HDFC Bank Personal Loan in Guwahati
Last Updated : April 14, 2017, 3:41 p.m.
About HDFC Bank Personal Loan in Guwahati
HDFC bank offers a personal loan to the people in the city of Guwahati. The product can be used to take care of any financial need, whether it is for a trip to Europe or renovation of the house or for a medical treatment. The bank has opened up over 15 branches here in Guwahati. A personal offered by the bank can be availed by any salaried employee in the city who is eligible.
HDFC Bank Personal Loan Guwahati at a glance
The important details about a personal loan offered by HDFC bank in the city have been given below .
Particular | Details |
---|---|
Interest rate | 10.75% - 14.50% |
Loan amount | Up to ₹ 15 Lakhs |
Tenure | Up to five years |
Processing fee | Up to 2.50% of the sanctioned loan amount+GST |
Pre-payment charge | No prepayment until completion of 12 EMIs 4% of the principal outstanding if between 13-24 months+GST 3% of the principal outstanding if between 25-36 months+GST 2% of the principal outstanding if more than 36 months+GST |
Apply Personal Loan @ 10.75%* Rate
Eligibility criteria for a HDFC Bank Personal Loan Guwahati
The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.
- The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
- The applicant must be between the age group of 21 to 60 years.
- A working experience of a minimum of two years is needed
- Must be employed with the current company for at least one year.
- A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.
Documents Checklist for a HDFC Bank Personal Loan Guwahati
The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.
- Identity Proof- photocopies of Driving License/Voter ID Card/Passport
- Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
- Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
- Bank Statement of the past three months/ six months passbook statement
For additional details, please refer to Personal Loan Guwahati .
Address of HDFC bank branches in Guwahati
The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.
Branch | Address | IFSC | MICR | Contact details |
---|---|---|---|---|
G S Road | 126, G S Road, Bhangagarh, Guwahati - 781005, Assam | HDFC0000264 | 781240002 | 0361 2461074 |
Fancy Bazar | Mishra complex, , Hem barua road, Fancy bazar, Guwahati - 781001, Assam | HDFC0000399 | 781240003 | 0361 2732670 |
Chandmari | Hotel alankar complex, Mrd road, chandmari, Guwahati, 781006, Assam | HDFC0000631 | 781240006 | 0631-2131158/0631-2131183, |
Khanapara | Pibco building, 1st floor, , G s road, rukmini gaon, Khanapara, Guwahati - 781022, Assam | HDFC0000757 | 781240004 | 0361-2229011/ 12/ 13 |
Noonmati | Mani ram dewan road, Opposite brahmaputra flour mills, , Noonmati, Guwahati - 781020, Assam | HDFC0000758 | 781240005 | 0361-2650226 |
Nezone Plaza | Near sohum shoppe, Christian basti, G.s.road, Guwahati - 781005, Assam | HDFC0001474 | 781240007 | |
North Guwahati branch | Amingaon-Hajo Barpeta Road, Near SBI Amingaon Branch, Amingaon, Guwahati, Assam 781039 | HDFC0002045 | 620240004 | 9957193333 |
Maligaon | Maligaon Chariali, Word Number - 7, A. T. Road, Opp. N. F. Railway Head Quarter, Maligaon, Assam 781011 | HDFC0002282 | 781240009 | 022-30751912/ 2041 / 2042 |
Kalapahar | House No.435, Lokhra Road,A.K. Azad Road, Kalapahar, Gopinath Nagar, Ulubari, Guwahati, Assam 781016 | HDFC0002721 | 781240010 | 9957193333 |
Zoo Road | Buildwell Compound, Ground, First & 2Nd Floor, Zoo Road Between Darwin School & Neepco Bhawan Guwahati Assam 781005 | HDFC0004524 | 781240001 | 9957193333 |
RG Road | First Floor, R G Baruah Road, Guwahati Assam 781024 | HDFC0002916 | 781240011 | 9957193333 |
Beltola | 1st Floor, Beltola Bazar Road, Beltola Dispur Basistha Road, Saurabh Nagar, Beltola, Guwahati, Assam 781028 | HDFC0002930 | 781240014 | 9957193333 |
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