About HDFC Bank Personal Loan in Guwahati
HDFC bank offers a personal loan to the people in the city of Guwahati. The product can be used to take care of any financial need, whether it is for a trip to Europe or renovation of the house or for a medical treatment. The bank has opened up over 15 branches here in Guwahati. A personal offered by the bank can be availed by any salaried employee in the city who is eligible.
HDFC Bank Personal Loan Guwahati at a glance
The important details about a personal loan offered by HDFC bank in the city have been given below.
|Interest rate||10.99% - 15.00%|
|Loan amount||Up to ₹ 15 Lakhs|
|Tenure||Up to five years|
|Processing fee||Up to 2.50% of the sanctioned loan amount+GST|
No prepayment until completion of 12 EMIs
4% of the principal outstanding if between 13-24 months+GST
3% of the principal outstanding if between 25-36 months+GST
2% of the principal outstanding if more than 36 months+GST
Eligibility criteria for a HDFC Bank Personal Loan Guwahati
The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.
- The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
- The applicant must be between the age group of 21 to 60 years.
- A working experience of a minimum of two years is needed
- Must be employed with the current company for at least one year.
- A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.
Documents Checklist for a HDFC Bank Personal Loan Guwahati
The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.
- Identity Proof- photocopies of Driving License/Voter ID Card/Passport
- Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
- Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
- Bank Statement of the past three months/ six months passbook statement
For additional details, please refer to Personal Loan Guwahati.
Address of HDFC bank branches in Guwahati
The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.
|G S Road||126, G S Road, Bhangagarh, Guwahati - 781005, Assam||HDFC0000264||781240002||0361 2461074|
|Fancy Bazar||Mishra complex, , Hem barua road, Fancy bazar, Guwahati - 781001, Assam||HDFC0000399||781240003||0361 2732670|
|Chandmari||Hotel alankar complex, Mrd road, chandmari, Guwahati, 781006, Assam||HDFC0000631||781240006||0631-2131158/0631-2131183,|
|Khanapara||Pibco building, 1st floor, , G s road, rukmini gaon, Khanapara, Guwahati - 781022, Assam||HDFC0000757||781240004||0361-2229011/ 12/ 13|
|Noonmati||Mani ram dewan road, Opposite brahmaputra flour mills, , Noonmati, Guwahati - 781020, Assam||HDFC0000758||781240005||0361-2650226|
|Nezone Plaza||Near sohum shoppe, Christian basti, G.s.road, Guwahati - 781005, Assam||HDFC0001474||781240007|
|North Guwahati branch||Amingaon-Hajo Barpeta Road, Near SBI Amingaon Branch, Amingaon, Guwahati, Assam 781039||HDFC0002045||620240004||9957193333|
|Maligaon||Maligaon Chariali, Word Number - 7, A. T. Road, Opp. N. F. Railway Head Quarter, Maligaon, Assam 781011||HDFC0002282||781240009||022-30751912/ 2041 / 2042|
|Kalapahar||House No.435, Lokhra Road,A.K. Azad Road, Kalapahar, Gopinath Nagar, Ulubari, Guwahati, Assam 781016||HDFC0002721||781240010||9957193333|
|Zoo Road||Buildwell Compound, Ground, First & 2Nd Floor, Zoo Road Between Darwin School & Neepco Bhawan Guwahati Assam 781005||HDFC0004524||781240001||9957193333|
|RG Road||First Floor, R G Baruah Road, Guwahati Assam 781024||HDFC0002916||781240011||9957193333|
|Beltola||1st Floor, Beltola Bazar Road, Beltola Dispur Basistha Road, Saurabh Nagar, Beltola, Guwahati, Assam 781028||HDFC0002930||781240014||9957193333|