About HDFC Bank Personal Loan in Noida
HDFC bank personal loan is provided to the eligible salaried individuals based in the city of Noida. The bank offers the women customer a special personal loan called Personal loan Diva. HDFC bank has made a name for itself in the banking world because all its products hold high value. Same can be said for a HDFC bank personal loan which is the perfect way to live your dreams. The bank has set up more than 30 branches here in Noida.
HDFC Bank Personal Loan Noida at a glance
The important details about a personal loan offered by HDFC bank in the city have been given below.
|Interest rate||10.99% - 15.00%|
|Loan amount||Up to ₹ 15 Lakhs|
|Tenure||Up to five years|
|Processing fee||Up to 2.50% of the sanctioned loan amount+GST|
No prepayment until completion of 12 EMIs
4% of the principal outstanding if between 13-24 months+GST
3% of the principal outstanding if between 25-36 months+GST
2% of the principal outstanding if more than 36 months+GST
Eligibility criteria for a HDFC Bank Personal Loan Noida
The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.
- The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
- The applicant must be between the age group of 21 to 60 years.
- A working experience of a minimum of two years is needed
- Must be employed with the current company for at least one year.
- A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.
Documents Checklist for a HDFC Bank Personal Loan Noida
The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.
- Identity Proof- photocopies of Driving License/Voter ID Card/Passport
- Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
- Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
- Bank Statement of the past three months/ six months passbook statement
Get more information by checking out Personal Loan Noida.
Address of HDFC bank branches in Noida
The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.
|Sector- 18 Noida||Ansals Fortune Arcade, K Block, Sector 18, Near Atta Peer, Noida - 201301, Uttar Pradesh||HDFC0000088||110240014||9935903333|
|Sector-62 Noida||C56 / 38, Sector - 62, Near Logix Park, Noida - 201306, Uttar Pradesh||HDFC0000394||110240063||9935903333|
|Sector-26 Noida||D - 118, , Sector - 26, Noida - 201301, Uttar Pradesh||HDFC0000651||110240012||9935903333|
|Sector- 50 Noida||B - 1 / 51 And 60, Sector 50, Noida - 201301, Uttar Pradesh||HDFC0000728||110240113||9935903333|
|Sector- 110 Noida||A2 / 1, , Commercial Complex, Sector 110, Noida - 201304, Uttar Pradesh||HDFC0000930||110240127||9935903333|
|Sector- 63 Noida||H 1A / 12, Sector 63, Noida - 201306, Uttar Pradesh||HDFC0000975||110240129||9935903333|
|Sector- 19 Noida||A - 1, , Sector 19, Noida - 201301, Uttar Pradesh||HDFC0001223||110240141||9935903333|
|Amar Public School||Ps - 2 B, Arun Vihar, Sector 37, Noida - 201303, Uttar Pradesh||HDFC0001292||110240194||9935903333|
|Sector- 16 Noida||B - 222 - 223, Dynamic House, Sector 16, Noida - 201301, Uttar Pradesh||HDFC0001351||110240154||9935903333|
|Sector-18 Noida||G 28 / 29, Sector - 18, Noida, Adjacent to Kotak Mahindra Bank, Sector 18, Noida - 201301, Uttar Pradesh||HDFC0001592||110240181||9935903333|
|Sector- 51 Noida||B - 1A, 26 & 27, , B - Block Market, Sector 51, Noida - 201301, Uttar Pradesh||HDFC0001603||110240196||9935903333|
|Sector- 127 Noida||IHDP Building, Sector 127, Noida - 201301, Uttar Pradesh||HDFC0001900||110240208||9935903333|