HDFC Bank Personal Loan in New Delhi

HDFC Bank New Delhi Main Branch with IFSC Code

  • Branch Name: Connaught Place
  • Complete Address: SN 11, Parliament Street, Hanuman Road Area, Connaught Place, New Delhi, Delhi 110001
  • IFSC Code: HDFC0000313
  • MICR Details: 110240045
  • Customer Care Number: 011 6160 6161

HDFC Bank New Delhi branches with IFSC Codes and Customer Care Number

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
KapasheraRZ - 2 Opposite Police Station, , Kapashera, New Delhi - 110037, New DelhiHDFC0001670 11024022061606161
Kasturba Gandhi MargG - 3 / 4, , Suryakiran Building, 19, Kasturba Gandhi Marg, New Delhi - 110001, New DelhiHDFC0000003 11024000161606161
Vasant ViharD - 1, Shopping Centre - 2, Vasant Vihar, , New Delhi - 110057, New DelhiHDFC0000011 HDFC0000011 61606161
Rajinder Nagar13 - B, Pusa Road, Bazar Marg, Old Rajinder Nagar, New Delhi - 110060, New DelhiHDFC0000026 11024000361606161
Greater KailashE - 6, Masjid Moth, Greater Kailash 2, New Delhi - 110048, New DelhiHDFC0000027 11024000561606161
SafdarjungC - 5 / 32, Sda, Safdarjung Development Area, New Delhi - 110016, New DelhiHDFC0000032 11024000461606161
SaketE - 143 Saket, ,New Delhi - 110017, New DelhiHDFC0000043 11024000761606161
New Friends ColonyD - 965, , Mata Ka Mandir, , New Friends Colony, , New Delhi - 110065, New DelhiHDFC0000089 11024000961606161
Punjabi Bagh17 Central Market, West Punjabi Bagh, New Delhi - 110026, New DelhiHDFC0000091 11024001161606161
Greater Kailash B - 54 A, Greater Kailash - 1, New Delhi - 110048, New DelhiHDFC0000092 11024001061606161
Vikas MargGf 1, 2, 3, Laxmi Deep Building, Laxmi Nagar, Centre, Vikas Marg, New Delhi - 110092, New DelhiHDFC0000120 11024001561606161

HDFC Personal Loan Interest Rates in New Delhi 

The important details about a personal loan offered by HDFC bank in the city have been given below.

ParticularDetails
Interest rate10.99% - 20.99%
Loan amountUp to ₹ 15 Lakhs
TenureUp to five years
Processing feeUp to 2.50% of the sanctioned loan amount+GST
Pre-payment chargeNo prepayment until completion of 12 EMIs

4% of the principal outstanding if between 13-24 months+GST

3% of the principal outstanding if between 25-36 months+GST

2% of the principal outstanding if more than 36 months+GST

Personal Loan EMI Calculator

A personal loan EMI calculator is the tool that helps you calculate Equated Monthly Installments. Here is an example showing the payments you will have to do if you take a personal loan from HDFC Bank worth ₹10,00,000 for the tenure of 5 years and an interest rate of 12% p.a.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan Amount Interest Rate Tenure Monthly Instalment Total Interest Amount Total Amount

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

Year Principal Interest Balance Amount

Eligibility criteria

The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

  • The applicant should be a salaried individual who falls into the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
  • The applicant must be between the age group of 21 to 60 years.
  • A working experience of a minimum of two years is needed
  • Must be employed with the current company for at least one year.
  • A net monthly income of at least ₹15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹20,000.

How to Apply

The process of applying for a personal loan is simple and quick. You need to fill the loan application form and submit it along with the documents checklist at your nearest bank branch or online.

Loan Application Form

In the application form for a personal loan, you must fill in the below-mentioned details:

  1. Personal details of the applicant/s
  2. Professional details of the applicant/s
  3. Loan details (amount and tenure)

Documents Checklist

The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.

  • Identity Proof- photocopies of Driving License/Voter ID Card/Passport
  • Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
  • Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
  • Bank Statement of the past three months/ six months passbook statement

For more details check out Personal Loan New Delhi.

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HDFC Bank 10.99% - 20.99%
ICICI Bank 10.99% - 18.40%
IndusInd Bank 10.99% - 16.00%
Kotak Bank 10.99% - 20.99%
RBL 13.00% - 18.00%
Standard Chartered Bank 10.99% - 14.49%
Tata Capital 10.99% - 18.00%
Home Loan Interest Rates May 2018
State Bank of India/SBI 8.35% - 8.90%
HDFC 8.40% - 9.10%
Bank of Baroda 8.40% - 9.40%
LIC Housing 8.45% - 8.90%
PNB Housing Finance 8.40% - 8.99%
ICICI Bank 8.45% - 8.95%
Axis Bank 8.40% - 8.75%
Citibank 8.40% - 9.25%
Indiabulls Housing Finance Limited 8.45% - 9.75%
Kotak Bank 8.35% - 8.50%
DHFL 9.00% - 10.00%
Reliance Home Finance 8.75% - 10.00%
EMI Calculator