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About HDFC Bank Personal Loan in Lucknow
Lucknow is the city of Nawabs and the capital of Uttar Pradesh. The city has an old world charm which can’t be described in words. HDFC bank has a very good presence in the city with over 20 branches located here. The bank offers the product of personal loan to eligible salaried people here so that they can take care of their personal needs. The need may be different but the solution is one- HDFC bank personal loan.
HDFC Bank Personal Loan Lucknow at a glance
The important details about a personal loan offered by HDFC bank in the city have been given below.
|Interest rate||10.75% - 21.30%|
|Loan amount||Up to ₹ 15 Lakhs|
|Tenure||Up to five years|
|Processing fee||Up to 2.50% of the sanctioned loan amount+GST|
No prepayment until completion of 12 EMIs
4% of the principal outstanding if between 13-24 months+GST
3% of the principal outstanding if between 25-36 months+GST
2% of the principal outstanding if more than 36 months+GST
Eligibility criteria for a HDFC Bank Personal Loan Lucknow
The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.
- The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
- The applicant must be between the age group of 21 to 60 years.
- A working experience of a minimum of two years is needed
- Must be employed with the current company for at least one year.
- A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.
Documents Checklist for a HDFC Bank Personal Loan Lucknow
The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.
- Identity Proof- photocopies of Driving License/Voter ID Card/Passport
- Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
- Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
- Bank Statement of the past three months/ six months passbook statement
For more details, check out Personal Loan Lucknow
Address of HDFC bank branches in Lucknow
The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.
|Hazratganj||31 / 31 Mg Marg, Hazratganj, Lucknow - 226001, Uttar Pradesh||HDFC0000078||226240002||9935903333|
|Faizabad Road||11, Raised Ground Floor, Lekhraj Khazana, Faizabad Road, Lucknow - 226016, Uttar Pradesh||HDFC0000296||226240003||9935903333|
|Aliganj||A1 / 15, Sector H, Main Purania Chauraha, Aliganj, Lucknow - 226024, Uttar Pradesh||HDFC0000412||226240004||9935903333|
|Alambagh||56 & 57 Chander Nagar, Alambagh, Lucknow - 226005, Uttar Pradesh||HDFC0000722||226240008||9935903333|
|Aminabad||A. R. Centre, Opposite Gulmarg Hotel - Aminabad, Lucknow - 226018, Uttar Pradesh||HDFC0000723||226240007||9935903333|
|Gomti Nagar||5 / 19 Vishal Khand, Gomti Nagar, Lucknow - 226010, Uttar Pradesh||HDFC0001112||226240009||9935903333|
|Rajajipuram||2Cp 213 - 216 E Block, Main Road, Rajajipuram, Lucknow - 226017, Uttar Pradesh||HDFC0001136||226240011||9935903333|
|Tekari Chambers||17 / 3 Tekari Chambers, Ashok Marg, Lucknow - 226001, Uttar Pradesh||HDFC0001267||226240010||9935903333|
|Usman Road||72/2, Usman Road, Near Command Canteen, Cantt Lucknow Uttar Pradesh||HDFC0001907||226240013||9935903333|
|Jankipuram||B - 1 / 294, Jankipuram, Lucknow - 226021, Uttar Pradesh||HDFC0001908||226240012||9935903333|
|Aashiana||A - 849, Sector I, Aashiana, Lucknow - 226012, Uttar Pradesh||HDFC0001943||226240014||9935903333|