personal Loan in Gurugram

About HDFC Bank Personal Loan in Gurugram

People living in Gurugram can secure a personal loan from HDFC bank and realise all their personal wishes. The bank which is known for its high-quality products offers salaried employees a personal loan at the best rate. The bank has set up more than 60 branches in the city of Gurugram. A personal loan is the best product to turn your dreams into reality.

HDFC Bank Personal Loan Gurugram at a glance

The important details about a personal loan offered by HDFC bank in the city have been given below.

Interest rate10.75% - 14.50%
Loan amountUp to ₹ 15 Lakhs
TenureUp to five years
Processing feeUp to 2.50% of the sanctioned loan amount+GST
Pre-payment charge

No prepayment until completion of 12 EMIs

4% of the principal outstanding if between 13-24 months+GST

3% of the principal outstanding if between 25-36 months+GST

2% of the principal outstanding if more than 36 months+GST

Apply Personal Loan @ 10.75%* Rate

Eligibility criteria for a HDFC Bank Personal Loan Gurugram

The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

  • The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
  • The applicant must be between the age group of 21 to 60 years.
  • A working experience of a minimum of two years is needed
  • Must be employed with the current company for at least one year.
  • A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.

Documents Checklist for a HDFC Bank Personal Loan Gurugram

The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.

  • Identity Proof- photocopies of Driving License/Voter ID Card/Passport
  • Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
  • Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
  • Bank Statement of the past three months/ six months passbook statement

Please refer to Personal Loan Gurugram for more information.

Address of HDFC bank branches in Gurugram

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
Gurugram DLFA - 12, The Shopping Mall, Dlf Qutab Enclave, Phase - 1, Gurugram - 122002, HaryanaHDFC000004411024000695124-4301474
Sector 14 GurugramSco - 15, Sector - 14, Gurugram - 122001, HaryanaHDFC00000901102400120124 - 4574332 / 4082513 / 4088526
Central Processing UnitCPU, Gurugram (Bank House), Vatika Atrium, 4Th Floor, Golf Course Road, Gurugram Sec 53 HaryanaHDFC00001971102400151800-425-4332
M G RoadVatika Building, M G Road, Gurugram - 122002, HaryanaHDFC00002801102400370124-4083009
Udyog ViharB - 1, Enkay Towers, Vanijya Kunj, Udyog Vihar Phase V, Gurugram - 122016, HaryanaHDFC00004851102400770124-4142240/41/42
Sector- 53 GurugramVatika Atrium, Block - A, Sector - 53, Gurugram - 122002, HaryanaHDFC000057211024009395124-4664102
Sadar BazarEp 17 Old Railway Road, Near Sadar Bazar, Gurugram - 122001, HaryanaHDFC00005831102401100124-4066760
Palam ViharSector 22, Palam Vihar, Gurugram - 122001, HaryanaHDFC000061611024010901244300365-367
South CitySCO - 7, Sector - 31 - 32 A, Huda Main Market, Near OM Sweets, Gurugram - 122001, HaryanaHDFC00006221102401110124-4301627/28
Sector- 29 GurugramSCO 321, Sector 29, Gurugram - 122002, HaryanaHDFC0001720110240215011-61606161
DLF Cyber cityBuilding No 10, Upper Ground Floor, Tower A, DLF Cyber City, Gurugram - 122002, HaryanaHDFC00009291102401200124-4379412
Sector- 10 AKhandsa Road, , Opposite Sector - 10 A, Gurugram - 122001, HaryanaHDFC00010021102401390124-3938175

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%