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HDFC Bank Personal Loan in Guwahati

HDFC Bank Personal Loan in Guwahati

Last Updated : Aug. 30, 2018, 12:11 p.m.

About HDFC Bank Personal Loan in Guwahati

HDFC bank offers a personal loan to the people in the city of Guwahati. The product can be used to take care of any financial need, whether it is for a trip to Europe or renovation of the house or for a medical treatment. The bank has opened up over 15 branches here in Guwahati. A personal offered by the bank can be availed by any salaried employee in the city who is eligible.

HDFC Bank Personal Loan Guwahati at a glance

The important details about a personal loan offered by HDFC bank in the city have been given below .

ParticularDetails
Interest rate10.75% - 14.50%
Loan amountUp to ₹ 15 Lakhs
TenureUp to five years
Processing feeUp to 2.50% of the sanctioned loan amount+GST
Pre-payment charge

No prepayment until completion of 12 EMIs

4% of the principal outstanding if between 13-24 months+GST

3% of the principal outstanding if between 25-36 months+GST

2% of the principal outstanding if more than 36 months+GST

Apply Personal Loan @ 10.75%* Rate

Eligibility criteria for a HDFC Bank Personal Loan Guwahati

The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

  • The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
  • The applicant must be between the age group of 21 to 60 years.
  • A working experience of a minimum of two years is needed
  • Must be employed with the current company for at least one year.
  • A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.

Documents Checklist for a HDFC Bank Personal Loan Guwahati

The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.

  • Identity Proof- photocopies of Driving License/Voter ID Card/Passport
  • Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
  • Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
  • Bank Statement of the past three months/ six months passbook statement

For additional details, please refer to Personal Loan Guwahati .

Address of HDFC bank branches in Guwahati

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
G S Road126, G S Road, Bhangagarh, Guwahati - 781005, AssamHDFC00002647812400020361 2461074
Fancy BazarMishra complex, , Hem barua road, Fancy bazar, Guwahati - 781001, AssamHDFC00003997812400030361 2732670
ChandmariHotel alankar complex, Mrd road, chandmari, Guwahati, 781006, AssamHDFC00006317812400060631-2131158/0631-2131183,
KhanaparaPibco building, 1st floor, , G s road, rukmini gaon, Khanapara, Guwahati - 781022, AssamHDFC00007577812400040361-2229011/ 12/ 13
NoonmatiMani ram dewan road, Opposite brahmaputra flour mills, , Noonmati, Guwahati - 781020, AssamHDFC00007587812400050361-2650226
Nezone PlazaNear sohum shoppe, Christian basti, G.s.road, Guwahati - 781005, AssamHDFC0001474781240007
North Guwahati branchAmingaon-Hajo Barpeta Road, Near SBI Amingaon Branch, Amingaon, Guwahati, Assam 781039HDFC00020456202400049957193333
MaligaonMaligaon Chariali, Word Number - 7, A. T. Road, Opp. N. F. Railway Head Quarter, Maligaon, Assam 781011HDFC0002282781240009022-30751912/ 2041 / 2042
KalapaharHouse No.435, Lokhra Road,A.K. Azad Road, Kalapahar, Gopinath Nagar, Ulubari, Guwahati, Assam 781016HDFC00027217812400109957193333
Zoo RoadBuildwell Compound, Ground, First & 2Nd Floor, Zoo Road Between Darwin School & Neepco Bhawan Guwahati Assam 781005HDFC00045247812400019957193333
RG RoadFirst Floor, R G Baruah Road, Guwahati Assam 781024HDFC00029167812400119957193333
Beltola1st Floor, Beltola Bazar Road, Beltola Dispur Basistha Road, Saurabh Nagar, Beltola, Guwahati, Assam 781028HDFC00029307812400149957193333

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