HDFC Bank Personal Loan in Pune

HDFC Bank Personal Loan Pune Interest Rate

The important details about a personal loan offered by HDFC bank in the city have been given below.

ParticularDetails
Interest rate11.25% - 21.50%
Loan amountUp to ₹ 15 Lakhs
TenureUp to five years
Processing feeUp to 2.50% of the sanctioned loan amount+GST
Pre-payment charge

No prepayment until completion of 12 EMIs

4% of the principal outstanding if between 13-24 months+GST

3% of the principal outstanding if between 25-36 months+GST

2% of the principal outstanding if more than 36 months+GST

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HDFC Bank Branches in Pune with IFSC Codes

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
Law College RoadLaukik Appt. Plot No. 3, CTS No. 870, Bhandarkar Rd, Pune - 411004, MaharashtraHDFC00000074112400029890603333
Kondhwa KhurdShop No. 3 / 4, , Mayurpankh APARTMENT, Kondhwa Khurd, Pune - 411048, MaharashtraHDFC00000294112400039890603333
Boat Club Road9 / 2, Kalpataru Garden, Opposite Narangi Baug, Boat Club Road, , Pune - 411001, MaharashtraHDFC00000394112400049890603333
Aundh93, Rajyog Creations, Anand Park, Off ITI Road, Aundh, Pune - 411007, MaharashtraHDFC00000524112400059890603333
Fergusson College Road1182 / 13, Bu Bhandari Showroom, , Opposite Hotel Lalit Mahal, Fergusson College Road, Pune - 411005, MaharashtraHDFC00001034112400079890603333
Shankar Seth RoadVardhaman Building, Oswal Bandhu Samaz Bldg, Shankar Seth Road, Pune - 411042, MaharashtraHDFC00001044112400069890603333
East StreetK. P. Housing Society, General Thimmaya Road, , Camp, East Street, Pune - 411001, MaharashtraHDFC00001484112400089890603333
KothrudPlot No. 14, Mayur Colony, Opposite Jog High School, , Kothrud, Pune - 411029, MaharashtraHDFC00001494112400099890603333
NigdiPlot No 1, Sector 27 - A, Pradhikaran, Nigdi, Pune - 411044, MaharashtraHDFC00001854112400109890603333
PashanCasp Bhavan, 132 / 2 - Plot No. 3, , Pashan - Baner Link Road, Pune - 411021, MaharashtraHDFC00002234112400069890603333
Sahakar NagarRuturang 49 / 1, Pune Satara Road, Aranyeshwar Corner, , Sahakar Nagar, Pune - 411009, MaharashtraHDFC00003594112400119890603333

HDFC Personal Loan Customer Care

You just need to dial 1800 22 1006 or 022 6160 6161 from your mobile or landline number in order to be in touch with the highly experienced or talented customer care executives of HDFC. With having rich experience and expert skills, these professionals help and guide you in the best way so that all your complaints or queries can easily be resolved.

Eligibility criteria for a HDFC Bank Personal Loan Pune

The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

  • The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
  • The applicant must be between the age group of 21 to 60 years.
  • A working experience of a minimum of two years is needed
  • Must be employed with the current company for at least one year.
  • A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.

HDFC Personal Loan EMI Calculator

With the online availability of an EMI Calculator, it would not be wrong to say that knowing the exact calculations of your EMIs, Interest Outgo and Total Amount Payable on a personal loan is no more a hassle. This smart and dynamic device allows you to know the exact amount of your monthly installments in the most appealing and easy to understand manner. By taking into account, the tenure, interest rate and loan amount, this tool fetches the results for you within few seconds.

Well, to give you more clarity on the same, below is a table showing the calculations on a loan amount of ₹5 Lakh, taken for a tenure of 5 years at an interest rate of 11% per annum.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 5,00,00011%1₹ 44,191₹ 30,290₹ 5,30,290
₹ 5,00,00011%2₹ 23,304₹ 59,294₹ 5,59,294
₹ 5,00,00011%3₹ 16,369₹ 89,297₹ 5,89,297
₹ 5,00,00011%4₹ 12,923₹ 1,20,293₹ 6,20,293
₹ 5,00,00011%5₹ 10,871₹ 1,52,273₹ 6,52,273

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 79,377₹ 51,077₹ 4,20,622
2₹ 88,562₹ 41,892₹ 3,32,059
3₹ 98,811₹ 31,643₹ 2,33,248
4₹ 1,10,245₹ 20,209₹ 1,23,003
5₹ 1,23,101₹ 7452₹ 0

Documents Checklist for a HDFC Bank Personal Loan Pune

The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.

  • Identity Proof- photocopies of Driving License/Voter ID Card/Passport
  • Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
  • Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
  • Bank Statement of the past three months/ six months passbook statement

For extra information please have a look at Personal Loan Pune

About HDFC Bank Personal Loan in Pune

A personal loan is one of the most sought after products in the market. HDFC bank also provides a personal loan to salaried customers based in Pune. The applicant has to ensure that he matches the eligibility criteria set by HDFC bank. The bank has a special product for the women borrowers. It is named as HDFC bank Personal Loan Diva. HDFC bank has opened over 100 branches here in Pune.

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HDFC Bank11.25% - 21.50%
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Standard Chartered Bank11.50% - 14.50%
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Home Loan Interest Rates October 2018
State Bank of India/SBI8.70% - 9.25%
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LIC Housing8.70% - 9.05%
PNB Housing Finance9.00% - 13.00%
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Axis Bank8.80% - 9.05%
Citibank8.90% - 9.65%
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DHFL9.05% - 9.95%
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EMI Calculator