HDFC Bank Personal Loan in Kolkata

Last Updated : Aug. 30, 2018, 12:12 p.m.

HDFC Personal Loan Interest Rates in Kolkata

The important details about a personal loan offered by HDFC bank in the city have been given below.

Apply Personal Loan @ 10.75%* Rate

HDFC Bank Kolkata Main Branch with IFSC Code

• Branch Name: Central Plaza
• Complete Address: 2/6, Sarat Rose road, Central plaza, Kolkata – 700020, West Bengal
• IFSC Code: HDFC0000014
• MICR Details: 700240003
• Customer Care Number: 9831073333

HDFC Bank Kolkata branches with IFSC Codes and Customer Care Number

The complete list of HDFC bank branches in the city has been given below with the address, contact details, and IFSC & MICR codes.

Personal Loan EMI Calculator

A personal loan EMI calculator is the tool that helps you calculate Equated Monthly Installments. Here is an example showing the payments you will have to do if you take a personal loan from HDFC Bank worth ₹7,00,000 for the tenure of 5 years and an interest rate of 12% p.a.

Eligibility criteria

The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

• The applicant should be a salaried individual who falls into the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
• The applicant must be between the age group of 21 to 60 years.
• A working experience of a minimum of two years is needed
• Must be employed with the current company for at least one year.
• A net monthly income of at least ₹15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹20,000.

How to Apply

The process of applying for a personal loan is simple and quick. You need to fill the loan application form and submit it along with the documents checklist at your nearest bank branch or online.

Loan Application Form

In the application form for a personal loan, you must fill in the below-mentioned details:

1. Personal details of the applicant/s
2. Professional details of the applicant/s
3. Loan details (amount and tenure)

Documents Checklist

The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.

• Identity Proof- photocopies of Driving License/Voter ID Card/Passport
• Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
• Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
• Bank Statement of the past three months/ six months passbook statement

For more details, feel free to check out Personal Loan Kolkata.