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About HDFC Bank Personal Loan in Gurugram
People living in Gurugram can secure a personal loan from HDFC bank and realise all their personal wishes. The bank which is known for its high-quality products offers salaried employees a personal loan at the best rate. The bank has set up more than 60 branches in the city of Gurugram. A personal loan is the best product to turn your dreams into reality.
HDFC Bank Personal Loan Gurugram at a glance
The important details about a personal loan offered by HDFC bank in the city have been given below.
|Interest rate||10.75% - 21.30%|
|Loan amount||Up to ₹ 15 Lakhs|
|Tenure||Up to five years|
|Processing fee||Up to 2.50% of the sanctioned loan amount+GST|
No prepayment until completion of 12 EMIs
4% of the principal outstanding if between 13-24 months+GST
3% of the principal outstanding if between 25-36 months+GST
2% of the principal outstanding if more than 36 months+GST
Eligibility criteria for a HDFC Bank Personal Loan Gurugram
The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.
- The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
- The applicant must be between the age group of 21 to 60 years.
- A working experience of a minimum of two years is needed
- Must be employed with the current company for at least one year.
- A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.
Documents Checklist for a HDFC Bank Personal Loan Gurugram
The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.
- Identity Proof- photocopies of Driving License/Voter ID Card/Passport
- Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
- Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
- Bank Statement of the past three months/ six months passbook statement
Please refer to Personal Loan Gurugram for more information.
Address of HDFC bank branches in Gurugram
The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.
|Gurugram DLF||A - 12, The Shopping Mall, Dlf Qutab Enclave, Phase - 1, Gurugram - 122002, Haryana||HDFC0000044||110240006||95124-4301474|
|Sector 14 Gurugram||Sco - 15, Sector - 14, Gurugram - 122001, Haryana||HDFC0000090||110240012||0124 - 4574332 / 4082513 / 4088526|
|Central Processing Unit||CPU, Gurugram (Bank House), Vatika Atrium, 4Th Floor, Golf Course Road, Gurugram Sec 53 Haryana||HDFC0000197||110240015||1800-425-4332|
|M G Road||Vatika Building, M G Road, Gurugram - 122002, Haryana||HDFC0000280||110240037||0124-4083009|
|Udyog Vihar||B - 1, Enkay Towers, Vanijya Kunj, Udyog Vihar Phase V, Gurugram - 122016, Haryana||HDFC0000485||110240077||0124-4142240/41/42|
|Sector- 53 Gurugram||Vatika Atrium, Block - A, Sector - 53, Gurugram - 122002, Haryana||HDFC0000572||110240093||95124-4664102|
|Sadar Bazar||Ep 17 Old Railway Road, Near Sadar Bazar, Gurugram - 122001, Haryana||HDFC0000583||110240110||0124-4066760|
|Palam Vihar||Sector 22, Palam Vihar, Gurugram - 122001, Haryana||HDFC0000616||110240109||01244300365-367|
|South City||SCO - 7, Sector - 31 - 32 A, Huda Main Market, Near OM Sweets, Gurugram - 122001, Haryana||HDFC0000622||110240111||0124-4301627/28|
|Sector- 29 Gurugram||SCO 321, Sector 29, Gurugram - 122002, Haryana||HDFC0001720||110240215||011-61606161|
|DLF Cyber city||Building No 10, Upper Ground Floor, Tower A, DLF Cyber City, Gurugram - 122002, Haryana||HDFC0000929||110240120||0124-4379412|
|Sector- 10 A||Khandsa Road, , Opposite Sector - 10 A, Gurugram - 122001, Haryana||HDFC0001002||110240139||0124-3938175|